CARAMIDA CONSTRUCT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARAMIDA CONSTRUCT
Largest movements
- Cash -€100,118
down €100,118 (-80.1%), from €124,946 to €24,828
mainly Other debts (-€210,862) and Stocks and contracts (-€93,838)
- Stocks and contracts +€93,838
up €93,838 (+62.1%), from €151,217 to €245,055
of which Stocks: +€107,024
- Tangible fixed assets -€32,183
down €32,183 (-30.9%), from €104,270 to €72,087
of which Furniture and vehicles: -€16,521
- Receivables within one year -€22,161
down €22,161 (-4.1%), from €535,560 to €513,399
of which Other amounts receivable: -€157,761
- Other debts -€210,862
down €210,862 (-85.2%), from €247,523 to €36,661
- Short-term financial debts +€172,007
up €172,007 (+130.5%), from €131,786 to €303,793
- Tax, wage and social debts -€58,295
down €58,295 (-43.8%), from €133,111 to €74,816
of which Remuneration and social security: -€29,868
- Trade debts +€33,575
up €33,575 (+6.5%), from €514,783 to €548,358
- Debts after one year -€22,224
down €22,224 (-55.4%), from €40,135 to €17,911
- Gross operating margin -€80,080
down €80,080 (-8.4%), from €954,757 to €874,677
- Taxes -€19,466
down €19,466 (-61.4%), from €31,702 to €12,236
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,315,899 | €1,245,821 | -€70,078 | -5.3% |
| Fixed assets | 21/28 | €104,270 | €72,087 | -€32,183 | -30.9% |
| Tangible fixed assets | 22/27 | €104,270 | €72,087 | -€32,183 | -30.9% |
| Plant, machinery and equipment | 23 | €61,719 | €46,057 | -€15,662 | -25.4% |
| Furniture and vehicles | 24 | €42,552 | €26,030 | -€16,521 | -38.8% |
| Current assets | 29/58 | €1,211,629 | €1,173,734 | -€37,895 | -3.1% |
| Amounts receivable after more than one year | 29 | €369,800 | €369,800 | = | 0.0% |
| Other amounts receivable | 291 | €369,800 | €369,800 | = | 0.0% |
| Stocks and contracts in progress | 3 | €151,217 | €245,055 | +€93,838 | +62.1% |
| Stocks | 30/36 | - | €107,024 | +€107,024 | |
| Contracts in progress | 37 | €151,217 | €138,031 | -€13,186 | -8.7% |
| Amounts receivable within one year | 40/41 | €535,560 | €513,399 | -€22,161 | -4.1% |
| Trade receivables | 40 | €292,294 | €427,895 | +€135,601 | +46.4% |
| Other amounts receivable | 41 | €243,266 | €85,505 | -€157,761 | -64.9% |
| Cash at bank and in hand | 54/58 | €124,946 | €24,828 | -€100,118 | -80.1% |
| Deferred charges and accrued income | 490/1 | €30,106 | €20,652 | -€9,454 | -31.4% |
| Total equity and liabilities | 10/49 | €1,315,899 | €1,245,821 | -€70,078 | -5.3% |
| Equity | 10/15 | €227,139 | €232,371 | +€5,232 | +2.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €222,139 | €227,371 | +€5,232 | +2.4% |
| Distributable reserves | 133 | €222,139 | €227,371 | +€5,232 | +2.4% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €1,088,760 | €1,013,450 | -€75,310 | -6.9% |
| Amounts payable after more than one year | 17 | €40,135 | €17,911 | -€22,224 | -55.4% |
| Financial debts | 170/4 | €40,135 | €17,911 | -€22,224 | -55.4% |
| Amounts payable within one year | 42/48 | €1,048,625 | €985,851 | -€62,775 | -6.0% |
| Current portion of amounts payable after more than one year | 42 | €21,423 | €22,224 | +€801 | +3.7% |
| Financial debts | 43 | €131,786 | €303,793 | +€172,007 | +130.5% |
| Credit institutions | 430/8 | €131,786 | €303,793 | +€172,007 | +130.5% |
| Trade debts | 44 | €514,783 | €548,358 | +€33,575 | +6.5% |
| Suppliers | 440/4 | €514,783 | €548,358 | +€33,575 | +6.5% |
| Taxes, remuneration and social security | 45 | €133,111 | €74,816 | -€58,295 | -43.8% |
| Taxes | 450/3 | €29,677 | €1,249 | -€28,427 | -95.8% |
| Remuneration and social security | 454/9 | €103,434 | €73,566 | -€29,868 | -28.9% |
| Other amounts payable | 47/48 | €247,523 | €36,661 | -€210,862 | -85.2% |
| Accrued charges and deferred income | 492/3 | - | €9,688 | +€9,688 | |
| Remuneration, social security and pensions | 62 | €788,341 | €789,149 | +€809 | +0.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €36,403 | €39,073 | +€2,669 | +7.3% |
| Other operating charges | 640/8 | €5,506 | €6,453 | +€947 | +17.2% |
| Gross operating margin | 9900 | €954,757 | €874,677 | -€80,080 | -8.4% |
| Operating profit (loss) | 9901 | €124,507 | €40,002 | -€84,504 | -67.9% |
| Financial income | 75/76B | €29,002 | €20,876 | -€8,126 | -28.0% |
| Recurring financial income | 75 | €29,002 | €20,876 | -€8,126 | -28.0% |
| Financial charges | 65/66B | €39,964 | €43,410 | +€3,446 | +8.6% |
| Recurring financial charges | 65 | €39,964 | €43,410 | +€3,446 | +8.6% |
| Profit (loss) for the period before taxes | 9903 | €113,545 | €17,468 | -€96,077 | -84.6% |
| Income taxes | 67/77 | €31,702 | €12,236 | -€19,466 | -61.4% |
| Profit (loss) for the period | 9904 | €81,843 | €5,232 | -€76,611 | -93.6% |
| Profit (loss) for the period to be appropriated | 9905 | €81,843 | €5,232 | -€76,611 | -93.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.