Camicasa: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Camicasa
Largest movements
- Cash -€10,819
down €10,819 (-53.6%), from €20,194 to €9,375
mainly Accrued charges and deferred income (-€9,000) and Tax, wage and social debts (-€8,203)
- Deferred charges and accrued income +€3,117
up €3,117 (+227.6%), from €1,370 to €4,487
- Receivables within one year -€1,502
down €1,502 (-3.2%), from €46,468 to €44,967
of which Trade receivables: -€6,784
- Tangible fixed assets -€1,492
down €1,492 (-21.4%), from €6,981 to €5,489
- Accrued charges and deferred income -€9,000
no longer reported in 2025 (was €9,000)
- Tax, wage and social debts -€8,203
down €8,203 (-93.1%), from €8,810 to €607
- Trade debts +€5,473
up €5,473 (+221.9%), from €2,466 to €7,939
- Profit (loss) carried forward +€810
new in 2025: €810
- Gross operating margin -€19,501
down €19,501 (-81.1%), from €24,048 to €4,547
- Taxes -€5,559
down €5,559 (-73.1%), from €7,607 to €2,048
- Depreciation +€1,013
up €1,013 (+143.9%), from €704 to €1,717
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,412 | €64,492 | -€10,920 | -14.5% |
| Formation expenses | 20 | €399 | €175 | -€225 | -56.2% |
| Fixed assets | 21/28 | €6,981 | €5,489 | -€1,492 | -21.4% |
| Tangible fixed assets | 22/27 | €6,981 | €5,489 | -€1,492 | -21.4% |
| Furniture and vehicles | 24 | €6,981 | €5,489 | -€1,492 | -21.4% |
| Current assets | 29/58 | €68,032 | €58,828 | -€9,204 | -13.5% |
| Amounts receivable within one year | 40/41 | €46,468 | €44,967 | -€1,502 | -3.2% |
| Trade receivables | 40 | €10,890 | €4,106 | -€6,784 | -62.3% |
| Other amounts receivable | 41 | €35,578 | €40,861 | +€5,283 | +14.8% |
| Cash at bank and in hand | 54/58 | €20,194 | €9,375 | -€10,819 | -53.6% |
| Deferred charges and accrued income | 490/1 | €1,370 | €4,487 | +€3,117 | +227.6% |
| Total equity and liabilities | 10/49 | €75,412 | €64,492 | -€10,920 | -14.5% |
| Equity | 10/15 | €55,136 | €55,946 | +€810 | +1.5% |
| Contributions | 10/11 | €500 | €500 | = | 0.0% |
| Reserves | 13 | €54,636 | €54,636 | = | 0.0% |
| Distributable reserves | 133 | €54,636 | €54,636 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €810 | +€810 | |
| Amounts payable | 17/49 | €20,276 | €8,546 | -€11,730 | -57.9% |
| Amounts payable within one year | 42/48 | €11,276 | €8,546 | -€2,730 | -24.2% |
| Trade debts | 44 | €2,466 | €7,939 | +€5,473 | +221.9% |
| Suppliers | 440/4 | €2,466 | €7,939 | +€5,473 | +221.9% |
| Taxes, remuneration and social security | 45 | €8,810 | €607 | -€8,203 | -93.1% |
| Taxes | 450/3 | €8,810 | €607 | -€8,203 | -93.1% |
| Other amounts payable | 47/48 | - | €0 | = | |
| Accrued charges and deferred income | 492/3 | €9,000 | - | -€9,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €704 | €1,717 | +€1,013 | +143.9% |
| Other operating charges | 640/8 | €1,458 | €1,277 | -€181 | -12.4% |
| Gross operating margin | 9900 | €24,048 | €4,547 | -€19,501 | -81.1% |
| Operating profit (loss) | 9901 | €21,886 | €1,553 | -€20,333 | -92.9% |
| Financial income | 75/76B | €1,523 | €1,482 | -€41 | -2.7% |
| Recurring financial income | 75 | €1,523 | €1,482 | -€41 | -2.7% |
| Financial charges | 65/66B | €93 | €177 | +€85 | +91.4% |
| Recurring financial charges | 65 | €93 | €177 | +€85 | +91.4% |
| Profit (loss) for the period before taxes | 9903 | €23,317 | €2,858 | -€20,459 | -87.7% |
| Income taxes | 67/77 | €7,607 | €2,048 | -€5,559 | -73.1% |
| Profit (loss) for the period | 9904 | €15,710 | €810 | -€14,900 | -94.8% |
| Profit (loss) for the period to be appropriated | 9905 | €15,710 | €810 | -€14,900 | -94.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.