CAMBIER IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAMBIER IMMO
Largest movements
- Tangible fixed assets -€3,600
down €3,600 (-5.8%), from €61,911 to €58,311
- Debts after one year -€5,203
down €5,203 (-9.9%), from €52,749 to €47,546
- Profit (loss) carried forward +€3,236
up €3,236 (+58.5%), from -€5,528 to -€2,293
- Other debts -€2,743
down €2,743 (-41.4%), from €6,625 to €3,882
- Accrued charges and deferred income +€642
new in 2025: €642
- Gross operating margin +€132
up €132 (+1.5%), from €8,804 to €8,937
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €61,911 | €58,311 | -€3,600 | -5.8% |
| Fixed assets | 21/28 | €61,911 | €58,311 | -€3,600 | -5.8% |
| Tangible fixed assets | 22/27 | €61,911 | €58,311 | -€3,600 | -5.8% |
| Land and buildings | 22 | €61,911 | €58,311 | -€3,600 | -5.8% |
| Total equity and liabilities | 10/49 | €61,911 | €58,311 | -€3,600 | -5.8% |
| Equity | 10/15 | -€3,028 | €207 | +€3,236 | |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,528 | -€2,293 | +€3,236 | +58.5% |
| Amounts payable | 17/49 | €64,940 | €58,104 | -€6,836 | -10.5% |
| Amounts payable after more than one year | 17 | €52,749 | €47,546 | -€5,203 | -9.9% |
| Financial debts | 170/4 | €52,749 | €47,546 | -€5,203 | -9.9% |
| Amounts payable within one year | 42/48 | €12,191 | €9,916 | -€2,275 | -18.7% |
| Current portion of amounts payable after more than one year | 42 | €5,125 | €5,203 | +€78 | +1.5% |
| Financial debts | 43 | €30 | €431 | +€401 | +1318.1% |
| Credit institutions | 430/8 | €30 | €431 | +€401 | +1318.1% |
| Trade debts | 44 | €411 | €400 | -€11 | -2.7% |
| Suppliers | 440/4 | €411 | €400 | -€11 | -2.7% |
| Other amounts payable | 47/48 | €6,625 | €3,882 | -€2,743 | -41.4% |
| Accrued charges and deferred income | 492/3 | - | €642 | +€642 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,600 | €3,600 | = | 0.0% |
| Other operating charges | 640/8 | €1,027 | €1,025 | -€3 | -0.2% |
| Gross operating margin | 9900 | €8,804 | €8,937 | +€132 | +1.5% |
| Operating profit (loss) | 9901 | €4,177 | €4,312 | +€135 | +3.2% |
| Financial charges | 65/66B | €1,078 | €1,076 | -€1 | -0.1% |
| Recurring financial charges | 65 | €1,078 | €1,076 | -€1 | -0.1% |
| Profit (loss) for the period before taxes | 9903 | €3,099 | €3,236 | +€136 | +4.4% |
| Profit (loss) for the period | 9904 | €3,099 | €3,236 | +€136 | +4.4% |
| Profit (loss) for the period to be appropriated | 9905 | €3,099 | €3,236 | +€136 | +4.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.