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C&D: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

C&D

BE 0734.844.086
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€73,062
2024 · -€15,787+€88,849
Equity
-€650,033
2024 · -€723,095+€73,062
Cash
€35,303
2024 · €9,261+€26,042
Balance sheet total
€329,332
2024 · €445,138-€115,806

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€127,298

    down €127,298 (-99.6%), from €127,757 to €459

    of which Trade receivables: -€127,313

  • Cash +€26,042

    up €26,042 (+281.2%), from €9,261 to €35,303

    mainly Receivables within one year (+€127,298) and Net result for the year (+€73,062)

  • Stocks and contracts -€11,914

    down €11,914 (-4.0%), from €297,114 to €285,200

Equity and liabilities
  • Debts after one year -€105,000

    down €105,000 (-9.9%), from €1.1m to €955,000

  • Tax, wage and social debts -€76,056

    down €76,056 (-93.4%), from €81,389 to €5,333

  • Profit (loss) carried forward +€73,062

    up €73,062 (+8.9%), from -€823,095 to -€750,033

Income statement
  • Gross operating margin +€79,133

    up €79,133 (+1135.9%), from €6,966 to €86,100

  • Other operating charges -€4,363

    down €4,363 (-96.4%), from €4,528 to €165

  • Financial charges -€4,055

    down €4,055 (-23.5%), from €17,234 to €13,180

  • Financial income +€1,298

    up €1,298 (+1309.0%), from €99 to €1,397

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€15,787
Gross operating margin +€79,133
Other operating charges +€4,363
Financial income +€1,298
Financial charges +€4,055
Result 2025 €73,062

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€131,042
Investment €0
Financing -€105,000
Cash 2024 €9,261
Net result for the year +€73,062
Depreciation +€1,090
Stocks and contracts +€11,914
Receivables within one year +€127,298
Deferred charges and accrued income +€1,546
Trade debts -€4,257
Tax, wage and social debts -€76,056
Advances received -€612
Other debts -€3,037
Accrued charges and deferred income +€94
Debts after one year -€105,000
Cash 2025 €35,303
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €445,138 €329,332 -€115,806 -26.0%
Fixed assets 21/28 €3,252 €2,161 -€1,090 -33.5%
Tangible fixed assets 22/27 €3,252 €2,161 -€1,090 -33.5%
Plant, machinery and equipment 23 €758 €549 -€209 -27.6%
Furniture and vehicles 24 €2,493 €1,612 -€881 -35.3%
Current assets 29/58 €441,886 €327,171 -€114,715 -26.0%
Stocks and contracts in progress 3 €297,114 €285,200 -€11,914 -4.0%
Stocks 30/36 €297,114 €285,200 -€11,914 -4.0%
Amounts receivable within one year 40/41 €127,757 €459 -€127,298 -99.6%
Trade receivables 40 €127,730 €417 -€127,313 -99.7%
Other amounts receivable 41 €27 €42 +€16 +58.6%
Cash at bank and in hand 54/58 €9,261 €35,303 +€26,042 +281.2%
Deferred charges and accrued income 490/1 €7,755 €6,209 -€1,546 -19.9%
Total equity and liabilities 10/49 €445,138 €329,332 -€115,806 -26.0%
Equity 10/15 -€723,095 -€650,033 +€73,062 +10.1%
Contributions 10/11 €100,000 €100,000 = 0.0%
Profit (loss) carried forward 14 -€823,095 -€750,033 +€73,062 +8.9%
Amounts payable 17/49 €1,168,233 €979,365 -€188,868 -16.2%
Amounts payable after more than one year 17 €1,060,000 €955,000 -€105,000 -9.9%
Financial debts 170/4 €1,060,000 €955,000 -€105,000 -9.9%
Amounts payable within one year 42/48 €103,383 €19,421 -€83,962 -81.2%
Trade debts 44 €6,372 €2,114 -€4,257 -66.8%
Suppliers 440/4 €6,372 €2,114 -€4,257 -66.8%
Advances received on contracts in progress 46 €1,095 €483 -€612 -55.9%
Taxes, remuneration and social security 45 €81,389 €5,333 -€76,056 -93.4%
Taxes 450/3 €81,389 €5,333 -€76,056 -93.4%
Other amounts payable 47/48 €14,527 €11,490 -€3,037 -20.9%
Accrued charges and deferred income 492/3 €4,850 €4,944 +€94 +1.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,090 €1,090 = 0.0%
Other operating charges 640/8 €4,528 €165 -€4,363 -96.4%
Gross operating margin 9900 €6,966 €86,100 +€79,133 +1135.9%
Operating profit (loss) 9901 €1,348 €84,845 +€83,497 +6193.9%
Financial income 75/76B €99 €1,397 +€1,298 +1309.0%
Recurring financial income 75 €99 €1,397 +€1,298 +1309.0%
Financial charges 65/66B €17,234 €13,180 -€4,055 -23.5%
Recurring financial charges 65 €17,234 €13,180 -€4,055 -23.5%
Profit (loss) for the period before taxes 9903 -€15,787 €73,062 +€88,849
Profit (loss) for the period 9904 -€15,787 €73,062 +€88,849
Profit (loss) for the period to be appropriated 9905 -€15,787 €73,062 +€88,849

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.