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CAMARQUE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CAMARQUE

BE 0475.234.969
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€78,145
2024 · €159,050-€237,195
Equity
€15.7m
2024 · €15.8m-€78,145
Cash
€13.6m
2024 · €11.1m+€2.6m
Balance sheet total
€15.7m
2024 · €15.8m-€78,145

Largest movements

2024 to 2025
Assets
  • Cash +€2.6m

    up €2.6m (+23.3%), from €11.1m to €13.6m

    mainly Current investments (+€2.1m) and Receivables after one year (+€547,828)

  • Current investments -€2.1m

    down €2.1m (-98.9%), from €2.2m to €24,000

  • Receivables after one year -€547,828

    down €547,828 (-23.9%), from €2.3m to €1.7m

Equity and liabilities

No liability line moved by more than 1% of the balance sheet total.

    Income statement
    • Financial income -€185,193

      down €185,193 (-35.7%), from €518,082 to €332,889

    • Financial charges +€158,933

      up €158,933 (+82.0%), from €193,760 to €352,693

    • Taxes -€57,820

      down €57,820 (-100.0%), from €57,825 to €4

    • Gross operating margin +€50,727

      up €50,727 (+61.4%), from -€82,658 to -€31,930

    • Purchases and services +€37,942

      new in 2025: €37,942

    From the 2024 result to the 2025 result

    effect on the result

    Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

    Result 2024 €159,050
    Gross operating margin +€50,727
    Depreciation +€3
    Other operating charges -€1,620
    Financial income -€185,193
    Financial charges -€158,933
    Taxes +€57,820
    Result 2025 -€78,145

    Cash bridge derived

    cash 2024 to 2025

    Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

    From operations +€444,137
    Investment +€2.1m
    Financing €0
    Cash 2024 €11.1m
    Net result for the year -€78,145
    Depreciation +€21,503
    Receivables after one year +€547,828
    Receivables within one year -€47,049
    Current investments +€2.1m
    Cash 2025 €13.6m
    Every line side by side 33 lines
    Line Code 2024 2025 Change %
    Total assets 20/58 €15,827,051 €15,748,906 -€78,145 -0.5%
    Fixed assets 21/28 €110,196 €88,692 -€21,503 -19.5%
    Tangible fixed assets 22/27 €110,196 €88,692 -€21,503 -19.5%
    Furniture and vehicles 24 €110,196 €88,692 -€21,503 -19.5%
    Current assets 29/58 €15,716,855 €15,660,214 -€56,642 -0.4%
    Amounts receivable after more than one year 29 €2,292,779 €1,744,951 -€547,828 -23.9%
    Other amounts receivable 291 €2,292,779 €1,744,951 -€547,828 -23.9%
    Amounts receivable within one year 40/41 €208,583 €255,632 +€47,049 +22.6%
    Trade receivables 40 €2,280 - -€2,280
    Other amounts receivable 41 €206,303 €255,632 +€49,329 +23.9%
    Current investments 50/53 €2,152,217 €24,000 -€2.1m -98.9%
    Cash at bank and in hand 54/58 €11,063,276 €13,635,631 +€2.6m +23.3%
    Total equity and liabilities 10/49 €15,827,051 €15,748,906 -€78,145 -0.5%
    Equity 10/15 €15,827,051 €15,748,906 -€78,145 -0.5%
    Contributions 10/11 €15,500,000 €15,500,000 = 0.0%
    Reserves 13 €234,337 €234,337 = 0.0%
    Non-distributable reserves 130/1 €12,149 €12,149 = 0.0%
    Reserves not available under the articles 1311 €12,149 €12,149 = 0.0%
    Distributable reserves 133 €222,188 €222,188 = 0.0%
    Profit (loss) carried forward 14 €92,714 €14,569 -€78,145 -84.3%
    Goods, raw materials, services and sundry goods 60/61 - €37,942 +€37,942
    Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €21,506 €21,503 -€3 0.0%
    Other operating charges 640/8 €3,283 €4,902 +€1,620 +49.3%
    Gross operating margin 9900 -€82,658 -€31,930 +€50,727 +61.4%
    Operating profit (loss) 9901 -€107,447 -€58,336 +€49,111 +45.7%
    Financial income 75/76B €518,082 €332,889 -€185,193 -35.7%
    Recurring financial income 75 €518,082 €332,889 -€185,193 -35.7%
    Financial charges 65/66B €193,760 €352,693 +€158,933 +82.0%
    Recurring financial charges 65 €193,760 €352,693 +€158,933 +82.0%
    Profit (loss) for the period before taxes 9903 €216,875 -€78,141 -€295,016
    Income taxes 67/77 €57,825 €4 -€57,820 -100.0%
    Profit (loss) for the period 9904 €159,050 -€78,145 -€237,195
    Profit (loss) for the period to be appropriated 9905 €159,050 -€78,145 -€237,195

    Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.