CAMARAD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAMARAD
Largest movements
- Cash -€43,055
down €43,055 (-43.1%), from €99,837 to €56,782
mainly Contributions, distributions and other (-€432,397) and Other debts (-€47,401)
- Tangible fixed assets -€24,995
down €24,995 (-20.8%), from €120,073 to €95,078
of which Furniture and vehicles: -€21,705
- Other debts -€47,401
down €47,401 (-10.8%), from €440,343 to €392,942
- Tax, wage and social debts -€22,508
down €22,508 (-99.5%), from €22,627 to €120
No income-statement line moved by more than 1% of the activity.
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €485,205 | €413,112 | -€72,093 | -14.9% |
| Fixed assets | 21/28 | €120,073 | €95,078 | -€24,995 | -20.8% |
| Tangible fixed assets | 22/27 | €120,073 | €95,078 | -€24,995 | -20.8% |
| Plant, machinery and equipment | 23 | €3,891 | €4,693 | +€802 | +20.6% |
| Furniture and vehicles | 24 | €82,820 | €61,115 | -€21,705 | -26.2% |
| Other tangible fixed assets | 26 | €33,361 | €29,270 | -€4,092 | -12.3% |
| Current assets | 29/58 | €365,132 | €318,034 | -€47,099 | -12.9% |
| Amounts receivable within one year | 40/41 | €56,526 | €56,313 | -€213 | -0.4% |
| Trade receivables | 40 | €56,526 | €56,313 | -€213 | -0.4% |
| Current investments | 50/53 | €200,000 | €200,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €99,837 | €56,782 | -€43,055 | -43.1% |
| Deferred charges and accrued income | 490/1 | €8,769 | €4,939 | -€3,831 | -43.7% |
| Total equity and liabilities | 10/49 | €485,205 | €413,112 | -€72,093 | -14.9% |
| Equity | 10/15 | €18,600 | €18,600 | = | 0.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Amounts payable | 17/49 | €466,605 | €394,512 | -€72,093 | -15.5% |
| Amounts payable within one year | 42/48 | €466,605 | €394,512 | -€72,093 | -15.5% |
| Trade debts | 44 | €3,634 | €1,450 | -€2,184 | -60.1% |
| Suppliers | 440/4 | €3,634 | €1,450 | -€2,184 | -60.1% |
| Taxes, remuneration and social security | 45 | €22,627 | €120 | -€22,508 | -99.5% |
| Taxes | 450/3 | €22,627 | €120 | -€22,508 | -99.5% |
| Other amounts payable | 47/48 | €440,343 | €392,942 | -€47,401 | -10.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,101 | €31,174 | +€1,073 | +3.6% |
| Other operating charges | 640/8 | €1,098 | €1,124 | +€27 | +2.4% |
| Gross operating margin | 9900 | €598,026 | €603,885 | +€5,860 | +1.0% |
| Operating profit (loss) | 9901 | €566,827 | €571,587 | +€4,759 | +0.8% |
| Financial income | 75/76B | €2,610 | €1,668 | -€942 | -36.1% |
| Recurring financial income | 75 | €2,610 | €1,668 | -€942 | -36.1% |
| Financial charges | 65/66B | €259 | €238 | -€22 | -8.4% |
| Recurring financial charges | 65 | €259 | €238 | -€22 | -8.4% |
| Profit (loss) for the period before taxes | 9903 | €569,178 | €573,017 | +€3,840 | +0.7% |
| Income taxes | 67/77 | €139,752 | €140,620 | +€868 | +0.6% |
| Profit (loss) for the period | 9904 | €429,426 | €432,397 | +€2,971 | +0.7% |
| Profit (loss) for the period to be appropriated | 9905 | €429,426 | €432,397 | +€2,971 | +0.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.