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CAPANDER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CAPANDER

BE 0650.673.624
NACE 47.120, Other non-specialised retail sale
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€214,491
2024 · €280,605-€66,115
Equity
€1.8m
2024 · €1.8m+€14,372
Cash
€991,124
2024 · €1.5m-€474,253
Balance sheet total
€4.6m
2024 · €5.4m-€793,446

Largest movements

2024 to 2025
Assets
  • Cash -€474,253

    down €474,253 (-32.4%), from €1.5m to €991,124

    mainly Debts after one year (-€312,387) and Short-term financial debts (-€218,423)

  • Tangible fixed assets -€314,897

    down €314,897 (-18.1%), from €1.7m to €1.4m

    of which Plant, machinery and equipment: -€189,402

  • Deferred charges and accrued income -€72,685

    down €72,685 (-40.8%), from €177,974 to €105,289

  • Receivables within one year +€58,293

    up €58,293 (+5.4%), from €1.1m to €1.1m

    of which Other amounts receivable: +€299,397

Equity and liabilities
  • Debts after one year -€312,387

    down €312,387 (-39.7%), from €786,863 to €474,476

    of which Financial debts: -€312,387

  • Short-term financial debts -€218,423

    down €218,423 (-76.4%), from €286,036 to €67,613

  • Trade debts -€172,487

    down €172,487 (-10.0%), from €1.7m to €1.5m

  • Accrued charges and deferred income -€104,986

    down €104,986 (-99.2%), from €105,788 to €802

Income statement
  • Gross operating margin -€465,791

    down €465,791 (-16.6%), from €2.8m to €2.3m

  • Taxes -€289,287

    down €289,287 (-87.0%), from €332,700 to €43,413

  • Financial charges -€110,391

    down €110,391 (-58.9%), from €187,376 to €76,985

    of which Non-recurring financial charges: -€81,491

  • Staff costs +€81,321

    up €81,321 (+5.3%), from €1.5m to €1.6m

  • Other operating charges -€79,087

    down €79,087 (-59.7%), from €132,369 to €53,282

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €280,605
Gross operating margin -€465,791
Staff costs -€81,321
Depreciation -€2,764
Other operating charges +€79,087
Other operating items +€1,838
Financial income +€3,158
Financial charges +€110,391
Taxes +€289,287
Result 2025 €214,491

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€286,383
Investment -€61,764
Financing -€698,872
Cash 2024 €1.5m
Net result for the year +€214,491
Depreciation +€410,874
Stocks and contracts -€44,308
Receivables within one year -€58,293
Deferred charges and accrued income +€72,685
Trade debts -€172,487
Tax, wage and social debts -€52,212
Other debts +€20,621
Accrued charges and deferred income -€104,986
Investment in fixed assets (net) -€61,764
Debts after one year -€312,387
Current portion of long-term debt +€32,058
Short-term financial debts -€218,423
Contributions, distributions and other -€200,119
Cash 2025 €991,124
Every line side by side 61 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,375,363 €4,581,917 -€793,446 -14.8%
Formation expenses 20 - €1,438 +€1,438
Fixed assets 21/28 €1,810,694 €1,460,145 -€350,549 -19.4%
Intangible fixed assets 21 €37,781 - -€37,781
Tangible fixed assets 22/27 €1,742,535 €1,427,637 -€314,897 -18.1%
Plant, machinery and equipment 23 €1,173,422 €984,020 -€189,402 -16.1%
Furniture and vehicles 24 €184,463 €116,942 -€67,521 -36.6%
Leasing and similar rights 25 €4,262 - -€4,262
Other tangible fixed assets 26 €380,387 €326,675 -€53,712 -14.1%
Financial fixed assets 28 €30,377 €32,508 +€2,130 +7.0%
Current assets 29/58 €3,564,670 €3,120,334 -€444,336 -12.5%
Stocks and contracts in progress 3 €831,791 €876,099 +€44,308 +5.3%
Stocks 30/36 €831,791 €876,099 +€44,308 +5.3%
Amounts receivable within one year 40/41 €1,089,528 €1,147,821 +€58,293 +5.4%
Trade receivables 40 €703,118 €462,014 -€241,104 -34.3%
Other amounts receivable 41 €386,410 €685,808 +€299,397 +77.5%
Cash at bank and in hand 54/58 €1,465,377 €991,124 -€474,253 -32.4%
Deferred charges and accrued income 490/1 €177,974 €105,289 -€72,685 -40.8%
Total equity and liabilities 10/49 €5,375,363 €4,581,917 -€793,446 -14.8%
Equity 10/15 €1,790,554 €1,804,926 +€14,372 +0.8%
Contributions 10/11 €84,025 €84,025 = 0.0%
Capital 10 €84,025 €84,025 = 0.0%
Issued capital 100 €84,025 €84,025 = 0.0%
Reserves 13 €309,823 €309,823 = 0.0%
Non-distributable reserves 130/1 €8,403 €8,403 = 0.0%
Legal reserve 130 €8,403 €8,403 = 0.0%
Distributable reserves 133 €301,420 €301,420 = 0.0%
Profit (loss) carried forward 14 €1,396,707 €1,411,078 +€14,372 +1.0%
Amounts payable 17/49 €3,584,809 €2,776,992 -€807,818 -22.5%
Amounts payable after more than one year 17 €786,863 €474,476 -€312,387 -39.7%
Financial debts 170/4 €783,063 €470,676 -€312,387 -39.9%
Other amounts payable 178/9 €3,800 €3,800 = 0.0%
Amounts payable within one year 42/48 €2,692,158 €2,301,714 -€390,444 -14.5%
Current portion of amounts payable after more than one year 42 €280,329 €312,387 +€32,058 +11.4%
Financial debts 43 €286,036 €67,613 -€218,423 -76.4%
Credit institutions 430/8 €286,036 €67,613 -€218,423 -76.4%
Trade debts 44 €1,716,667 €1,544,180 -€172,487 -10.0%
Suppliers 440/4 €1,716,667 €1,544,180 -€172,487 -10.0%
Taxes, remuneration and social security 45 €204,723 €152,511 -€52,212 -25.5%
Taxes 450/3 €67,943 €45 -€67,897 -99.9%
Remuneration and social security 454/9 €136,780 €152,466 +€15,685 +11.5%
Other amounts payable 47/48 €204,402 €225,023 +€20,621 +10.1%
Accrued charges and deferred income 492/3 €105,788 €802 -€104,986 -99.2%
Non-recurring operating income 76A €27,031 €231,546 +€204,514 +756.6%
Remuneration, social security and pensions 62 €1,544,516 €1,625,837 +€81,321 +5.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €408,110 €410,874 +€2,764 +0.7%
Other operating charges 640/8 €132,369 €53,282 -€79,087 -59.7%
Non-recurring operating charges 66A €2,400 €562 -€1,838 -76.6%
Gross operating margin 9900 €2,812,604 €2,346,814 -€465,791 -16.6%
Operating profit (loss) 9901 €725,210 €256,258 -€468,951 -64.7%
Financial income 75/76B €75,472 €78,631 +€3,158 +4.2%
Recurring financial income 75 €70,972 €78,631 +€7,658 +10.8%
Non-recurring financial income 76B €4,500 - -€4,500
Financial charges 65/66B €187,376 €76,985 -€110,391 -58.9%
Recurring financial charges 65 €105,844 €76,943 -€28,901 -27.3%
Non-recurring financial charges 66B €81,533 €42 -€81,491 -99.9%
Profit (loss) for the period before taxes 9903 €613,306 €257,904 -€355,402 -57.9%
Income taxes 67/77 €332,700 €43,413 -€289,287 -87.0%
Profit (loss) for the period 9904 €280,605 €214,491 -€66,115 -23.6%
Transfer from tax-exempt reserves 789 €176,820 - -€176,820
Profit (loss) for the period to be appropriated 9905 €457,425 €214,491 -€242,935 -53.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.