CARACTERE AUTOMOBILE: what changed
What changed
CARACTERE AUTOMOBILE
NACE 46.720, Wholesale of motor vehicle parts and accessories
filed annual accounts (NBB)
Net result for the year
-€80,415
2024 · -€25,448-€54,967
Equity
-€52,427
2024 · €27,988-€80,415
Cash
€18,659
2024 · €14,177+€4,482
Balance sheet total
€151,070
2024 · €468,605-€317,534
Largest movements
Assets
- Stocks and contracts -€314,366
down €314,366 (-84.4%), from €372,257 to €57,891
Equity and liabilities
- Short-term financial debts -€195,000
no longer reported in 2025 (was €195,000)
- Profit (loss) carried forward -€75,299
down €75,299 (-73.5%), from -€102,415 to -€177,714
- Current portion of long-term debt -€11,683
down €11,683 (-71.6%), from €16,309 to €4,626
- Trade debts -€10,046
no longer reported in 2025 (was €10,046)
- Tax, wage and social debts -€8,849
no longer reported in 2025 (was €8,849)
Income statement
- Gross operating margin -€53,807
down €53,807, from €40,669 to -€13,138
- Depreciation +€9,071
up €9,071 (+23.8%), from €38,061 to €47,132
- Financial charges -€8,548
down €8,548 (-56.2%), from €15,222 to €6,674
- Financial income +€1,169
up €1,169 (+15,338%), from €8 to €1,176
- Staff costs +€471
up €471 (+190%), from €248 to €718
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€25,448
Gross operating margin
-€53,807
Staff costs
-€471
Depreciation
-€9,071
Other operating charges
-€319
Financial income
+€1,169
Financial charges
+€8,548
Deferred taxes and other
-€1,016
Result 2025
-€80,415
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€256,318
Investment
-€40,528
Financing
-€211,309
Cash 2024
€14,177
From operations (derived)
+€256,318
Net result for the year
-€80,415
Depreciation
+€47,132
Stocks and contracts
+€314,366
Receivables within one year
+€1,046
Provisions
-€916
Trade debts
-€10,046
Tax, wage and social debts
-€8,849
Other debts
-€6,000
Investment (derived)
-€40,528
Investment in fixed assets (net)
-€40,528
Financing
-€211,309
Debts after one year
-€4,626
Current portion of long-term debt
-€11,683
Short-term financial debts
-€195,000
Cash 2025
€18,659
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €468,605 | €151,070 | -€317,534 | -67.8% |
| Fixed assets | 21/28 | €71,073 | €64,469 | -€6,604 | -9.3% |
| Intangible fixed assets | 21 | €3,000 | €1,500 | -€1,500 | -50.0% |
| Tangible fixed assets | 22/27 | €66,933 | €62,969 | -€3,964 | -5.9% |
| Land and buildings | 22 | €4,450 | €8,272 | +€3,822 | +85.9% |
| Plant, machinery and equipment | 23 | €10,340 | €16,361 | +€6,021 | +58.2% |
| Furniture and vehicles | 24 | €52,143 | €38,335 | -€13,808 | -26.5% |
| Financial fixed assets | 28 | €1,140 | - | -€1,140 | |
| Current assets | 29/58 | €397,531 | €86,601 | -€310,930 | -78.2% |
| Stocks and contracts in progress | 3 | €372,257 | €57,891 | -€314,366 | -84.4% |
| Stocks | 30/36 | €372,257 | €57,891 | -€314,366 | -84.4% |
| Amounts receivable within one year | 40/41 | €11,098 | €10,051 | -€1,046 | -9.4% |
| Trade receivables | 40 | €10,846 | €9,450 | -€1,396 | -12.9% |
| Other amounts receivable | 41 | €252 | €601 | +€350 | +139% |
| Cash at bank and in hand | 54/58 | €14,177 | €18,659 | +€4,482 | +31.6% |
| Total equity and liabilities | 10/49 | €468,605 | €151,070 | -€317,534 | -67.8% |
| Equity | 10/15 | €27,988 | -€52,427 | -€80,415 | |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Capital | 10 | €100,000 | €100,000 | = | 0.0% |
| Issued capital | 100 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €30,403 | €25,287 | -€5,116 | -16.8% |
| Non-distributable reserves | 130/1 | €10,000 | €10,000 | = | 0.0% |
| Legal reserve | 130 | €10,000 | €10,000 | = | 0.0% |
| Tax-exempt reserves | 132 | €20,403 | €15,287 | -€5,116 | -25.1% |
| Profit (loss) carried forward | 14 | -€102,415 | -€177,714 | -€75,299 | -73.5% |
| Provisions and deferred taxes | 16 | €1,833 | €916 | -€916 | -50.0% |
| Deferred taxes | 168 | €1,833 | €916 | -€916 | -50.0% |
| Amounts payable | 17/49 | €438,784 | €202,581 | -€236,203 | -53.8% |
| Amounts payable after more than one year | 17 | €8,212 | €3,586 | -€4,626 | -56.3% |
| Financial debts | 170/4 | €8,212 | €3,586 | -€4,626 | -56.3% |
| Amounts payable within one year | 42/48 | €430,572 | €198,995 | -€231,577 | -53.8% |
| Current portion of amounts payable after more than one year | 42 | €16,309 | €4,626 | -€11,683 | -71.6% |
| Financial debts | 43 | €195,000 | - | -€195,000 | |
| Credit institutions | 430/8 | €195,000 | - | -€195,000 | |
| Trade debts | 44 | €10,046 | - | -€10,046 | |
| Suppliers | 440/4 | €10,046 | - | -€10,046 | |
| Taxes, remuneration and social security | 45 | €8,849 | - | -€8,849 | |
| Remuneration and social security | 454/9 | €8,849 | - | -€8,849 | |
| Other amounts payable | 47/48 | €200,369 | €194,369 | -€6,000 | -3.0% |
| Remuneration, social security and pensions | 62 | €248 | €718 | +€471 | +190% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €38,061 | €47,132 | +€9,071 | +23.8% |
| Other operating charges | 640/8 | €14,527 | €14,845 | +€319 | +2.2% |
| Gross operating margin | 9900 | €40,669 | -€13,138 | -€53,807 | |
| Operating profit (loss) | 9901 | -€12,166 | -€75,834 | -€63,667 | -523% |
| Financial income | 75/76B | €8 | €1,176 | +€1,169 | +15,338% |
| Recurring financial income | 75 | €8 | €1,176 | +€1,169 | +15,338% |
| Financial charges | 65/66B | €15,222 | €6,674 | -€8,548 | -56.2% |
| Recurring financial charges | 65 | €15,222 | €6,674 | -€8,548 | -56.2% |
| Profit (loss) for the period before taxes | 9903 | -€27,381 | -€81,331 | -€53,950 | -197% |
| Transfer from deferred taxes | 780 | €1,933 | €916 | -€1,016 | -52.6% |
| Profit (loss) for the period | 9904 | -€25,448 | -€80,415 | -€54,967 | -216% |
| Transfer from tax-exempt reserves | 789 | €6,641 | €5,116 | -€1,525 | -23.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€18,808 | -€75,299 | -€56,491 | -300% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 July 2024 and 31 July 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.