CAMARAD TEAM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAMARAD TEAM
Largest movements
- Cash +€9,654
up €9,654 (+74.1%), from €13,030 to €22,684
mainly Trade debts (+€9,474) and Tax, wage and social debts (+€2,166)
- Trade debts +€9,474
up €9,474 (+399%), from €2,374 to €11,848
- Profit (loss) carried forward -€3,308
down €3,308 (-22.6%), from €14,666 to €11,358
- Tax, wage and social debts +€2,166
up €2,166 (+1,394%), from €155 to €2,321
of which Taxes: +€2,166
- Other debts +€873
up €873 (+13.0%), from €6,717 to €7,590
- Gross operating margin -€11,284
down €11,284 (-67.6%), from €16,704 to €5,419
- Taxes +€2,094
new in 2025: €2,094
- Financial charges -€950
down €950 (-74.7%), from €1,272 to €322
- Other operating charges -€880
down €880 (-43.7%), from €2,015 to €1,135
- Depreciation +€533
up €533 (+46.7%), from €1,142 to €1,676
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €28,913 | €38,117 | +€9,204 | +31.8% |
| Fixed assets | 21/28 | €1,031 | €1,055 | +€23 | +2.3% |
| Tangible fixed assets | 22/27 | €1,031 | €1,055 | +€23 | +2.3% |
| Plant, machinery and equipment | 23 | €1,031 | €1,055 | +€23 | +2.3% |
| Current assets | 29/58 | €27,882 | €37,063 | +€9,181 | +32.9% |
| Amounts receivable within one year | 40/41 | €14,382 | €14,112 | -€270 | -1.9% |
| Trade receivables | 40 | €9,295 | €1,900 | -€7,395 | -79.6% |
| Other amounts receivable | 41 | €5,087 | €12,212 | +€7,125 | +140% |
| Cash at bank and in hand | 54/58 | €13,030 | €22,684 | +€9,654 | +74.1% |
| Deferred charges and accrued income | 490/1 | €470 | €267 | -€203 | -43.2% |
| Total equity and liabilities | 10/49 | €28,913 | €38,117 | +€9,204 | +31.8% |
| Equity | 10/15 | €19,666 | €16,358 | -€3,308 | -16.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Contributions outside capital | 11 | €5,000 | €5,000 | = | 0.0% |
| Other | 1109/19 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €14,666 | €11,358 | -€3,308 | -22.6% |
| Amounts payable | 17/49 | €9,247 | €21,759 | +€12,512 | +135% |
| Amounts payable within one year | 42/48 | €9,247 | €21,759 | +€12,512 | +135% |
| Trade debts | 44 | €2,374 | €11,848 | +€9,474 | +399% |
| Suppliers | 440/4 | €2,374 | €11,848 | +€9,474 | +399% |
| Taxes, remuneration and social security | 45 | €155 | €2,321 | +€2,166 | +1,394% |
| Taxes | 450/3 | €155 | €2,321 | +€2,166 | +1,394% |
| Remuneration and social security | 454/9 | €0 | €0 | = | |
| Other amounts payable | 47/48 | €6,717 | €7,590 | +€873 | +13.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,142 | €1,676 | +€533 | +46.7% |
| Other operating charges | 640/8 | €2,015 | €1,135 | -€880 | -43.7% |
| Gross operating margin | 9900 | €16,704 | €5,419 | -€11,284 | -67.6% |
| Operating profit (loss) | 9901 | €13,546 | €2,608 | -€10,938 | -80.7% |
| Financial income | 75/76B | €2 | - | -€2 | |
| Recurring financial income | 75 | €2 | - | -€2 | |
| Financial charges | 65/66B | €1,272 | €322 | -€950 | -74.7% |
| Recurring financial charges | 65 | €1,272 | €322 | -€950 | -74.7% |
| Profit (loss) for the period before taxes | 9903 | €12,276 | €2,287 | -€9,989 | -81.4% |
| Income taxes | 67/77 | - | €2,094 | +€2,094 | |
| Profit (loss) for the period | 9904 | €12,276 | €193 | -€12,083 | -98.4% |
| Profit (loss) for the period to be appropriated | 9905 | €12,276 | €193 | -€12,083 | -98.4% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.