CAMUR CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAMUR CONSTRUCT
Largest movements
- Receivables within one year -€14,536
down €14,536 (-39.1%), from €37,153 to €22,617
of which Trade receivables: -€17,819
- Tangible fixed assets -€10,540
down €10,540 (-22.0%), from €47,806 to €37,266
of which Leasing and similar rights: -€8,496
- Profit (loss) carried forward +€37,679
up €37,679 (+35.5%), from -€106,153 to -€68,474
- Other debts -€30,100
no longer reported in 2024 (was €30,100)
- Trade debts -€10,487
down €10,487 (-15.8%), from €66,237 to €55,750
- Debts after one year -€10,295
down €10,295 (-28.0%), from €36,710 to €26,415
- Current portion of long-term debt -€9,583
down €9,583 (-36.1%), from €26,575 to €16,992
- Gross operating margin +€46,523
up €46,523 (+120%), from €38,856 to €85,379
- Staff costs -€3,716
down €3,716 (-11.1%), from €33,468 to €29,752
- Financial income -€2,595
down €2,595 (-96.9%), from €2,678 to €83
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €85,914 | €61,258 | -€24,655 | -28.7% |
| Fixed assets | 21/28 | €47,806 | €37,266 | -€10,540 | -22.0% |
| Tangible fixed assets | 22/27 | €47,806 | €37,266 | -€10,540 | -22.0% |
| Land and buildings | 22 | €21,747 | €18,805 | -€2,942 | -13.5% |
| Plant, machinery and equipment | 23 | €571 | €1,469 | +€898 | +157% |
| Leasing and similar rights | 25 | €25,488 | €16,992 | -€8,496 | -33.3% |
| Current assets | 29/58 | €38,107 | €23,992 | -€14,115 | -37.0% |
| Amounts receivable within one year | 40/41 | €37,153 | €22,617 | -€14,536 | -39.1% |
| Trade receivables | 40 | €24,222 | €6,403 | -€17,819 | -73.6% |
| Other amounts receivable | 41 | €12,932 | €16,214 | +€3,283 | +25.4% |
| Cash at bank and in hand | 54/58 | €954 | €1,375 | +€421 | +44.1% |
| Total equity and liabilities | 10/49 | €85,914 | €61,258 | -€24,655 | -28.7% |
| Equity | 10/15 | -€76,824 | -€39,145 | +€37,679 | +49.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Capital | 10 | €18,600 | €18,600 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Revaluation surpluses | 12 | €8,869 | €8,869 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€106,153 | -€68,474 | +€37,679 | +35.5% |
| Amounts payable | 17/49 | €162,737 | €100,403 | -€62,334 | -38.3% |
| Amounts payable after more than one year | 17 | €36,710 | €26,415 | -€10,295 | -28.0% |
| Financial debts | 170/4 | €36,710 | €26,415 | -€10,295 | -28.0% |
| Amounts payable within one year | 42/48 | €126,028 | €73,988 | -€52,040 | -41.3% |
| Current portion of amounts payable after more than one year | 42 | €26,575 | €16,992 | -€9,583 | -36.1% |
| Trade debts | 44 | €66,237 | €55,750 | -€10,487 | -15.8% |
| Suppliers | 440/4 | €66,237 | €55,750 | -€10,487 | -15.8% |
| Taxes, remuneration and social security | 45 | €3,116 | €1,245 | -€1,870 | -60.0% |
| Taxes | 450/3 | €263 | €263 | = | 0.0% |
| Remuneration and social security | 454/9 | €2,853 | €983 | -€1,870 | -65.6% |
| Other amounts payable | 47/48 | €30,100 | - | -€30,100 | |
| Remuneration, social security and pensions | 62 | €33,468 | €29,752 | -€3,716 | -11.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,724 | €12,019 | +€296 | +2.5% |
| Other operating charges | 640/8 | €2,586 | €3,355 | +€769 | +29.7% |
| Gross operating margin | 9900 | €38,856 | €85,379 | +€46,523 | +120% |
| Operating profit (loss) | 9901 | -€8,922 | €40,253 | +€49,175 | |
| Financial income | 75/76B | €2,678 | €83 | -€2,595 | -96.9% |
| Recurring financial income | 75 | €2,678 | €83 | -€2,595 | -96.9% |
| Financial charges | 65/66B | €2,884 | €2,657 | -€227 | -7.9% |
| Recurring financial charges | 65 | €2,884 | €2,657 | -€227 | -7.9% |
| Profit (loss) for the period before taxes | 9903 | -€9,128 | €37,679 | +€46,807 | |
| Profit (loss) for the period | 9904 | -€9,128 | €37,679 | +€46,807 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,128 | €37,679 | +€46,807 |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.