CAR & IMMO CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAR & IMMO CONSULTING
Largest movements
- Receivables within one year -€55,831
down €55,831 (-44.2%), from €126,361 to €70,530
of which Trade receivables: -€56,034
- Cash -€30,062
down €30,062 (-87.7%), from €34,276 to €4,214
mainly Trade debts (-€86,480) and Tax, wage and social debts (-€11,236)
- Tangible fixed assets -€5,898
down €5,898 (-3.5%), from €166,815 to €160,916
of which Land and buildings: -€4,437
- Trade debts -€86,480
down €86,480 (-74.1%), from €116,768 to €30,288
- Tax, wage and social debts -€11,236
down €11,236 (-42.9%), from €26,189 to €14,953
- Reserves +€11,057
up €11,057 (+13.8%), from €79,835 to €90,892
- Debts after one year -€7,896
down €7,896 (-8.3%), from €94,752 to €86,856
- Other debts +€3,587
up €3,587 (+702%), from €511 to €4,098
- Gross operating margin -€112,233
down €112,233 (-81.9%), from €137,108 to €24,876
- Depreciation -€30,411
down €30,411 (-83.8%), from €36,309 to €5,898
- Taxes -€16,351
down €16,351 (-80.5%), from €20,319 to €3,968
- Financial charges +€2,743
up €2,743 (+1,106%), from €248 to €2,991
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €327,451 | €236,483 | -€90,968 | -27.8% |
| Fixed assets | 21/28 | €166,815 | €160,916 | -€5,898 | -3.5% |
| Tangible fixed assets | 22/27 | €166,815 | €160,916 | -€5,898 | -3.5% |
| Land and buildings | 22 | €161,446 | €157,009 | -€4,437 | -2.7% |
| Other tangible fixed assets | 26 | €5,369 | €3,907 | -€1,461 | -27.2% |
| Current assets | 29/58 | €160,637 | €75,567 | -€85,070 | -53.0% |
| Amounts receivable within one year | 40/41 | €126,361 | €70,530 | -€55,831 | -44.2% |
| Trade receivables | 40 | €126,361 | €70,327 | -€56,034 | -44.3% |
| Other amounts receivable | 41 | - | €203 | +€203 | |
| Cash at bank and in hand | 54/58 | €34,276 | €4,214 | -€30,062 | -87.7% |
| Deferred charges and accrued income | 490/1 | - | €824 | +€824 | |
| Total equity and liabilities | 10/49 | €327,451 | €236,483 | -€90,968 | -27.8% |
| Equity | 10/15 | €81,335 | €92,392 | +€11,057 | +13.6% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Capital | 10 | €1,500 | €1,500 | = | 0.0% |
| Issued capital | 100 | €1,500 | €1,500 | = | 0.0% |
| Reserves | 13 | €79,835 | €90,892 | +€11,057 | +13.8% |
| Distributable reserves | 133 | €79,835 | €90,892 | +€11,057 | +13.8% |
| Amounts payable | 17/49 | €246,116 | €144,091 | -€102,025 | -41.5% |
| Amounts payable after more than one year | 17 | €94,752 | €86,856 | -€7,896 | -8.3% |
| Financial debts | 170/4 | €94,752 | €86,856 | -€7,896 | -8.3% |
| Amounts payable within one year | 42/48 | €151,364 | €57,235 | -€94,129 | -62.2% |
| Current portion of amounts payable after more than one year | 42 | €7,896 | €7,896 | = | 0.0% |
| Trade debts | 44 | €116,768 | €30,288 | -€86,480 | -74.1% |
| Suppliers | 440/4 | €116,768 | €30,288 | -€86,480 | -74.1% |
| Taxes, remuneration and social security | 45 | €26,189 | €14,953 | -€11,236 | -42.9% |
| Taxes | 450/3 | €26,189 | €14,953 | -€11,236 | -42.9% |
| Other amounts payable | 47/48 | €511 | €4,098 | +€3,587 | +702% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €36,309 | €5,898 | -€30,411 | -83.8% |
| Other operating charges | 640/8 | €397 | €962 | +€565 | +142% |
| Gross operating margin | 9900 | €137,108 | €24,876 | -€112,233 | -81.9% |
| Operating profit (loss) | 9901 | €100,402 | €18,016 | -€82,386 | -82.1% |
| Financial charges | 65/66B | €248 | €2,991 | +€2,743 | +1,106% |
| Recurring financial charges | 65 | €248 | €2,991 | +€2,743 | +1,106% |
| Profit (loss) for the period before taxes | 9903 | €100,154 | €15,025 | -€85,129 | -85.0% |
| Income taxes | 67/77 | €20,319 | €3,968 | -€16,351 | -80.5% |
| Profit (loss) for the period | 9904 | €79,835 | €11,057 | -€68,778 | -86.2% |
| Profit (loss) for the period to be appropriated | 9905 | €79,835 | €11,057 | -€68,778 | -86.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.