CAMPE FILIP: what changed
What changed
CAMPE FILIP
NACE 95.312, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
filed annual accounts (NBB)
Net result for the year
€85,343
2025 · €150,623-€65,280
Equity
€261,701
2025 · €177,192+€84,510
Cash
€129,882
2025 · €62,650+€67,233
Balance sheet total
€1.4m
2025 · €968,198+€393,432
Largest movements
Assets
- Receivables within one year +€314,238
up €314,238 (+123%), from €255,318 to €569,556
of which Trade receivables: +€299,112
- Cash +€67,233
up €67,233 (+107%), from €62,650 to €129,882
mainly Other debts (+€198,645) and Trade debts (+€112,392)
- Stocks and contracts +€43,330
up €43,330 (+9.9%), from €436,038 to €479,368
- Tangible fixed assets -€29,524
down €29,524 (-14.9%), from €198,281 to €168,757
of which Land and buildings: -€16,581
Equity and liabilities
- Other debts +€198,645
up €198,645 (+54.8%), from €362,357 to €561,002
- Trade debts +€112,392
up €112,392 (+674%), from €16,680 to €129,072
- Reserves +€84,510
up €84,510 (+56.4%), from €149,764 to €234,274
Income statement
- Gross operating margin -€90,250
down €90,250 (-34.9%), from €258,360 to €168,110
- Taxes -€28,421
down €28,421 (-45.4%), from €62,667 to €34,246
- Depreciation +€3,996
up €3,996 (+14.3%), from €28,028 to €32,024
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2025
€150,623
Gross operating margin
-€90,250
Staff costs
+€108
Depreciation
-€3,996
Other operating charges
-€1,112
Financial income
-€301
Financial charges
+€1,851
Taxes
+€28,421
Result 2026
€85,343
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€68,066
Investment
€0
Financing
-€833
Cash 2025
€62,650
From operations (derived)
+€68,066
Net result for the year
+€85,343
Depreciation
+€32,024
Stocks and contracts
-€43,330
Receivables within one year
-€314,238
Smaller working-capital items
-€329
Trade debts
+€112,392
Tax, wage and social debts
-€2,441
Other debts
+€198,645
Financing
-€833
Contributions, distributions and other
-€833
Cash 2026
€129,882
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €968,198 | €1,361,630 | +€393,432 | +40.6% |
| Fixed assets | 21/28 | €208,906 | €176,882 | -€32,024 | -15.3% |
| Intangible fixed assets | 21 | €10,625 | €8,125 | -€2,500 | -23.5% |
| Tangible fixed assets | 22/27 | €198,281 | €168,757 | -€29,524 | -14.9% |
| Land and buildings | 22 | €150,154 | €133,573 | -€16,581 | -11.0% |
| Plant, machinery and equipment | 23 | €46,490 | €35,184 | -€11,306 | -24.3% |
| Furniture and vehicles | 24 | €1,638 | €0 | -€1,638 | -100% |
| Current assets | 29/58 | €759,292 | €1,184,748 | +€425,456 | +56.0% |
| Stocks and contracts in progress | 3 | €436,038 | €479,368 | +€43,330 | +9.9% |
| Stocks | 30/36 | €436,038 | €479,368 | +€43,330 | +9.9% |
| Amounts receivable within one year | 40/41 | €255,318 | €569,556 | +€314,238 | +123% |
| Trade receivables | 40 | €214,416 | €513,527 | +€299,112 | +140% |
| Other amounts receivable | 41 | €40,903 | €56,029 | +€15,126 | +37.0% |
| Cash at bank and in hand | 54/58 | €62,650 | €129,882 | +€67,233 | +107% |
| Deferred charges and accrued income | 490/1 | €5,286 | €5,941 | +€655 | +12.4% |
| Total equity and liabilities | 10/49 | €968,198 | €1,361,630 | +€393,432 | +40.6% |
| Equity | 10/15 | €177,192 | €261,701 | +€84,510 | +47.7% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €149,764 | €234,274 | +€84,510 | +56.4% |
| Distributable reserves | 133 | €149,764 | €234,274 | +€84,510 | +56.4% |
| Profit (loss) carried forward | 14 | €7,428 | €7,428 | = | 0.0% |
| Amounts payable | 17/49 | €791,007 | €1,099,928 | +€308,922 | +39.1% |
| Amounts payable after more than one year | 17 | €407,250 | €407,250 | = | 0.0% |
| Other amounts payable | 178/9 | €407,250 | €407,250 | = | 0.0% |
| Amounts payable within one year | 42/48 | €381,704 | €690,300 | +€308,596 | +80.8% |
| Trade debts | 44 | €16,680 | €129,072 | +€112,392 | +674% |
| Suppliers | 440/4 | €16,680 | €129,072 | +€112,392 | +674% |
| Taxes, remuneration and social security | 45 | €2,667 | €226 | -€2,441 | -91.5% |
| Taxes | 450/3 | €2,667 | €226 | -€2,441 | -91.5% |
| Other amounts payable | 47/48 | €362,357 | €561,002 | +€198,645 | +54.8% |
| Accrued charges and deferred income | 492/3 | €2,053 | €2,379 | +€326 | +15.9% |
| Remuneration, social security and pensions | 62 | -€1 | -€108 | -€108 | -19,624% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,028 | €32,024 | +€3,996 | +14.3% |
| Other operating charges | 640/8 | €4,171 | €5,283 | +€1,112 | +26.7% |
| Gross operating margin | 9900 | €258,360 | €168,110 | -€90,250 | -34.9% |
| Operating profit (loss) | 9901 | €226,161 | €130,911 | -€95,250 | -42.1% |
| Financial income | 75/76B | €322 | €20 | -€301 | -93.7% |
| Recurring financial income | 75 | €322 | €20 | -€301 | -93.7% |
| Financial charges | 65/66B | €13,193 | €11,343 | -€1,851 | -14.0% |
| Recurring financial charges | 65 | €13,193 | €11,343 | -€1,851 | -14.0% |
| Profit (loss) for the period before taxes | 9903 | €213,289 | €119,589 | -€93,701 | -43.9% |
| Income taxes | 67/77 | €62,667 | €34,246 | -€28,421 | -45.4% |
| Profit (loss) for the period | 9904 | €150,623 | €85,343 | -€65,280 | -43.3% |
| Profit (loss) for the period to be appropriated | 9905 | €150,623 | €85,343 | -€65,280 | -43.3% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2025 and 30 June 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.