CAMALY CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAMALY CONSULTING
Largest movements
- Receivables after one year -€265,000
no longer reported in 2025 (was €265,000)
- Receivables within one year +€227,931
up €227,931 (+80.4%), from €283,665 to €511,596
of which Other amounts receivable: +€213,931
- Cash +€120,266
up €120,266 (+118%), from €101,593 to €221,859
mainly Receivables after one year (+€265,000) and Net result for the year (+€91,592)
- Deferred charges and accrued income -€25,499
down €25,499 (-98.1%), from €25,996 to €497
- Reserves +€69,250
up €69,250 (+11.0%), from €631,060 to €700,310
- Tax, wage and social debts -€18,562
down €18,562 (-57.9%), from €32,065 to €13,503
- Other debts +€8,115
new in 2025: €8,115
- Gross operating margin -€19,849
down €19,849 (-15.1%), from €131,710 to €111,861
- Taxes -€8,776
down €8,776 (-19.1%), from €45,887 to €37,111
- Financial income -€4,170
down €4,170 (-15.8%), from €26,443 to €22,273
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €679,774 | €737,071 | +€57,297 | +8.4% |
| Fixed assets | 21/28 | €3,520 | €3,120 | -€400 | -11.4% |
| Tangible fixed assets | 22/27 | €3,520 | €3,120 | -€400 | -11.4% |
| Other tangible fixed assets | 26 | €3,520 | €3,120 | -€400 | -11.4% |
| Current assets | 29/58 | €676,254 | €733,951 | +€57,697 | +8.5% |
| Amounts receivable after more than one year | 29 | €265,000 | - | -€265,000 | |
| Other amounts receivable | 291 | €265,000 | - | -€265,000 | |
| Amounts receivable within one year | 40/41 | €283,665 | €511,596 | +€227,931 | +80.4% |
| Trade receivables | 40 | - | €14,000 | +€14,000 | |
| Other amounts receivable | 41 | €283,665 | €497,596 | +€213,931 | +75.4% |
| Cash at bank and in hand | 54/58 | €101,593 | €221,859 | +€120,266 | +118% |
| Deferred charges and accrued income | 490/1 | €25,996 | €497 | -€25,499 | -98.1% |
| Total equity and liabilities | 10/49 | €679,774 | €737,071 | +€57,297 | +8.4% |
| Equity | 10/15 | €644,793 | €714,135 | +€69,342 | +10.8% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €631,060 | €700,310 | +€69,250 | +11.0% |
| Distributable reserves | 133 | €631,060 | €700,310 | +€69,250 | +11.0% |
| Profit (loss) carried forward | 14 | €7,533 | €7,625 | +€92 | +1.2% |
| Amounts payable | 17/49 | €34,981 | €22,936 | -€12,045 | -34.4% |
| Amounts payable within one year | 42/48 | €34,162 | €22,115 | -€12,046 | -35.3% |
| Trade debts | 44 | €2,096 | €497 | -€1,599 | -76.3% |
| Suppliers | 440/4 | €2,096 | €497 | -€1,599 | -76.3% |
| Taxes, remuneration and social security | 45 | €32,065 | €13,503 | -€18,562 | -57.9% |
| Taxes | 450/3 | €32,065 | €13,503 | -€18,562 | -57.9% |
| Other amounts payable | 47/48 | - | €8,115 | +€8,115 | |
| Accrued charges and deferred income | 492/3 | €819 | €821 | +€2 | +0.2% |
| Non-recurring operating income | 76A | €1,720 | - | -€1,720 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €400 | €400 | = | 0.0% |
| Other operating charges | 640/8 | €1,302 | €2,242 | +€940 | +72.2% |
| Non-recurring operating charges | 66A | - | €2,634 | +€2,634 | |
| Gross operating margin | 9900 | €131,710 | €111,861 | -€19,849 | -15.1% |
| Operating profit (loss) | 9901 | €130,008 | €106,585 | -€23,423 | -18.0% |
| Financial income | 75/76B | €26,443 | €22,273 | -€4,170 | -15.8% |
| Recurring financial income | 75 | €26,443 | €22,273 | -€4,170 | -15.8% |
| Financial charges | 65/66B | €157 | €155 | -€2 | -1.1% |
| Recurring financial charges | 65 | €157 | €155 | -€2 | -1.1% |
| Profit (loss) for the period before taxes | 9903 | €156,294 | €128,703 | -€27,591 | -17.7% |
| Income taxes | 67/77 | €45,887 | €37,111 | -€8,776 | -19.1% |
| Profit (loss) for the period | 9904 | €110,407 | €91,592 | -€18,815 | -17.0% |
| Profit (loss) for the period to be appropriated | 9905 | €110,407 | €91,592 | -€18,815 | -17.0% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.