CAPTUUR: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CAPTUUR
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€790,044
2024 · €221,430+€568,614
Equity
€10.9m
2024 · €10.3m+€566,044
Cash
€899,552
2024 · €1.7m-€753,114
Balance sheet total
€44.2m
2024 · €42.1m+€2.1m
Largest movements
Assets
- Financial fixed assets +€3.1m
up €3.1m (+18.4%), from €16.8m to €19.8m
- Tangible fixed assets -€1.8m
down €1.8m (-9.4%), from €18.6m to €16.8m
of which Land and buildings: -€1.7m
- Current investments +€1.3m
up €1.3m (+63.1%), from €2.0m to €3.3m
- Cash -€753,114
down €753,114 (-45.6%), from €1.7m to €899,552
mainly Investment in fixed assets (net) (-€2.2m) and Debts after one year (-€1.3m)
Equity and liabilities
- Short-term financial debts +€3.0m
up €3.0m (+48.8%), from €6.2m to €9.2m
- Debts after one year -€1.3m
down €1.3m (-8.7%), from €14.8m to €13.5m
- Reserves +€566,044
up €566,044 (+7.9%), from €7.1m to €7.7m
of which Distributable reserves: +€1.2m
Income statement
- Financial income +€789,538
up €789,538 (+116.2%), from €679,733 to €1.5m
of which Non-recurring financial income: +€772,059
- Taxes +€376,909
up €376,909 (+608.7%), from €61,918 to €438,827
- Gross operating margin -€223,514
down €223,514 (-10.5%), from €2.1m to €1.9m
- Depreciation -€149,412
down €149,412 (-15.1%), from €987,671 to €838,259
- Financial charges +€87,483
up €87,483 (+8.1%), from €1.1m to €1.2m
of which Financial charges: +€76,621
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€221,430
Gross operating margin
-€223,514
Staff costs
-€7,788
Depreciation
+€149,412
Other operating charges
-€4,381
Other operating items
-€13,156
Financial income
+€789,538
Financial charges
-€87,483
Taxes
-€376,909
Deferred taxes and other
+€342,895
Result 2025
€790,044
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€1.2m
Investment
-€3.4m
Financing
+€1.5m
Cash 2024
€1.7m
From operations (derived)
+€1.2m
Net result for the year
+€790,044
Depreciation
+€838,259
Receivables after one year
-€163,046
Stocks and contracts
+€14,997
Receivables within one year
-€112,653
Deferred charges and accrued income
+€16,073
Provisions
-€321,376
Trade debts
+€229,401
Tax, wage and social debts
+€47,249
Advances received
+€29,123
Other debts
-€117,198
Accrued charges and deferred income
-€32,132
Investment (derived)
-€3.4m
Investment in fixed assets (net)
-€2.2m
Current investments
-€1.3m
Financing
+€1.5m
Debts after one year
-€1.3m
Current portion of long-term debt
-€36,898
Short-term financial debts
+€3.0m
Contributions, distributions and other
-€224,000
Cash 2025
€899,552
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €42,097,646 | €44,192,292 | +€2.1m | +5.0% |
| Fixed assets | 21/28 | €35,333,869 | €36,656,734 | +€1.3m | +3.7% |
| Intangible fixed assets | 21 | €10,140 | €5,960 | -€4,180 | -41.2% |
| Tangible fixed assets | 22/27 | €18,555,186 | €16,803,156 | -€1.8m | -9.4% |
| Land and buildings | 22 | €18,463,561 | €16,761,713 | -€1.7m | -9.2% |
| Plant, machinery and equipment | 23 | €9,669 | €0 | -€9,669 | -100.0% |
| Furniture and vehicles | 24 | €69,362 | €22,100 | -€47,263 | -68.1% |
| Other tangible fixed assets | 26 | €12,593 | €19,343 | +€6,750 | +53.6% |
| Financial fixed assets | 28 | €16,768,544 | €19,847,619 | +€3.1m | +18.4% |
| Current assets | 29/58 | €6,763,777 | €7,535,558 | +€771,781 | +11.4% |
| Amounts receivable after more than one year | 29 | - | €163,046 | +€163,046 | |
| Other amounts receivable | 291 | - | €163,046 | +€163,046 | |
| Stocks and contracts in progress | 3 | €2,647,428 | €2,632,430 | -€14,997 | -0.6% |
| Stocks | 30/36 | €2,647,428 | €2,632,430 | -€14,997 | -0.6% |
| Amounts receivable within one year | 40/41 | €383,729 | €496,382 | +€112,653 | +29.4% |
| Trade receivables | 40 | €266,710 | €221,544 | -€45,166 | -16.9% |
| Other amounts receivable | 41 | €117,018 | €274,838 | +€157,819 | +134.9% |
| Current investments | 50/53 | €2,030,043 | €3,310,309 | +€1.3m | +63.1% |
| Cash at bank and in hand | 54/58 | €1,652,666 | €899,552 | -€753,114 | -45.6% |
| Deferred charges and accrued income | 490/1 | €49,912 | €33,839 | -€16,073 | -32.2% |
| Total equity and liabilities | 10/49 | €42,097,646 | €44,192,292 | +€2.1m | +5.0% |
| Equity | 10/15 | €10,304,353 | €10,870,397 | +€566,044 | +5.5% |
| Contributions | 10/11 | €3,169,932 | €3,169,932 | = | 0.0% |
| Capital | 10 | €3,169,932 | €3,169,932 | = | 0.0% |
| Issued capital | 100 | €3,169,932 | €3,169,932 | = | 0.0% |
| Reserves | 13 | €7,134,421 | €7,700,465 | +€566,044 | +7.9% |
| Non-distributable reserves | 130/1 | €164,671 | €247,665 | +€82,994 | +50.4% |
| Legal reserve | 130 | €164,671 | €247,665 | +€82,994 | +50.4% |
| Tax-exempt reserves | 132 | €4,252,440 | €3,525,950 | -€726,489 | -17.1% |
| Distributable reserves | 133 | €2,717,310 | €3,926,850 | +€1.2m | +44.5% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Provisions and deferred taxes | 16 | €1,641,845 | €1,320,468 | -€321,376 | -19.6% |
| Deferred taxes | 168 | €1,641,845 | €1,320,468 | -€321,376 | -19.6% |
| Amounts payable | 17/49 | €30,151,448 | €32,001,426 | +€1.8m | +6.1% |
| Amounts payable after more than one year | 17 | €14,768,756 | €13,487,253 | -€1.3m | -8.7% |
| Financial debts | 170/4 | €14,768,756 | €13,487,253 | -€1.3m | -8.7% |
| Amounts payable within one year | 42/48 | €15,307,258 | €18,470,871 | +€3.2m | +20.7% |
| Current portion of amounts payable after more than one year | 42 | €1,332,986 | €1,296,088 | -€36,898 | -2.8% |
| Financial debts | 43 | €6,170,350 | €9,182,287 | +€3.0m | +48.8% |
| Credit institutions | 430/8 | €6,170,350 | €9,182,287 | +€3.0m | +48.8% |
| Trade debts | 44 | €162,850 | €392,251 | +€229,401 | +140.9% |
| Suppliers | 440/4 | €162,850 | €392,251 | +€229,401 | +140.9% |
| Advances received on contracts in progress | 46 | €4,957 | €34,080 | +€29,123 | +587.6% |
| Taxes, remuneration and social security | 45 | €272,544 | €319,793 | +€47,249 | +17.3% |
| Taxes | 450/3 | €222,972 | €276,440 | +€53,468 | +24.0% |
| Remuneration and social security | 454/9 | €49,572 | €43,353 | -€6,219 | -12.5% |
| Other amounts payable | 47/48 | €7,363,572 | €7,246,373 | -€117,198 | -1.6% |
| Accrued charges and deferred income | 492/3 | €75,434 | €43,302 | -€32,132 | -42.6% |
| Non-recurring operating income | 76A | €660,721 | €638,825 | -€21,896 | -3.3% |
| Remuneration, social security and pensions | 62 | €413,514 | €421,303 | +€7,788 | +1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €987,671 | €838,259 | -€149,412 | -15.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | - | = | |
| Other operating charges | 640/8 | €16,015 | €20,397 | +€4,381 | +27.4% |
| Non-recurring operating charges | 66A | €3,916 | €17,072 | +€13,156 | +335.9% |
| Gross operating margin | 9900 | €2,126,921 | €1,903,407 | -€223,514 | -10.5% |
| Operating profit (loss) | 9901 | €705,804 | €606,377 | -€99,427 | -14.1% |
| Financial income | 75/76B | €679,733 | €1,469,271 | +€789,538 | +116.2% |
| Recurring financial income | 75 | €679,733 | €697,211 | +€17,478 | +2.6% |
| Non-recurring financial income | 76B | - | €772,059 | +€772,059 | |
| Financial charges | 65/66B | €1,080,670 | €1,168,153 | +€87,483 | +8.1% |
| Recurring financial charges | 65 | €1,080,670 | €1,157,290 | +€76,621 | +7.1% |
| Non-recurring financial charges | 66B | - | €10,863 | +€10,863 | |
| Profit (loss) for the period before taxes | 9903 | €304,867 | €907,495 | +€602,628 | +197.7% |
| Transfer from deferred taxes | 780 | €117,885 | €321,376 | +€203,492 | +172.6% |
| Transfer to deferred taxes | 680 | €139,404 | €0 | -€139,404 | -100.0% |
| Income taxes | 67/77 | €61,918 | €438,827 | +€376,909 | +608.7% |
| Profit (loss) for the period | 9904 | €221,430 | €790,044 | +€568,614 | +256.8% |
| Transfer from tax-exempt reserves | 789 | €281,918 | €726,489 | +€444,571 | +157.7% |
| Transfer to tax-exempt reserves | 689 | €418,211 | €0 | -€418,211 | -100.0% |
| Profit (loss) for the period to be appropriated | 9905 | €85,137 | €1,516,533 | +€1.4m | +1681.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.