Cachet: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Cachet
Largest movements
- Cash +€19,894
up €19,894 (+168%), from €11,844 to €31,738
mainly Net result for the year (+€29,925) and Receivables within one year (+€13,589)
- Receivables within one year -€13,589
down €13,589 (-58.8%), from €23,117 to €9,528
of which Other amounts receivable: -€8,200
- Tangible fixed assets +€2,121
up €2,121 (+7.5%), from €28,272 to €30,393
of which Other tangible fixed assets: +€5,200
- Deferred charges and accrued income +€934
up €934 (+258%), from €362 to €1,297
- Reserves +€29,925
up €29,925 (+462%), from €6,480 to €36,405
- Trade debts -€14,513
down €14,513 (-70.2%), from €20,683 to €6,170
- Debts after one year -€7,069
down €7,069 (-31.8%), from €22,261 to €15,193
- Tax, wage and social debts +€1,010
up €1,010 (+47.9%), from €2,108 to €3,118
- Gross operating margin +€38,909
up €38,909 (+405%), from €9,602 to €48,511
- Taxes +€6,943
up €6,943 (+292%), from €2,382 to €9,325
- Depreciation +€6,671
up €6,671 (+1,392%), from €479 to €7,150
- Financial charges +€2,020
up €2,020 (+598%), from €338 to €2,358
- Financial income +€757
up €757 (+151%), from €501 to €1,258
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €63,596 | €72,955 | +€9,360 | +14.7% |
| Fixed assets | 21/28 | €28,272 | €30,393 | +€2,121 | +7.5% |
| Tangible fixed assets | 22/27 | €28,272 | €30,393 | +€2,121 | +7.5% |
| Furniture and vehicles | 24 | €28,272 | €25,193 | -€3,079 | -10.9% |
| Other tangible fixed assets | 26 | - | €5,200 | +€5,200 | |
| Current assets | 29/58 | €35,324 | €42,562 | +€7,239 | +20.5% |
| Amounts receivable within one year | 40/41 | €23,117 | €9,528 | -€13,589 | -58.8% |
| Trade receivables | 40 | €11,638 | €6,249 | -€5,389 | -46.3% |
| Other amounts receivable | 41 | €11,479 | €3,279 | -€8,200 | -71.4% |
| Cash at bank and in hand | 54/58 | €11,844 | €31,738 | +€19,894 | +168% |
| Deferred charges and accrued income | 490/1 | €362 | €1,297 | +€934 | +258% |
| Total equity and liabilities | 10/49 | €63,596 | €72,955 | +€9,360 | +14.7% |
| Equity | 10/15 | €11,480 | €41,405 | +€29,925 | +261% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €6,480 | €36,405 | +€29,925 | +462% |
| Distributable reserves | 133 | €6,480 | €36,405 | +€29,925 | +462% |
| Amounts payable | 17/49 | €52,116 | €31,550 | -€20,566 | -39.5% |
| Amounts payable after more than one year | 17 | €22,261 | €15,193 | -€7,069 | -31.8% |
| Financial debts | 170/4 | €22,261 | €15,193 | -€7,069 | -31.8% |
| Amounts payable within one year | 42/48 | €29,530 | €16,357 | -€13,172 | -44.6% |
| Current portion of amounts payable after more than one year | 42 | €6,739 | €7,069 | +€330 | +4.9% |
| Trade debts | 44 | €20,683 | €6,170 | -€14,513 | -70.2% |
| Suppliers | 440/4 | €20,683 | €6,170 | -€14,513 | -70.2% |
| Taxes, remuneration and social security | 45 | €2,108 | €3,118 | +€1,010 | +47.9% |
| Remuneration and social security | 454/9 | €2,108 | €3,118 | +€1,010 | +47.9% |
| Accrued charges and deferred income | 492/3 | €324 | - | -€324 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €479 | €7,150 | +€6,671 | +1,392% |
| Other operating charges | 640/8 | €424 | €1,011 | +€587 | +138% |
| Gross operating margin | 9900 | €9,602 | €48,511 | +€38,909 | +405% |
| Operating profit (loss) | 9901 | €8,699 | €40,350 | +€31,651 | +364% |
| Financial income | 75/76B | €501 | €1,258 | +€757 | +151% |
| Recurring financial income | 75 | €501 | €1,258 | +€757 | +151% |
| Financial charges | 65/66B | €338 | €2,358 | +€2,020 | +598% |
| Recurring financial charges | 65 | €338 | €2,358 | +€2,020 | +598% |
| Profit (loss) for the period before taxes | 9903 | €8,862 | €39,250 | +€30,388 | +343% |
| Income taxes | 67/77 | €2,382 | €9,325 | +€6,943 | +292% |
| Profit (loss) for the period | 9904 | €6,480 | €29,925 | +€23,445 | +362% |
| Profit (loss) for the period to be appropriated | 9905 | €6,480 | €29,925 | +€23,445 | +362% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.