C&C WEALTH MANAGEMENT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
C&C WEALTH MANAGEMENT
Largest movements
- Cash -€51,961
down €51,961 (-61.8%), from €84,013 to €32,052
mainly Receivables within one year (-€35,899) and Net result for the year (-€13,175)
- Receivables within one year +€35,899
up €35,899 (+316%), from €11,349 to €47,248
of which Trade receivables: +€34,770
- Tangible fixed assets -€11,191
down €11,191 (-19.3%), from €58,121 to €46,930
of which Other tangible fixed assets: -€7,646
- Profit (loss) carried forward -€13,175
down €13,175 (-121%), from -€10,927 to -€24,102
- Tax, wage and social debts -€9,992
down €9,992 (-62.5%), from €15,997 to €6,005
of which Taxes: -€6,859
- Accrued charges and deferred income +€6,500
new in 2025: €6,500
- Other debts -€6,289
down €6,289 (-24.3%), from €25,855 to €19,566
- Trade debts -€2,858
down €2,858 (-83.3%), from €3,431 to €573
- Gross operating margin -€26,361
down €26,361 (-42.7%), from €61,728 to €35,367
- Staff costs -€4,499
down €4,499 (-11.8%), from €38,101 to €33,603
- Depreciation -€3,836
down €3,836 (-20.9%), from €18,327 to €14,491
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €153,895 | €128,082 | -€25,814 | -16.8% |
| Fixed assets | 21/28 | €58,333 | €47,142 | -€11,191 | -19.2% |
| Tangible fixed assets | 22/27 | €58,121 | €46,930 | -€11,191 | -19.3% |
| Furniture and vehicles | 24 | €10,487 | €6,942 | -€3,545 | -33.8% |
| Other tangible fixed assets | 26 | €47,635 | €39,988 | -€7,646 | -16.1% |
| Financial fixed assets | 28 | €212 | €212 | = | 0.0% |
| Current assets | 29/58 | €95,562 | €80,940 | -€14,622 | -15.3% |
| Amounts receivable within one year | 40/41 | €11,349 | €47,248 | +€35,899 | +316% |
| Trade receivables | 40 | €3,849 | €38,619 | +€34,770 | +903% |
| Other amounts receivable | 41 | €7,500 | €8,629 | +€1,129 | +15.1% |
| Cash at bank and in hand | 54/58 | €84,013 | €32,052 | -€51,961 | -61.8% |
| Deferred charges and accrued income | 490/1 | €200 | €1,640 | +€1,440 | +720% |
| Total equity and liabilities | 10/49 | €153,895 | €128,082 | -€25,814 | -16.8% |
| Equity | 10/15 | €108,613 | €95,438 | -€13,175 | -12.1% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €116,540 | €116,540 | = | 0.0% |
| Distributable reserves | 133 | €116,540 | €116,540 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,927 | -€24,102 | -€13,175 | -121% |
| Amounts payable | 17/49 | €45,283 | €32,644 | -€12,639 | -27.9% |
| Amounts payable within one year | 42/48 | €45,283 | €26,144 | -€19,139 | -42.3% |
| Trade debts | 44 | €3,431 | €573 | -€2,858 | -83.3% |
| Suppliers | 440/4 | €3,431 | €573 | -€2,858 | -83.3% |
| Taxes, remuneration and social security | 45 | €15,997 | €6,005 | -€9,992 | -62.5% |
| Taxes | 450/3 | €9,780 | €2,921 | -€6,859 | -70.1% |
| Remuneration and social security | 454/9 | €6,217 | €3,085 | -€3,132 | -50.4% |
| Other amounts payable | 47/48 | €25,855 | €19,566 | -€6,289 | -24.3% |
| Accrued charges and deferred income | 492/3 | - | €6,500 | +€6,500 | |
| Remuneration, social security and pensions | 62 | €38,101 | €33,603 | -€4,499 | -11.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,327 | €14,491 | -€3,836 | -20.9% |
| Other operating charges | 640/8 | €687 | €400 | -€288 | -41.8% |
| Gross operating margin | 9900 | €61,728 | €35,367 | -€26,361 | -42.7% |
| Operating profit (loss) | 9901 | €4,612 | -€13,127 | -€17,739 | |
| Financial charges | 65/66B | €46 | €48 | +€2 | +4.3% |
| Recurring financial charges | 65 | €46 | €48 | +€2 | +4.3% |
| Profit (loss) for the period before taxes | 9903 | €4,566 | -€13,175 | -€17,741 | |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | €4,566 | -€13,175 | -€17,741 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,566 | -€13,175 | -€17,741 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.