CAR TRADER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAR TRADER
Largest movements
- Stocks and contracts +€302,689
up €302,689 (+64.4%), from €470,281 to €772,970
- Receivables within one year -€140,947
down €140,947 (-90.9%), from €155,006 to €14,059
of which Trade receivables: -€124,297
- Cash +€32,770
up €32,770 (+151%), from €21,760 to €54,530
mainly Other debts (+€221,213) and Receivables within one year (+€140,947)
- Other debts +€221,213
up €221,213 (+52.9%), from €418,565 to €639,779
- Trade debts -€60,056
down €60,056 (-73.5%), from €81,746 to €21,690
- Profit (loss) carried forward +€26,300
up €26,300 (+20.8%), from €126,506 to €152,806
- Turnover +€369,074
up €369,074 (+12.2%), from €3.0m to €3.4m
- Purchases and services +€329,046
up €329,046 (+11.2%), from €2.9m to €3.3m
- Gross operating margin +€39,617
up €39,617 (+46.8%), from €84,700 to €124,318
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €654,118 | €847,915 | +€193,797 | +29.6% |
| Fixed assets | 21/28 | €7,070 | €6,355 | -€715 | -10.1% |
| Tangible fixed assets | 22/27 | €2,360 | €1,645 | -€715 | -30.3% |
| Furniture and vehicles | 24 | €2,360 | €1,645 | -€715 | -30.3% |
| Financial fixed assets | 28 | €4,710 | €4,710 | = | 0.0% |
| Current assets | 29/58 | €647,048 | €841,560 | +€194,512 | +30.1% |
| Stocks and contracts in progress | 3 | €470,281 | €772,970 | +€302,689 | +64.4% |
| Stocks | 30/36 | €470,281 | €772,970 | +€302,689 | +64.4% |
| Amounts receivable within one year | 40/41 | €155,006 | €14,059 | -€140,947 | -90.9% |
| Trade receivables | 40 | €126,207 | €1,910 | -€124,297 | -98.5% |
| Other amounts receivable | 41 | €28,799 | €12,149 | -€16,650 | -57.8% |
| Cash at bank and in hand | 54/58 | €21,760 | €54,530 | +€32,770 | +151% |
| Total equity and liabilities | 10/49 | €654,118 | €847,915 | +€193,797 | +29.6% |
| Equity | 10/15 | €145,106 | €171,406 | +€26,300 | +18.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €126,506 | €152,806 | +€26,300 | +20.8% |
| Amounts payable | 17/49 | €509,011 | €676,508 | +€167,497 | +32.9% |
| Amounts payable within one year | 42/48 | €509,011 | €676,508 | +€167,497 | +32.9% |
| Trade debts | 44 | €81,746 | €21,690 | -€60,056 | -73.5% |
| Suppliers | 440/4 | €81,746 | €21,690 | -€60,056 | -73.5% |
| Taxes, remuneration and social security | 45 | €8,700 | €15,040 | +€6,340 | +72.9% |
| Taxes | 450/3 | €8,700 | €13,360 | +€4,660 | +53.6% |
| Remuneration and social security | 454/9 | - | €1,680 | +€1,680 | |
| Other amounts payable | 47/48 | €418,565 | €639,779 | +€221,213 | +52.9% |
| Turnover | 70 | €3,030,355 | €3,399,429 | +€369,074 | +12.2% |
| Goods, raw materials, services and sundry goods | 60/61 | €2,946,066 | €3,275,112 | +€329,046 | +11.2% |
| Remuneration, social security and pensions | 62 | - | €10,085 | +€10,085 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €712 | €715 | +€3 | +0.5% |
| Other operating charges | 640/8 | €1,129 | €87 | -€1,042 | -92.3% |
| Gross operating margin | 9900 | €84,700 | €124,318 | +€39,617 | +46.8% |
| Operating profit (loss) | 9901 | €82,860 | €113,430 | +€30,570 | +36.9% |
| Financial income | 75/76B | - | €16 | +€16 | |
| Recurring financial income | 75 | - | €16 | +€16 | |
| Financial charges | 65/66B | €54,473 | €78,145 | +€23,672 | +43.5% |
| Recurring financial charges | 65 | €54,473 | €78,145 | +€23,672 | +43.5% |
| Profit (loss) for the period before taxes | 9903 | €28,387 | €35,300 | +€6,914 | +24.4% |
| Income taxes | 67/77 | €7,616 | €9,000 | +€1,384 | +18.2% |
| Profit (loss) for the period | 9904 | €20,770 | €26,300 | +€5,530 | +26.6% |
| Profit (loss) for the period to be appropriated | 9905 | €20,770 | €26,300 | +€5,530 | +26.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.