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CARISEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CARISEL

BE 0401.470.231
NACE 43.331, Floor and wall tiling
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€98,765
2024 · €22,553+€76,213
Equity
€986,156
2024 · €887,391+€98,765
Cash
€162,552
2024 · €235,550-€72,999
Balance sheet total
€2.1m
2024 · €2.0m+€58,712

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€181,955

    up €181,955 (+20.6%), from €884,033 to €1.1m

    of which Trade receivables: +€183,449

  • Cash -€72,999

    down €72,999 (-31.0%), from €235,550 to €162,552

    mainly Other debts (-€186,128) and Receivables within one year (-€181,955)

  • Stocks and contracts -€66,875

    down €66,875 (-44.2%), from €151,349 to €84,474

Equity and liabilities
  • Other debts -€186,128

    down €186,128 (-73.8%), from €252,128 to €66,000

  • Trade debts +€150,658

    up €150,658 (+32.1%), from €469,532 to €620,190

  • Profit (loss) carried forward +€62,402

    up €62,402, from -€57,811 to €4,591

  • Reserves +€36,364

    up €36,364 (+13.5%), from €270,202 to €306,565

    of which Distributable reserves: +€36,364

Income statement
  • Gross operating margin +€121,625

    up €121,625 (+22.7%), from €535,920 to €657,544

  • Staff costs +€66,366

    up €66,366 (+13.9%), from €476,685 to €543,051

  • Financial charges -€17,230

    down €17,230 (-56.3%), from €30,598 to €13,368

  • Depreciation -€9,061

    down €9,061 (-32.5%), from €27,855 to €18,794

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €22,553
Gross operating margin +€121,625
Staff costs -€66,366
Depreciation +€9,061
Other operating charges +€1,070
Other operating items -€326
Financial income -€2,777
Financial charges +€17,230
Taxes -€3,304
Result 2025 €98,765

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€44,233
Investment -€21,988
Financing -€6,778
Cash 2024 €235,550
Net result for the year +€98,765
Depreciation +€18,794
Receivables after one year -€11,655
Stocks and contracts +€66,875
Receivables within one year -€181,955
Deferred charges and accrued income -€1,781
Trade debts +€150,658
Tax, wage and social debts +€2,194
Other debts -€186,128
Investment in fixed assets (net) -€21,988
Debts after one year -€4,083
Current portion of long-term debt -€2,694
Cash 2025 €162,552
Every line side by side 59 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,011,153 €2,069,864 +€58,712 +2.9%
Fixed assets 21/28 €107,760 €110,954 +€3,194 +3.0%
Tangible fixed assets 22/27 €57,970 €61,299 +€3,329 +5.7%
Furniture and vehicles 24 €48,284 €52,660 +€4,376 +9.1%
Other tangible fixed assets 26 €9,686 €8,639 -€1,047 -10.8%
Financial fixed assets 28 €49,790 €49,655 -€135 -0.3%
Current assets 29/58 €1,903,393 €1,958,910 +€55,518 +2.9%
Amounts receivable after more than one year 29 €333,004 €344,659 +€11,655 +3.5%
Other amounts receivable 291 €333,004 €344,659 +€11,655 +3.5%
Stocks and contracts in progress 3 €151,349 €84,474 -€66,875 -44.2%
Stocks 30/36 €151,349 €84,474 -€66,875 -44.2%
Amounts receivable within one year 40/41 €884,033 €1,065,988 +€181,955 +20.6%
Trade receivables 40 €512,545 €695,993 +€183,449 +35.8%
Other amounts receivable 41 €371,488 €369,995 -€1,494 -0.4%
Current investments 50/53 €292,374 €292,374 = 0.0%
Cash at bank and in hand 54/58 €235,550 €162,552 -€72,999 -31.0%
Deferred charges and accrued income 490/1 €7,082 €8,863 +€1,781 +25.1%
Total equity and liabilities 10/49 €2,011,153 €2,069,864 +€58,712 +2.9%
Equity 10/15 €887,391 €986,156 +€98,765 +11.1%
Contributions 10/11 €675,000 €675,000 = 0.0%
Capital 10 €675,000 €675,000 = 0.0%
Issued capital 100 €675,000 €675,000 = 0.0%
Reserves 13 €270,202 €306,565 +€36,364 +13.5%
Non-distributable reserves 130/1 €36,550 €36,550 = 0.0%
Legal reserve 130 €36,550 €36,550 = 0.0%
Tax-exempt reserves 132 €56,430 €56,430 = 0.0%
Distributable reserves 133 €177,222 €213,585 +€36,364 +20.5%
Profit (loss) carried forward 14 -€57,811 €4,591 +€62,402
Provisions and deferred taxes 16 €15,334 €15,334 = 0.0%
Provisions for liabilities and charges 160/5 €15,334 €15,334 = 0.0%
Pensions and similar obligations 160 €15,334 €15,334 = 0.0%
Amounts payable 17/49 €1,108,427 €1,068,373 -€40,054 -3.6%
Amounts payable after more than one year 17 €4,983 €900 -€4,083 -81.9%
Financial debts 170/4 €4,083 - -€4,083
Other amounts payable 178/9 €900 €900 = 0.0%
Amounts payable within one year 42/48 €1,103,444 €1,067,473 -€35,970 -3.3%
Current portion of amounts payable after more than one year 42 €6,777 €4,082 -€2,694 -39.8%
Financial debts 43 €352,500 €352,500 = 0.0%
Credit institutions 430/8 €352,500 €352,500 = 0.0%
Trade debts 44 €469,532 €620,190 +€150,658 +32.1%
Suppliers 440/4 €469,532 €620,190 +€150,658 +32.1%
Taxes, remuneration and social security 45 €22,507 €24,701 +€2,194 +9.7%
Taxes 450/3 - €3,636 +€3,636
Remuneration and social security 454/9 €22,507 €21,064 -€1,443 -6.4%
Other amounts payable 47/48 €252,128 €66,000 -€186,128 -73.8%
Remuneration, social security and pensions 62 €476,685 €543,051 +€66,366 +13.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,855 €18,794 -€9,061 -32.5%
Other operating charges 640/8 €1,351 €281 -€1,070 -79.2%
Non-recurring operating charges 66A - €326 +€326
Gross operating margin 9900 €535,920 €657,544 +€121,625 +22.7%
Operating profit (loss) 9901 €30,029 €95,093 +€65,064 +216.7%
Financial income 75/76B €24,792 €22,015 -€2,777 -11.2%
Recurring financial income 75 €24,792 €22,015 -€2,777 -11.2%
Financial charges 65/66B €30,598 €13,368 -€17,230 -56.3%
Recurring financial charges 65 €30,598 €13,368 -€17,230 -56.3%
Profit (loss) for the period before taxes 9903 €24,223 €103,740 +€79,517 +328.3%
Income taxes 67/77 €1,670 €4,975 +€3,304 +197.8%
Profit (loss) for the period 9904 €22,553 €98,765 +€76,213 +337.9%
Profit (loss) for the period to be appropriated 9905 €22,553 €98,765 +€76,213 +337.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.