CAMBIER-EVRARD: what changed
What changed
CAMBIER-EVRARD
NACE 77.229, Renting and leasing of other personal and household goods
filed annual accounts (NBB)
Net result for the year
-€4,982
2024 · €15,888-€20,871
Equity
€78,932
2024 · €83,915-€4,982
Cash
€5,624
2024 · €5,096+€528
Balance sheet total
€921,352
2024 · €1.1m-€138,550
Largest movements
Assets
- Intangible fixed assets -€122,500
down €122,500 (-18.8%), from €652,418 to €529,918
- Tangible fixed assets -€36,460
down €36,460 (-14.4%), from €254,056 to €217,596
of which Land and buildings: -€31,161
- Receivables within one year +€30,033
up €30,033 (+26.5%), from €113,501 to €143,534
of which Trade receivables: +€20,350
Equity and liabilities
- Debts after one year -€170,825
down €170,825 (-30.7%), from €556,526 to €385,701
- Tax, wage and social debts +€23,032
up €23,032 (+40.2%), from €57,283 to €80,315
of which Remuneration and social security: +€22,327
- Trade debts +€14,759
up €14,759 (+22.1%), from €66,740 to €81,499
Income statement
- Staff costs +€96,584
up €96,584 (+20.3%), from €475,412 to €571,996
- Provisions -€31,000
no longer reported in 2025 (was €31,000)
- Taxes -€15,169
down €15,169 (-50.1%), from €30,299 to €15,130
- Gross operating margin +€12,790
up €12,790 (+1.6%), from €781,250 to €794,041
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€15,888
Gross operating margin
+€12,790
Staff costs
-€96,584
Depreciation
+€6,213
Provisions
+€31,000
Other operating charges
+€4,012
Financial income
-€2
Financial charges
+€6,532
Taxes
+€15,169
Result 2025
-€4,982
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€191,430
Investment
-€19,250
Financing
-€171,652
Cash 2024
€5,096
From operations (derived)
+€191,430
Net result for the year
-€4,982
Depreciation
+€178,210
Receivables within one year
-€30,033
Deferred charges and accrued income
+€10,151
Trade debts
+€14,759
Tax, wage and social debts
+€23,032
Other debts
+€293
Investment (derived)
-€19,250
Investment in fixed assets (net)
-€19,250
Financing
-€171,652
Debts after one year
-€170,825
Current portion of long-term debt
-€4,827
Short-term financial debts
+€4,000
Cash 2025
€5,624
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,059,902 | €921,352 | -€138,550 | -13.1% |
| Fixed assets | 21/28 | €907,265 | €748,304 | -€158,960 | -17.5% |
| Intangible fixed assets | 21 | €652,418 | €529,918 | -€122,500 | -18.8% |
| Tangible fixed assets | 22/27 | €254,056 | €217,596 | -€36,460 | -14.4% |
| Land and buildings | 22 | €226,256 | €195,094 | -€31,161 | -13.8% |
| Plant, machinery and equipment | 23 | €4,081 | €3,347 | -€734 | -18.0% |
| Furniture and vehicles | 24 | €23,719 | €19,154 | -€4,565 | -19.2% |
| Financial fixed assets | 28 | €791 | €791 | = | 0.0% |
| Current assets | 29/58 | €152,637 | €173,048 | +€20,410 | +13.4% |
| Amounts receivable within one year | 40/41 | €113,501 | €143,534 | +€30,033 | +26.5% |
| Trade receivables | 40 | €97,348 | €117,698 | +€20,350 | +20.9% |
| Other amounts receivable | 41 | €16,153 | €25,836 | +€9,683 | +59.9% |
| Cash at bank and in hand | 54/58 | €5,096 | €5,624 | +€528 | +10.4% |
| Deferred charges and accrued income | 490/1 | €34,041 | €23,890 | -€10,151 | -29.8% |
| Total equity and liabilities | 10/49 | €1,059,902 | €921,352 | -€138,550 | -13.1% |
| Equity | 10/15 | €83,915 | €78,932 | -€4,982 | -5.9% |
| Contributions | 10/11 | €62,500 | €62,500 | = | 0.0% |
| Capital | 10 | €62,500 | €62,500 | = | 0.0% |
| Issued capital | 100 | €62,500 | €62,500 | = | 0.0% |
| Reserves | 13 | €25,694 | €25,694 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,250 | €6,250 | = | 0.0% |
| Legal reserve | 130 | €6,250 | €6,250 | = | 0.0% |
| Tax-exempt reserves | 132 | €19,444 | €19,444 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,279 | -€9,262 | -€4,982 | -116% |
| Provisions and deferred taxes | 16 | €31,000 | €31,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €31,000 | €31,000 | = | 0.0% |
| Other liabilities and charges | 164/5 | €31,000 | €31,000 | = | 0.0% |
| Amounts payable | 17/49 | €944,987 | €811,420 | -€133,568 | -14.1% |
| Amounts payable after more than one year | 17 | €556,526 | €385,701 | -€170,825 | -30.7% |
| Financial debts | 170/4 | €556,526 | €385,701 | -€170,825 | -30.7% |
| Amounts payable within one year | 42/48 | €388,461 | €425,719 | +€37,258 | +9.6% |
| Current portion of amounts payable after more than one year | 42 | €209,387 | €204,561 | -€4,827 | -2.3% |
| Financial debts | 43 | €55,000 | €59,000 | +€4,000 | +7.3% |
| Credit institutions | 430/8 | €55,000 | €59,000 | +€4,000 | +7.3% |
| Trade debts | 44 | €66,740 | €81,499 | +€14,759 | +22.1% |
| Suppliers | 440/4 | €66,740 | €81,499 | +€14,759 | +22.1% |
| Taxes, remuneration and social security | 45 | €57,283 | €80,315 | +€23,032 | +40.2% |
| Taxes | 450/3 | €16,024 | €16,729 | +€705 | +4.4% |
| Remuneration and social security | 454/9 | €41,258 | €63,585 | +€22,327 | +54.1% |
| Other amounts payable | 47/48 | €51 | €344 | +€293 | +573% |
| Remuneration, social security and pensions | 62 | €475,412 | €571,996 | +€96,584 | +20.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €184,423 | €178,210 | -€6,213 | -3.4% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €31,000 | - | -€31,000 | |
| Other operating charges | 640/8 | €19,838 | €15,826 | -€4,012 | -20.2% |
| Gross operating margin | 9900 | €781,250 | €794,041 | +€12,790 | +1.6% |
| Operating profit (loss) | 9901 | €70,577 | €28,009 | -€42,569 | -60.3% |
| Financial income | 75/76B | €4 | €1 | -€2 | -61.7% |
| Recurring financial income | 75 | €4 | €1 | -€2 | -61.7% |
| Financial charges | 65/66B | €24,394 | €17,863 | -€6,532 | -26.8% |
| Recurring financial charges | 65 | €24,394 | €17,863 | -€6,532 | -26.8% |
| Profit (loss) for the period before taxes | 9903 | €46,187 | €10,147 | -€36,039 | -78.0% |
| Income taxes | 67/77 | €30,299 | €15,130 | -€15,169 | -50.1% |
| Profit (loss) for the period | 9904 | €15,888 | -€4,982 | -€20,871 | |
| Profit (loss) for the period to be appropriated | 9905 | €15,888 | -€4,982 | -€20,871 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.