CARDIPLAI: what changed
CARDIPLAI
Largest movements
- Receivables within one year +€6,221
up €6,221 (+30.1%), from €20,639 to €26,860
of which Other amounts receivable: +€17,752
- Cash +€2,223
up €2,223 (+55.2%), from €4,028 to €6,251
mainly Net result for the year (+€13,977) and Depreciation (+€2,000)
- Intangible fixed assets -€2,000
down €2,000 (-13.3%), from €15,025 to €13,025
- Deferred charges and accrued income +€511
new in 2025: €511
- Profit (loss) carried forward +€13,977
up €13,977 (+57.7%), from €24,241 to €38,218
- Tax, wage and social debts -€3,067
down €3,067 (-71.8%), from €4,273 to €1,206
of which Taxes: -€2,674
- Debts after one year -€2,400
down €2,400 (-70.6%), from €3,400 to €1,000
- Trade debts -€2,271
down €2,271 (-36.1%), from €6,292 to €4,021
- Other debts +€717
up €717 (+1,035%), from €69 to €786
- Turnover -€41,433
down €41,433 (-30.8%), from €134,561 to €93,128
- Purchases and services -€11,857
down €11,857 (-10.9%), from €108,981 to €97,124
- Other operating charges -€6,269
down €6,269 (-65.8%), from €9,529 to €3,260
- Gross operating margin -€5,961
down €5,961 (-22.3%), from €26,775 to €20,814
- Staff costs -€5,829
no longer reported in 2025 (was €5,829)
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,175 | €50,130 | +€6,955 | +16.1% |
| Fixed assets | 21/28 | €18,508 | €16,508 | -€2,000 | -10.8% |
| Intangible fixed assets | 21 | €15,025 | €13,025 | -€2,000 | -13.3% |
| Financial fixed assets | 28 | €3,484 | €3,484 | = | 0.0% |
| Current assets | 29/58 | €24,667 | €33,622 | +€8,955 | +36.3% |
| Amounts receivable within one year | 40/41 | €20,639 | €26,860 | +€6,221 | +30.1% |
| Trade receivables | 40 | €11,531 | - | -€11,531 | |
| Other amounts receivable | 41 | €9,108 | €26,860 | +€17,752 | +195% |
| Cash at bank and in hand | 54/58 | €4,028 | €6,251 | +€2,223 | +55.2% |
| Deferred charges and accrued income | 490/1 | - | €511 | +€511 | |
| Total equity and liabilities | 10/49 | €43,175 | €50,130 | +€6,955 | +16.1% |
| Equity | 10/15 | €26,741 | €40,718 | +€13,977 | +52.3% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €24,241 | €38,218 | +€13,977 | +57.7% |
| Amounts payable | 17/49 | €16,434 | €9,413 | -€7,022 | -42.7% |
| Amounts payable after more than one year | 17 | €3,400 | €1,000 | -€2,400 | -70.6% |
| Financial debts | 170/4 | €3,400 | €1,000 | -€2,400 | -70.6% |
| Amounts payable within one year | 42/48 | €13,034 | €8,413 | -€4,622 | -35.5% |
| Current portion of amounts payable after more than one year | 42 | €2,400 | €2,400 | = | 0.0% |
| Trade debts | 44 | €6,292 | €4,021 | -€2,271 | -36.1% |
| Suppliers | 440/4 | €6,292 | €4,021 | -€2,271 | -36.1% |
| Taxes, remuneration and social security | 45 | €4,273 | €1,206 | -€3,067 | -71.8% |
| Taxes | 450/3 | €3,879 | €1,206 | -€2,674 | -68.9% |
| Remuneration and social security | 454/9 | €394 | - | -€394 | |
| Other amounts payable | 47/48 | €69 | €786 | +€717 | +1,035% |
| Turnover | 70 | €134,561 | €93,128 | -€41,433 | -30.8% |
| Goods, raw materials, services and sundry goods | 60/61 | €108,981 | €97,124 | -€11,857 | -10.9% |
| Remuneration, social security and pensions | 62 | €5,829 | - | -€5,829 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,000 | €2,000 | = | 0.0% |
| Other operating charges | 640/8 | €9,529 | €3,260 | -€6,269 | -65.8% |
| Gross operating margin | 9900 | €26,775 | €20,814 | -€5,961 | -22.3% |
| Operating profit (loss) | 9901 | €9,418 | €15,555 | +€6,137 | +65.2% |
| Financial charges | 65/66B | €3,900 | €1,578 | -€2,322 | -59.5% |
| Recurring financial charges | 65 | €3,900 | €1,578 | -€2,322 | -59.5% |
| Profit (loss) for the period before taxes | 9903 | €5,518 | €13,977 | +€8,459 | +153% |
| Profit (loss) for the period | 9904 | €5,518 | €13,977 | +€8,459 | +153% |
| Profit (loss) for the period to be appropriated | 9905 | €5,518 | €13,977 | +€8,459 | +153% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.