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CARDIOVIC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CARDIOVIC

BE 0478.412.809
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€82,361
2024 · €48,995+€33,366
Equity
€38,986
2024 · -€43,376+€82,361
Cash
€128,005
2024 · €47,931+€80,074
Balance sheet total
€188,562
2024 · €130,146+€58,415

Largest movements

2024 to 2025
Assets
  • Cash +€80,074

    up €80,074 (+167.1%), from €47,931 to €128,005

    mainly Net result for the year (+€82,361) and Depreciation (+€20,219)

  • Tangible fixed assets -€16,266

    down €16,266 (-31.8%), from €51,112 to €34,846

    of which Other tangible fixed assets: -€15,933

  • Deferred charges and accrued income -€5,392

    down €5,392 (-17.3%), from €31,103 to €25,711

Equity and liabilities
  • Profit (loss) carried forward +€82,361

    up €82,361 (+83.4%), from -€98,810 to -€16,449

  • Current portion of long-term debt -€11,554

    no longer reported in 2025 (was €11,554)

  • Other debts -€10,778

    down €10,778 (-7.3%), from €147,900 to €137,122

Income statement
  • Gross operating margin +€32,143

    up €32,143 (+41.6%), from €77,334 to €109,477

  • Other operating charges -€1,621

    down €1,621 (-28.2%), from €5,759 to €4,137

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €48,995
Gross operating margin +€32,143
Depreciation -€910
Other operating charges +€1,621
Financial income -€169
Financial charges +€548
Taxes +€133
Result 2025 €82,361

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€95,580
Investment -€3,952
Financing -€11,554
Cash 2024 €47,931
Net result for the year +€82,361
Depreciation +€20,219
Deferred charges and accrued income +€5,392
Trade debts -€1,481
Tax, wage and social debts -€133
Other debts -€10,778
Investment in fixed assets (net) -€3,952
Current portion of long-term debt -€11,554
Cash 2025 €128,005
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €130,146 €188,562 +€58,415 +44.9%
Fixed assets 21/28 €51,112 €34,846 -€16,266 -31.8%
Tangible fixed assets 22/27 €51,112 €34,846 -€16,266 -31.8%
Plant, machinery and equipment 23 €4,774 €6,784 +€2,011 +42.1%
Furniture and vehicles 24 €4,860 €2,516 -€2,344 -48.2%
Other tangible fixed assets 26 €41,479 €25,545 -€15,933 -38.4%
Current assets 29/58 €79,034 €153,716 +€74,682 +94.5%
Cash at bank and in hand 54/58 €47,931 €128,005 +€80,074 +167.1%
Deferred charges and accrued income 490/1 €31,103 €25,711 -€5,392 -17.3%
Total equity and liabilities 10/49 €130,146 €188,562 +€58,415 +44.9%
Equity 10/15 -€43,376 €38,986 +€82,361
Contributions 10/11 €12,400 €12,400 = 0.0%
Outside capital 11 €12,400 €12,400 = 0.0%
Other 1109/19 €12,400 €12,400 = 0.0%
Reserves 13 €43,034 €43,034 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Tax-exempt reserves 132 €28,305 €28,305 = 0.0%
Distributable reserves 133 €12,870 €12,870 = 0.0%
Profit (loss) carried forward 14 -€98,810 -€16,449 +€82,361 +83.4%
Amounts payable 17/49 €173,522 €149,576 -€23,946 -13.8%
Amounts payable within one year 42/48 €173,522 €149,576 -€23,946 -13.8%
Current portion of amounts payable after more than one year 42 €11,554 - -€11,554
Trade debts 44 €13,679 €12,198 -€1,481 -10.8%
Suppliers 440/4 €13,679 €12,198 -€1,481 -10.8%
Taxes, remuneration and social security 45 €388 €255 -€133 -34.2%
Taxes 450/3 €388 €255 -€133 -34.2%
Other amounts payable 47/48 €147,900 €137,122 -€10,778 -7.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €19,308 €20,219 +€910 +4.7%
Other operating charges 640/8 €5,759 €4,137 -€1,621 -28.2%
Gross operating margin 9900 €77,334 €109,477 +€32,143 +41.6%
Operating profit (loss) 9901 €52,267 €85,122 +€32,855 +62.9%
Financial income 75/76B €252 €83 -€169 -67.0%
Recurring financial income 75 €252 €83 -€169 -67.0%
Financial charges 65/66B €3,331 €2,783 -€548 -16.4%
Recurring financial charges 65 €3,331 €2,783 -€548 -16.4%
Profit (loss) for the period before taxes 9903 €49,188 €82,422 +€33,234 +67.6%
Income taxes 67/77 €193 €60 -€133 -68.7%
Profit (loss) for the period 9904 €48,995 €82,361 +€33,366 +68.1%
Profit (loss) for the period to be appropriated 9905 €48,995 €82,361 +€33,366 +68.1%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.