CARDIO LOUMAYE: what changed
What changed
CARDIO LOUMAYE
NACE 86.220, Specialist medical practice
filed annual accounts (NBB)
Net result for the year
€104,344
2024 · €96,853+€7,491
Equity
€535,363
2024 · €471,889+€63,474
Cash
€287,806
2024 · €211,232+€76,573
Balance sheet total
€546,922
2024 · €490,261+€56,661
Largest movements
Assets
- Cash +€76,573
up €76,573 (+36.3%), from €211,232 to €287,806
mainly Net result for the year (+€104,344) and Depreciation (+€28,736)
- Tangible fixed assets -€28,736
down €28,736 (-19.5%), from €147,197 to €118,461
of which Plant, machinery and equipment: -€17,384
Equity and liabilities
- Reserves +€63,474
up €63,474 (+13.5%), from €471,889 to €535,363
- Debts after one year -€9,601
no longer reported in 2025 (was €9,601)
Income statement
- Gross operating margin +€11,684
up €11,684 (+6.8%), from €171,755 to €183,439
- Taxes +€4,245
up €4,245 (+10.7%), from €39,520 to €43,765
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€96,853
Gross operating margin
+€11,684
Staff costs
+€20
Other operating charges
-€30
Financial income
-€1
Financial charges
+€63
Taxes
-€4,245
Result 2025
€104,344
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€124,763
Investment
€0
Financing
-€48,190
Cash 2024
€211,232
From operations (derived)
+€124,763
Net result for the year
+€104,344
Depreciation
+€28,736
Receivables within one year
-€5,303
Deferred charges and accrued income
-€3,521
Trade debts
-€143
Other debts
+€650
Financing
-€48,190
Debts after one year
-€9,601
Current portion of long-term debt
+€2,281
Contributions, distributions and other
-€40,870
Cash 2025
€287,806
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €490,261 | €546,922 | +€56,661 | +11.6% |
| Fixed assets | 21/28 | €147,197 | €118,461 | -€28,736 | -19.5% |
| Tangible fixed assets | 22/27 | €147,197 | €118,461 | -€28,736 | -19.5% |
| Land and buildings | 22 | €2,167 | €2,083 | -€83 | -3.8% |
| Plant, machinery and equipment | 23 | €123,171 | €105,787 | -€17,384 | -14.1% |
| Leasing and similar rights | 25 | €21,860 | €10,590 | -€11,269 | -51.6% |
| Current assets | 29/58 | €343,064 | €428,461 | +€85,397 | +24.9% |
| Amounts receivable after more than one year | 29 | €50,000 | €50,000 | = | 0.0% |
| Other amounts receivable | 291 | €50,000 | €50,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €16,412 | €21,715 | +€5,303 | +32.3% |
| Other amounts receivable | 41 | €16,412 | €21,715 | +€5,303 | +32.3% |
| Cash at bank and in hand | 54/58 | €211,232 | €287,806 | +€76,573 | +36.3% |
| Deferred charges and accrued income | 490/1 | €65,420 | €68,941 | +€3,521 | +5.4% |
| Total equity and liabilities | 10/49 | €490,261 | €546,922 | +€56,661 | +11.6% |
| Equity | 10/15 | €471,889 | €535,363 | +€63,474 | +13.5% |
| Reserves | 13 | €471,889 | €535,363 | +€63,474 | +13.5% |
| Distributable reserves | 133 | €471,889 | €535,363 | +€63,474 | +13.5% |
| Amounts payable | 17/49 | €18,372 | €11,559 | -€6,813 | -37.1% |
| Amounts payable after more than one year | 17 | €9,601 | - | -€9,601 | |
| Financial debts | 170/4 | €9,601 | - | -€9,601 | |
| Amounts payable within one year | 42/48 | €8,771 | €11,559 | +€2,788 | +31.8% |
| Current portion of amounts payable after more than one year | 42 | €7,320 | €9,601 | +€2,281 | +31.2% |
| Trade debts | 44 | €251 | €108 | -€143 | -57.1% |
| Suppliers | 440/4 | €251 | €108 | -€143 | -57.1% |
| Taxes, remuneration and social security | 45 | €1,200 | €1,200 | = | 0.0% |
| Taxes | 450/3 | €1,200 | €1,200 | = | 0.0% |
| Other amounts payable | 47/48 | - | €650 | +€650 | |
| Remuneration, social security and pensions | 62 | €1,850 | €1,830 | -€20 | -1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,736 | €28,736 | = | 0.0% |
| Other operating charges | 640/8 | €4,386 | €4,416 | +€30 | +0.7% |
| Gross operating margin | 9900 | €171,755 | €183,439 | +€11,684 | +6.8% |
| Operating profit (loss) | 9901 | €136,782 | €148,457 | +€11,674 | +8.5% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €410 | €348 | -€63 | -15.2% |
| Recurring financial charges | 65 | €410 | €348 | -€63 | -15.2% |
| Profit (loss) for the period before taxes | 9903 | €136,373 | €148,109 | +€11,736 | +8.6% |
| Income taxes | 67/77 | €39,520 | €43,765 | +€4,245 | +10.7% |
| Profit (loss) for the period | 9904 | €96,853 | €104,344 | +€7,491 | +7.7% |
| Profit (loss) for the period to be appropriated | 9905 | €96,853 | €104,344 | +€7,491 | +7.7% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.