CARDI - SIGN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARDI - SIGN
Largest movements
- Receivables within one year +€244
up €244 (+5.6%), from €4,376 to €4,620
- Profit (loss) carried forward +€244
up €244 (+6.6%), from -€3,683 to -€3,440
- Gross operating margin +€305
up €305, from -€305 to €0
- Other operating charges -€64
down €64 (-100%), from €64 to €0
- Financial charges -€47
down €47 (-100%), from €47 to €0
- Financial income -€26
down €26 (-9.6%), from €270 to €244
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,377 | €4,620 | +€244 | +5.6% |
| Current assets | 29/58 | €4,377 | €4,620 | +€244 | +5.6% |
| Amounts receivable within one year | 40/41 | €4,376 | €4,620 | +€244 | +5.6% |
| Other amounts receivable | 41 | €4,376 | €4,620 | +€244 | +5.6% |
| Cash at bank and in hand | 54/58 | €0 | €0 | = | 0.0% |
| Total equity and liabilities | 10/49 | €4,377 | €4,620 | +€244 | +5.6% |
| Equity | 10/15 | €4,377 | €4,620 | +€244 | +5.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€3,683 | -€3,440 | +€244 | +6.6% |
| Other operating charges | 640/8 | €64 | €0 | -€64 | -100% |
| Gross operating margin | 9900 | -€305 | €0 | +€305 | |
| Operating profit (loss) | 9901 | -€369 | €0 | +€369 | |
| Financial income | 75/76B | €270 | €244 | -€26 | -9.6% |
| Recurring financial income | 75 | €270 | €244 | -€26 | -9.6% |
| Financial charges | 65/66B | €47 | €0 | -€47 | -100% |
| Recurring financial charges | 65 | €47 | €0 | -€47 | -100% |
| Profit (loss) for the period before taxes | 9903 | -€147 | €244 | +€391 | |
| Profit (loss) for the period | 9904 | -€147 | €244 | +€391 | |
| Profit (loss) for the period to be appropriated | 9905 | -€147 | €244 | +€391 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.