C&T Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
C&T Immo
Largest movements
- Tangible fixed assets -€55,786
down €55,786 (-3.1%), from €1.8m to €1.8m
of which Land and buildings: -€55,786
- Cash -€29,940
down €29,940 (-15.4%), from €194,465 to €164,524
mainly Trade debts (-€71,045) and Debts after one year (-€26,224)
- Trade debts -€71,045
down €71,045 (-98.4%), from €72,208 to €1,163
- Debts after one year -€26,224
down €26,224 (-3.1%), from €853,634 to €827,410
of which Financial debts: -€26,224
- Gross operating margin -€111,663
down €111,663 (-48.6%), from €229,670 to €118,007
- Depreciation +€34,913
up €34,913 (+103%), from €33,821 to €68,734
- Other operating charges +€8,227
up €8,227 (+258%), from €3,193 to €11,421
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,042,436 | €1,955,776 | -€86,660 | -4.2% |
| Fixed assets | 21/28 | €1,825,922 | €1,770,136 | -€55,786 | -3.1% |
| Tangible fixed assets | 22/27 | €1,825,922 | €1,770,136 | -€55,786 | -3.1% |
| Land and buildings | 22 | €1,825,922 | €1,770,136 | -€55,786 | -3.1% |
| Assets under construction and advance payments | 27 | €0 | - | = | |
| Current assets | 29/58 | €216,514 | €185,640 | -€30,874 | -14.3% |
| Amounts receivable within one year | 40/41 | €20,695 | €20,695 | +€0 | 0.0% |
| Trade receivables | 40 | €16,063 | €17,685 | +€1,623 | +10.1% |
| Other amounts receivable | 41 | €4,632 | €3,010 | -€1,622 | -35.0% |
| Cash at bank and in hand | 54/58 | €194,465 | €164,524 | -€29,940 | -15.4% |
| Deferred charges and accrued income | 490/1 | €1,354 | €420 | -€934 | -69.0% |
| Total equity and liabilities | 10/49 | €2,042,436 | €1,955,776 | -€86,660 | -4.2% |
| Equity | 10/15 | €682,701 | €692,821 | +€10,120 | +1.5% |
| Contributions | 10/11 | €600,000 | €600,000 | = | 0.0% |
| Reserves | 13 | €82,701 | €92,821 | +€10,120 | +12.2% |
| Distributable reserves | 133 | €82,701 | €92,821 | +€10,120 | +12.2% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €1,359,735 | €1,262,956 | -€96,780 | -7.1% |
| Amounts payable after more than one year | 17 | €853,634 | €827,410 | -€26,224 | -3.1% |
| Financial debts | 170/4 | €253,634 | €227,410 | -€26,224 | -10.3% |
| Other amounts payable | 178/9 | €600,000 | €600,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €505,785 | €435,259 | -€70,526 | -13.9% |
| Current portion of amounts payable after more than one year | 42 | €28,028 | €28,394 | +€367 | +1.3% |
| Trade debts | 44 | €72,208 | €1,163 | -€71,045 | -98.4% |
| Suppliers | 440/4 | €72,208 | €1,163 | -€71,045 | -98.4% |
| Taxes, remuneration and social security | 45 | €15,130 | €14,960 | -€170 | -1.1% |
| Taxes | 450/3 | €15,130 | €14,960 | -€170 | -1.1% |
| Other amounts payable | 47/48 | €390,421 | €390,742 | +€321 | +0.1% |
| Accrued charges and deferred income | 492/3 | €315 | €286 | -€29 | -9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €33,821 | €68,734 | +€34,913 | +103% |
| Other operating charges | 640/8 | €3,193 | €11,421 | +€8,227 | +258% |
| Gross operating margin | 9900 | €229,670 | €118,007 | -€111,663 | -48.6% |
| Operating profit (loss) | 9901 | €192,656 | €37,853 | -€154,803 | -80.4% |
| Financial income | 75/76B | €0 | €0 | +€0 | |
| Recurring financial income | 75 | €0 | €0 | +€0 | |
| Financial charges | 65/66B | €27,766 | €27,733 | -€33 | -0.1% |
| Recurring financial charges | 65 | €27,766 | €27,733 | -€33 | -0.1% |
| Profit (loss) for the period before taxes | 9903 | €164,890 | €10,120 | -€154,770 | -93.9% |
| Profit (loss) for the period | 9904 | €164,890 | €10,120 | -€154,770 | -93.9% |
| Profit (loss) for the period to be appropriated | 9905 | €164,890 | €10,120 | -€154,770 | -93.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.