Camille SCHNACKERS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Camille SCHNACKERS
Largest movements
- Cash +€31,039
up €31,039 (+85.9%), from €36,118 to €67,157
mainly Net result for the year (+€28,899) and Other debts (+€2,717)
- Receivables within one year -€2,405
down €2,405 (-15.7%), from €15,275 to €12,870
- Tangible fixed assets +€2,064
new in 2025: €2,064
- Profit (loss) carried forward +€28,899
up €28,899 (+69.2%), from €41,750 to €70,648
- Other debts +€2,717
up €2,717 (+185%), from €1,469 to €4,186
- Trade debts -€1,377
down €1,377 (-78.5%), from €1,754 to €377
- Tax, wage and social debts +€1,095
up €1,095 (+21.2%), from €5,162 to €6,257
- Gross operating margin +€743
up €743 (+2.0%), from €37,098 to €37,842
- Depreciation +€431
up €431, from €0 to €431
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €53,634 | €84,968 | +€31,334 | +58.4% |
| Fixed assets | 21/28 | - | €2,064 | +€2,064 | |
| Tangible fixed assets | 22/27 | - | €2,064 | +€2,064 | |
| Furniture and vehicles | 24 | - | €2,064 | +€2,064 | |
| Current assets | 29/58 | €53,634 | €82,904 | +€29,270 | +54.6% |
| Amounts receivable within one year | 40/41 | €15,275 | €12,870 | -€2,405 | -15.7% |
| Trade receivables | 40 | €15,275 | €12,870 | -€2,405 | -15.7% |
| Cash at bank and in hand | 54/58 | €36,118 | €67,157 | +€31,039 | +85.9% |
| Deferred charges and accrued income | 490/1 | €2,241 | €2,877 | +€636 | +28.4% |
| Total equity and liabilities | 10/49 | €53,634 | €84,968 | +€31,334 | +58.4% |
| Equity | 10/15 | €45,250 | €74,148 | +€28,899 | +63.9% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €41,750 | €70,648 | +€28,899 | +69.2% |
| Amounts payable | 17/49 | €8,385 | €10,820 | +€2,435 | +29.0% |
| Amounts payable within one year | 42/48 | €8,385 | €10,820 | +€2,435 | +29.0% |
| Trade debts | 44 | €1,754 | €377 | -€1,377 | -78.5% |
| Suppliers | 440/4 | €1,754 | €377 | -€1,377 | -78.5% |
| Taxes, remuneration and social security | 45 | €5,162 | €6,257 | +€1,095 | +21.2% |
| Taxes | 450/3 | €5,162 | €6,257 | +€1,095 | +21.2% |
| Other amounts payable | 47/48 | €1,469 | €4,186 | +€2,717 | +185% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | €431 | +€431 | |
| Other operating charges | 640/8 | €68 | €149 | +€81 | +119% |
| Gross operating margin | 9900 | €37,098 | €37,842 | +€743 | +2.0% |
| Operating profit (loss) | 9901 | €37,030 | €37,262 | +€232 | +0.6% |
| Financial charges | 65/66B | €604 | €768 | +€164 | +27.2% |
| Recurring financial charges | 65 | €604 | €768 | +€164 | +27.2% |
| Profit (loss) for the period before taxes | 9903 | €36,426 | €36,494 | +€67 | +0.2% |
| Income taxes | 67/77 | €7,662 | €7,595 | -€67 | -0.9% |
| Profit (loss) for the period | 9904 | €28,764 | €28,899 | +€135 | +0.5% |
| Profit (loss) for the period to be appropriated | 9905 | €28,764 | €28,899 | +€135 | +0.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.