CARECO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARECO
Largest movements
- Receivables within one year +€31,969
up €31,969 (+48.8%), from €65,544 to €97,513
of which Trade receivables: +€32,552
- Tangible fixed assets -€4,961
no longer reported in 2025 (was €4,961)
- Profit (loss) carried forward +€11,802
up €11,802 (+46.6%), from -€25,328 to -€13,527
- Tax, wage and social debts +€5,794
new in 2025: €5,794
- Other debts +€4,955
up €4,955 (+100.0%), from €4,955 to €9,910
- Trade debts +€4,051
up €4,051 (+6.6%), from €61,694 to €65,745
- Gross operating margin +€27,771
up €27,771, from -€14,077 to €13,694
- Depreciation -€450
no longer reported in 2025 (was €450)
- Other operating charges +€306
up €306 (+35.3%), from €867 to €1,174
- Financial charges +€245
up €245 (+43.1%), from €568 to €813
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €70,956 | €97,557 | +€26,601 | +37.5% |
| Fixed assets | 21/28 | €4,961 | - | -€4,961 | |
| Tangible fixed assets | 22/27 | €4,961 | - | -€4,961 | |
| Furniture and vehicles | 24 | €4,961 | - | -€4,961 | |
| Current assets | 29/58 | €65,995 | €97,557 | +€31,562 | +47.8% |
| Amounts receivable within one year | 40/41 | €65,544 | €97,513 | +€31,969 | +48.8% |
| Trade receivables | 40 | €64,961 | €97,513 | +€32,552 | +50.1% |
| Other amounts receivable | 41 | €583 | - | -€583 | |
| Cash at bank and in hand | 54/58 | €2 | €44 | +€42 | +2273.5% |
| Deferred charges and accrued income | 490/1 | €449 | - | -€449 | |
| Total equity and liabilities | 10/49 | €70,956 | €97,557 | +€26,601 | +37.5% |
| Equity | 10/15 | €4,307 | €16,108 | +€11,802 | +274.0% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €9,635 | €9,635 | = | 0.0% |
| Distributable reserves | 133 | €9,635 | €9,635 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€25,328 | -€13,527 | +€11,802 | +46.6% |
| Amounts payable | 17/49 | €66,649 | €81,449 | +€14,800 | +22.2% |
| Amounts payable within one year | 42/48 | €66,649 | €81,449 | +€14,800 | +22.2% |
| Trade debts | 44 | €61,694 | €65,745 | +€4,051 | +6.6% |
| Suppliers | 440/4 | €61,694 | €65,745 | +€4,051 | +6.6% |
| Taxes, remuneration and social security | 45 | - | €5,794 | +€5,794 | |
| Taxes | 450/3 | - | €5,794 | +€5,794 | |
| Other amounts payable | 47/48 | €4,955 | €9,910 | +€4,955 | +100.0% |
| Non-recurring operating income | 76A | €1,674 | €21,902 | +€20,228 | +1208.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €450 | - | -€450 | |
| Other operating charges | 640/8 | €867 | €1,174 | +€306 | +35.3% |
| Gross operating margin | 9900 | -€14,077 | €13,694 | +€27,771 | |
| Operating profit (loss) | 9901 | -€15,395 | €12,520 | +€27,915 | |
| Financial income | 75/76B | €28 | €94 | +€66 | +230.4% |
| Recurring financial income | 75 | €28 | €94 | +€66 | +230.4% |
| Financial charges | 65/66B | €568 | €813 | +€245 | +43.1% |
| Recurring financial charges | 65 | €568 | €813 | +€245 | +43.1% |
| Profit (loss) for the period before taxes | 9903 | -€15,934 | €11,802 | +€27,736 | |
| Profit (loss) for the period | 9904 | -€15,934 | €11,802 | +€27,736 | |
| Profit (loss) for the period to be appropriated | 9905 | -€15,934 | €11,802 | +€27,736 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.