ÇA VAUT L’IMMO!: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ÇA VAUT L’IMMO!
Largest movements
- Tangible fixed assets -€65,991
down €65,991 (-5.0%), from €1.3m to €1.3m
- Debts after one year -€62,149
down €62,149 (-5.4%), from €1.1m to €1.1m
- Other debts +€20,754
up €20,754 (+6.8%), from €307,438 to €328,192
- Profit (loss) carried forward -€16,894
down €16,894 (-7.5%), from -€226,393 to -€243,286
- Financial charges -€4,124
down €4,124 (-8.0%), from €51,408 to €47,284
- Depreciation +€2,730
up €2,730 (+3.4%), from €81,168 to €83,898
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,337,558 | €1,270,544 | -€67,014 | -5.0% |
| Fixed assets | 21/28 | €1,328,504 | €1,262,513 | -€65,991 | -5.0% |
| Tangible fixed assets | 22/27 | €1,328,054 | €1,262,063 | -€65,991 | -5.0% |
| Land and buildings | 22 | €1,328,054 | €1,262,063 | -€65,991 | -5.0% |
| Financial fixed assets | 28 | €450 | €450 | = | 0.0% |
| Current assets | 29/58 | €9,054 | €8,031 | -€1,023 | -11.3% |
| Amounts receivable within one year | 40/41 | €1,710 | - | -€1,710 | |
| Trade receivables | 40 | €1,707 | - | -€1,707 | |
| Other amounts receivable | 41 | €3 | - | -€3 | |
| Cash at bank and in hand | 54/58 | €7,343 | €8,031 | +€687 | +9.4% |
| Total equity and liabilities | 10/49 | €1,337,558 | €1,270,544 | -€67,014 | -5.0% |
| Equity | 10/15 | -€196,393 | -€213,286 | -€16,894 | -8.6% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€226,393 | -€243,286 | -€16,894 | -7.5% |
| Amounts payable | 17/49 | €1,533,951 | €1,483,830 | -€50,120 | -3.3% |
| Amounts payable after more than one year | 17 | €1,149,248 | €1,087,098 | -€62,149 | -5.4% |
| Financial debts | 170/4 | €1,149,248 | €1,087,098 | -€62,149 | -5.4% |
| Amounts payable within one year | 42/48 | €384,703 | €396,732 | +€12,029 | +3.1% |
| Current portion of amounts payable after more than one year | 42 | €58,341 | €61,713 | +€3,372 | +5.8% |
| Trade debts | 44 | €12,683 | €181 | -€12,502 | -98.6% |
| Suppliers | 440/4 | €12,683 | €181 | -€12,502 | -98.6% |
| Taxes, remuneration and social security | 45 | €6,241 | €6,646 | +€405 | +6.5% |
| Taxes | 450/3 | €6,241 | €6,646 | +€405 | +6.5% |
| Other amounts payable | 47/48 | €307,438 | €328,192 | +€20,754 | +6.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €81,168 | €83,898 | +€2,730 | +3.4% |
| Other operating charges | 640/8 | €5,379 | €5,546 | +€168 | +3.1% |
| Gross operating margin | 9900 | €120,292 | €119,835 | -€457 | -0.4% |
| Operating profit (loss) | 9901 | €33,745 | €30,390 | -€3,354 | -9.9% |
| Financial income | 75/76B | €10 | €0 | -€10 | -99.9% |
| Recurring financial income | 75 | €10 | €0 | -€10 | -99.9% |
| Financial charges | 65/66B | €51,408 | €47,284 | -€4,124 | -8.0% |
| Recurring financial charges | 65 | €51,408 | €47,284 | -€4,124 | -8.0% |
| Profit (loss) for the period before taxes | 9903 | -€17,653 | -€16,894 | +€759 | +4.3% |
| Profit (loss) for the period | 9904 | -€17,653 | -€16,894 | +€759 | +4.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€17,653 | -€16,894 | +€759 | +4.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.