CARFINPRO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARFINPRO
Largest movements
- Receivables after one year -€151,442
down €151,442 (-32.8%), from €461,442 to €310,000
- Debts after one year -€151,052
down €151,052 (-32.8%), from €461,052 to €310,000
- Financial charges +€818
up €818 (+14.7%), from €5,551 to €6,368
- Gross operating margin -€640
down €640 (-82.0%), from -€781 to -€1,421
- Financial income +€380
up €380 (+4.6%), from €8,249 to €8,628
- Taxes -€273
down €273 (-80.8%), from €339 to €65
- Other operating charges +€16
up €16 (+2.8%), from €563 to €579
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €466,065 | €315,135 | -€150,930 | -32.4% |
| Current assets | 29/58 | €466,065 | €315,135 | -€150,930 | -32.4% |
| Amounts receivable after more than one year | 29 | €461,442 | €310,000 | -€151,442 | -32.8% |
| Other amounts receivable | 291 | €461,442 | €310,000 | -€151,442 | -32.8% |
| Amounts receivable within one year | 40/41 | - | €235 | +€235 | |
| Other amounts receivable | 41 | - | €235 | +€235 | |
| Cash at bank and in hand | 54/58 | €4,623 | €4,900 | +€277 | +6.0% |
| Total equity and liabilities | 10/49 | €466,065 | €315,135 | -€150,930 | -32.4% |
| Equity | 10/15 | €4,674 | €4,869 | +€195 | +4.2% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €2,674 | €2,869 | +€195 | +7.3% |
| Distributable reserves | 133 | €2,674 | €2,869 | +€195 | +7.3% |
| Amounts payable | 17/49 | €461,391 | €310,266 | -€151,125 | -32.8% |
| Amounts payable after more than one year | 17 | €461,052 | €310,000 | -€151,052 | -32.8% |
| Other amounts payable | 178/9 | €461,052 | €310,000 | -€151,052 | -32.8% |
| Amounts payable within one year | 42/48 | €339 | €266 | -€72 | -21.4% |
| Trade debts | 44 | €0 | €266 | +€266 | |
| Suppliers | 440/4 | €0 | €266 | +€266 | |
| Taxes, remuneration and social security | 45 | €339 | €0 | -€339 | -100.0% |
| Taxes | 450/3 | €339 | €0 | -€339 | -100.0% |
| Other operating charges | 640/8 | €563 | €579 | +€16 | +2.8% |
| Gross operating margin | 9900 | -€781 | -€1,421 | -€640 | -82.0% |
| Operating profit (loss) | 9901 | -€1,344 | -€2,000 | -€656 | -48.8% |
| Financial income | 75/76B | €8,249 | €8,628 | +€380 | +4.6% |
| Recurring financial income | 75 | €8,249 | €8,628 | +€380 | +4.6% |
| Financial charges | 65/66B | €5,551 | €6,368 | +€818 | +14.7% |
| Recurring financial charges | 65 | €5,551 | €6,368 | +€818 | +14.7% |
| Profit (loss) for the period before taxes | 9903 | €1,354 | €260 | -€1,094 | -80.8% |
| Income taxes | 67/77 | €339 | €65 | -€273 | -80.8% |
| Profit (loss) for the period | 9904 | €1,015 | €195 | -€820 | -80.8% |
| Profit (loss) for the period to be appropriated | 9905 | €1,015 | €195 | -€820 | -80.8% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.