CAFIT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAFIT
Largest movements
- Receivables within one year -€2,622
down €2,622 (-95.8%), from €2,736 to €114
of which Other amounts receivable: -€2,427
- Cash +€1,542
up €1,542 (+96.6%), from €1,596 to €3,138
mainly Receivables within one year (+€2,622) and Net result for the year (+€1,297)
- Other debts -€3,175
down €3,175 (-100.0%), from €3,175 to €0
- Profit (loss) carried forward +€1,297
up €1,297 (+20.2%), from -€6,433 to -€5,136
- Tax, wage and social debts +€884
new in 2025: €884
- Trade debts -€86
down €86 (-11.2%), from €765 to €679
- Gross operating margin +€5,505
up €5,505 (+51.0%), from €10,794 to €16,299
- Staff costs +€1,827
up €1,827 (+16.0%), from €11,419 to €13,246
- Financial charges +€925
up €925 (+208.3%), from €444 to €1,369
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,507 | €3,427 | -€1,080 | -24.0% |
| Fixed assets | 21/28 | €175 | €175 | = | 0.0% |
| Financial fixed assets | 28 | €175 | €175 | = | 0.0% |
| Current assets | 29/58 | €4,332 | €3,252 | -€1,080 | -24.9% |
| Amounts receivable within one year | 40/41 | €2,736 | €114 | -€2,622 | -95.8% |
| Trade receivables | 40 | €195 | €0 | -€195 | -100.0% |
| Other amounts receivable | 41 | €2,541 | €114 | -€2,427 | -95.5% |
| Cash at bank and in hand | 54/58 | €1,596 | €3,138 | +€1,542 | +96.6% |
| Total equity and liabilities | 10/49 | €4,507 | €3,427 | -€1,080 | -24.0% |
| Equity | 10/15 | €567 | €1,864 | +€1,297 | +228.7% |
| Contributions | 10/11 | €7,000 | €7,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€6,433 | -€5,136 | +€1,297 | +20.2% |
| Amounts payable | 17/49 | €3,940 | €1,563 | -€2,377 | -60.3% |
| Amounts payable within one year | 42/48 | €3,940 | €1,563 | -€2,377 | -60.3% |
| Trade debts | 44 | €765 | €679 | -€86 | -11.2% |
| Suppliers | 440/4 | €765 | €679 | -€86 | -11.2% |
| Taxes, remuneration and social security | 45 | - | €884 | +€884 | |
| Remuneration and social security | 454/9 | - | €884 | +€884 | |
| Other amounts payable | 47/48 | €3,175 | €0 | -€3,175 | -100.0% |
| Remuneration, social security and pensions | 62 | €11,419 | €13,246 | +€1,827 | +16.0% |
| Other operating charges | 640/8 | €384 | €387 | +€3 | +0.8% |
| Gross operating margin | 9900 | €10,794 | €16,299 | +€5,505 | +51.0% |
| Operating profit (loss) | 9901 | -€1,010 | €2,666 | +€3,675 | |
| Financial charges | 65/66B | €444 | €1,369 | +€925 | +208.3% |
| Recurring financial charges | 65 | €444 | €1,369 | +€925 | +208.3% |
| Profit (loss) for the period before taxes | 9903 | -€1,454 | €1,297 | +€2,750 | |
| Profit (loss) for the period | 9904 | -€1,454 | €1,297 | +€2,750 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,454 | €1,297 | +€2,750 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.