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C & I: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

C & I

BE 0809.915.455
NACE 56.301, Cafés and bars
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€38,087
2024 · -€13,812+€51,900
Equity
-€40,291
2024 · -€78,378+€38,087
Cash
€24
2024 · €640-€616
Balance sheet total
€108,249
2024 · €148,903-€40,653

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€47,059

    down €47,059 (-35.2%), from €133,780 to €86,721

  • Receivables within one year +€8,476

    up €8,476 (+65.1%), from €13,029 to €21,505

    of which Other amounts receivable: +€8,540

Equity and liabilities
  • Tax, wage and social debts -€64,975

    down €64,975 (-95.0%), from €68,421 to €3,446

    of which Taxes: -€45,282

  • Profit (loss) carried forward +€38,087

    up €38,087 (+39.3%), from -€96,826 to -€58,739

  • Trade debts -€13,711

    down €13,711 (-60.1%), from €22,805 to €9,094

Income statement
  • Staff costs -€53,664

    down €53,664 (-92.3%), from €58,170 to €4,506

  • Gross operating margin -€8,742

    down €8,742 (-14.5%), from €60,211 to €51,469

  • Other operating charges -€1,663

    down €1,663 (-83.1%), from €2,001 to €338

  • Depreciation -€1,588

    down €1,588 (-25.3%), from €6,282 to €4,694

  • Financial charges +€829

    up €829 (+27.4%), from €3,031 to €3,861

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€13,812
Gross operating margin -€8,742
Staff costs +€53,664
Depreciation +€1,588
Other operating charges +€1,663
Other operating items +€4,541
Financial income +€15
Financial charges -€829
Result 2025 €38,087

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€42,966
Investment +€42,365
Financing -€15
Cash 2024 €640
Net result for the year +€38,087
Depreciation +€4,694
Receivables within one year -€8,476
Deferred charges and accrued income +€1,454
Trade debts -€13,711
Tax, wage and social debts -€64,975
Accrued charges and deferred income -€40
Investment in fixed assets (net) +€42,365
Short-term financial debts -€15
Cash 2025 €24
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €148,903 €108,249 -€40,653 -27.3%
Fixed assets 21/28 €133,780 €86,721 -€47,059 -35.2%
Tangible fixed assets 22/27 €133,780 €86,721 -€47,059 -35.2%
Land and buildings 22 €133,780 €86,721 -€47,059 -35.2%
Current assets 29/58 €15,123 €21,529 +€6,406 +42.4%
Amounts receivable within one year 40/41 €13,029 €21,505 +€8,476 +65.1%
Trade receivables 40 €64 - -€64
Other amounts receivable 41 €12,965 €21,505 +€8,540 +65.9%
Cash at bank and in hand 54/58 €640 €24 -€616 -96.3%
Deferred charges and accrued income 490/1 €1,454 - -€1,454
Total equity and liabilities 10/49 €148,903 €108,249 -€40,653 -27.3%
Equity 10/15 -€78,378 -€40,291 +€38,087 +48.6%
Contributions 10/11 €18,448 €18,448 = 0.0%
Profit (loss) carried forward 14 -€96,826 -€58,739 +€38,087 +39.3%
Amounts payable 17/49 €227,280 €148,540 -€78,740 -34.6%
Amounts payable after more than one year 17 €136,000 €136,000 = 0.0%
Financial debts 170/4 €136,000 €136,000 = 0.0%
Amounts payable within one year 42/48 €91,240 €12,540 -€78,700 -86.3%
Financial debts 43 €15 - -€15
Credit institutions 430/8 €15 - -€15
Trade debts 44 €22,805 €9,094 -€13,711 -60.1%
Suppliers 440/4 €22,805 €9,094 -€13,711 -60.1%
Taxes, remuneration and social security 45 €68,421 €3,446 -€64,975 -95.0%
Taxes 450/3 €45,282 - -€45,282
Remuneration and social security 454/9 €23,139 €3,446 -€19,693 -85.1%
Accrued charges and deferred income 492/3 €40 - -€40
Non-recurring operating income 76A - €61,220 +€61,220
Remuneration, social security and pensions 62 €58,170 €4,506 -€53,664 -92.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,282 €4,694 -€1,588 -25.3%
Other operating charges 640/8 €2,001 €338 -€1,663 -83.1%
Non-recurring operating charges 66A €4,541 - -€4,541
Gross operating margin 9900 €60,211 €51,469 -€8,742 -14.5%
Operating profit (loss) 9901 -€10,783 €41,931 +€52,714
Financial income 75/76B €2 €17 +€15 +787.7%
Recurring financial income 75 €2 €17 +€15 +787.7%
Financial charges 65/66B €3,031 €3,861 +€829 +27.4%
Recurring financial charges 65 €3,031 €3,861 +€829 +27.4%
Profit (loss) for the period before taxes 9903 -€13,812 €38,087 +€51,900
Profit (loss) for the period 9904 -€13,812 €38,087 +€51,900
Profit (loss) for the period to be appropriated 9905 -€13,812 €38,087 +€51,900

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.