CaRisk Solutions: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CaRisk Solutions
Largest movements
- Cash -€7,430
down €7,430 (-26.3%), from €28,231 to €20,801
mainly Receivables within one year (-€5,254) and Net result for the year (-€4,930)
- Receivables within one year +€5,254
up €5,254 (+835.3%), from €629 to €5,883
of which Trade receivables: +€5,264
- Tangible fixed assets -€4,316
down €4,316 (-37.8%), from €11,431 to €7,115
of which Furniture and vehicles: -€3,410
- Deferred charges and accrued income -€444
down €444 (-18.7%), from €2,369 to €1,925
- Profit (loss) carried forward -€4,930
down €4,930 (-65.8%), from -€7,487 to -€12,417
- Tax, wage and social debts -€1,869
down €1,869 (-32.7%), from €5,720 to €3,851
- Gross operating margin +€1,973
up €1,973, from -€312 to €1,661
- Depreciation -€350
down €350 (-7.5%), from €4,666 to €4,316
- Financial charges -€233
down €233 (-12.1%), from €1,931 to €1,698
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €42,660 | €35,724 | -€6,936 | -16.3% |
| Fixed assets | 21/28 | €11,431 | €7,115 | -€4,316 | -37.8% |
| Tangible fixed assets | 22/27 | €11,431 | €7,115 | -€4,316 | -37.8% |
| Plant, machinery and equipment | 23 | €3,069 | €2,163 | -€906 | -29.5% |
| Furniture and vehicles | 24 | €8,362 | €4,952 | -€3,410 | -40.8% |
| Current assets | 29/58 | €31,229 | €28,609 | -€2,620 | -8.4% |
| Amounts receivable within one year | 40/41 | €629 | €5,883 | +€5,254 | +835.3% |
| Trade receivables | 40 | €619 | €5,883 | +€5,264 | +850.4% |
| Other amounts receivable | 41 | €10 | - | -€10 | |
| Cash at bank and in hand | 54/58 | €28,231 | €20,801 | -€7,430 | -26.3% |
| Deferred charges and accrued income | 490/1 | €2,369 | €1,925 | -€444 | -18.7% |
| Total equity and liabilities | 10/49 | €42,660 | €35,724 | -€6,936 | -16.3% |
| Equity | 10/15 | €19,283 | €14,353 | -€4,930 | -25.6% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €25,770 | €25,770 | = | 0.0% |
| Tax-exempt reserves | 132 | €185 | €185 | = | 0.0% |
| Distributable reserves | 133 | €25,585 | €25,585 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€7,487 | -€12,417 | -€4,930 | -65.8% |
| Amounts payable | 17/49 | €23,377 | €21,371 | -€2,006 | -8.6% |
| Amounts payable within one year | 42/48 | €22,552 | €20,546 | -€2,006 | -8.9% |
| Taxes, remuneration and social security | 45 | €5,720 | €3,851 | -€1,869 | -32.7% |
| Taxes | 450/3 | €5,720 | €3,851 | -€1,869 | -32.7% |
| Other amounts payable | 47/48 | €16,832 | €16,695 | -€137 | -0.8% |
| Accrued charges and deferred income | 492/3 | €825 | €825 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,666 | €4,316 | -€350 | -7.5% |
| Other operating charges | 640/8 | €387 | €400 | +€13 | +3.4% |
| Gross operating margin | 9900 | -€312 | €1,661 | +€1,973 | |
| Operating profit (loss) | 9901 | -€5,365 | -€3,055 | +€2,310 | +43.1% |
| Financial charges | 65/66B | €1,931 | €1,698 | -€233 | -12.1% |
| Recurring financial charges | 65 | €1,931 | €1,698 | -€233 | -12.1% |
| Profit (loss) for the period before taxes | 9903 | -€7,296 | -€4,753 | +€2,543 | +34.9% |
| Income taxes | 67/77 | €191 | €177 | -€14 | -7.3% |
| Profit (loss) for the period | 9904 | -€7,487 | -€4,930 | +€2,557 | +34.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€7,487 | -€4,930 | +€2,557 | +34.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.