CARBIZ CONSULTANCY: what changed
CARBIZ CONSULTANCY
Largest movements
- Cash +€19,505
up €19,505 (+144%), from €13,513 to €33,018
mainly Other debts (+€9,646) and Net result for the year (+€9,130)
- Tangible fixed assets +€2,100
new in 2025: €2,100
- Deferred charges and accrued income -€1,840
down €1,840 (-26.0%), from €7,074 to €5,233
- Formation expenses -€1,047
down €1,047 (-47.2%), from €2,218 to €1,172
- Stocks and contracts -€500
down €500 (-33.3%), from €1,500 to €1,000
- Other debts +€9,646
up €9,646 (+69.7%), from €13,837 to €23,483
- Reserves +€9,130
up €9,130 (+567%), from €1,610 to €10,740
- Trade debts -€1,915
down €1,915 (-68.2%), from €2,810 to €894
- Tax, wage and social debts +€1,037
up €1,037 (+12.3%), from €8,423 to €9,459
of which Taxes: +€5,204
- Gross operating margin +€10,920
up €10,920 (+194%), from €5,627 to €16,548
- Taxes +€3,646
up €3,646 (+297%), from €1,226 to €4,872
- Financial income +€510
up €510 (+495%), from €103 to €613
- Depreciation +€218
up €218 (+23.6%), from €922 to €1,139
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €30,179 | €48,322 | +€18,144 | +60.1% |
| Formation expenses | 20 | €2,218 | €1,172 | -€1,047 | -47.2% |
| Fixed assets | 21/28 | - | €2,100 | +€2,100 | |
| Tangible fixed assets | 22/27 | - | €2,100 | +€2,100 | |
| Land and buildings | 22 | - | €2,100 | +€2,100 | |
| Current assets | 29/58 | €27,960 | €45,051 | +€17,090 | +61.1% |
| Stocks and contracts in progress | 3 | €1,500 | €1,000 | -€500 | -33.3% |
| Stocks | 30/36 | €1,500 | €1,000 | -€500 | -33.3% |
| Amounts receivable within one year | 40/41 | €5,874 | €5,799 | -€75 | -1.3% |
| Trade receivables | 40 | €5,107 | €5,797 | +€690 | +13.5% |
| Other amounts receivable | 41 | €767 | €2 | -€764 | -99.7% |
| Cash at bank and in hand | 54/58 | €13,513 | €33,018 | +€19,505 | +144% |
| Deferred charges and accrued income | 490/1 | €7,074 | €5,233 | -€1,840 | -26.0% |
| Total equity and liabilities | 10/49 | €30,179 | €48,322 | +€18,144 | +60.1% |
| Equity | 10/15 | €5,110 | €14,240 | +€9,130 | +179% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Reserves | 13 | €1,610 | €10,740 | +€9,130 | +567% |
| Distributable reserves | 133 | €1,610 | €10,740 | +€9,130 | +567% |
| Amounts payable | 17/49 | €25,069 | €34,083 | +€9,013 | +36.0% |
| Amounts payable within one year | 42/48 | €25,069 | €34,083 | +€9,013 | +36.0% |
| Financial debts | 43 | - | €246 | +€246 | |
| Credit institutions | 430/8 | - | €246 | +€246 | |
| Trade debts | 44 | €2,810 | €894 | -€1,915 | -68.2% |
| Suppliers | 440/4 | €2,810 | €894 | -€1,915 | -68.2% |
| Taxes, remuneration and social security | 45 | €8,423 | €9,459 | +€1,037 | +12.3% |
| Taxes | 450/3 | €2,168 | €7,371 | +€5,204 | +240% |
| Remuneration and social security | 454/9 | €6,255 | €2,088 | -€4,167 | -66.6% |
| Other amounts payable | 47/48 | €13,837 | €23,483 | +€9,646 | +69.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €922 | €1,139 | +€218 | +23.6% |
| Other operating charges | 640/8 | €736 | €738 | +€2 | +0.2% |
| Gross operating margin | 9900 | €5,627 | €16,548 | +€10,920 | +194% |
| Operating profit (loss) | 9901 | €3,970 | €14,671 | +€10,701 | +270% |
| Financial income | 75/76B | €103 | €613 | +€510 | +495% |
| Recurring financial income | 75 | €103 | €613 | +€510 | +495% |
| Financial charges | 65/66B | €1,237 | €1,281 | +€44 | +3.5% |
| Recurring financial charges | 65 | €1,237 | €1,281 | +€44 | +3.5% |
| Profit (loss) for the period before taxes | 9903 | €2,836 | €14,003 | +€11,167 | +394% |
| Income taxes | 67/77 | €1,226 | €4,872 | +€3,646 | +297% |
| Profit (loss) for the period | 9904 | €1,610 | €9,130 | +€7,521 | +467% |
| Profit (loss) for the period to be appropriated | 9905 | €1,610 | €9,130 | +€7,521 | +467% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.