BZB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BZB
Largest movements
- Receivables within one year -€74,624
down €74,624 (-60.2%), from €124,055 to €49,431
- Profit (loss) carried forward -€86,599
down €86,599 (-11.6%), from -€746,409 to -€833,008
- Financial charges +€1,170
up €1,170 (+1.4%), from €84,163 to €85,333
- Gross operating margin +€959
up €959 (+84.7%), from -€1,132 to -€173
- Other operating charges +€18
up €18 (+1.7%), from €1,075 to €1,094
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,311,965 | €2,237,331 | -€74,634 | -3.2% |
| Fixed assets | 21/28 | €2,185,500 | €2,185,500 | = | 0.0% |
| Financial fixed assets | 28 | €2,185,500 | €2,185,500 | = | 0.0% |
| Current assets | 29/58 | €126,465 | €51,831 | -€74,634 | -59.0% |
| Amounts receivable within one year | 40/41 | €124,055 | €49,431 | -€74,624 | -60.2% |
| Other amounts receivable | 41 | €124,055 | €49,431 | -€74,624 | -60.2% |
| Cash at bank and in hand | 54/58 | €2,409 | €2,400 | -€10 | -0.4% |
| Total equity and liabilities | 10/49 | €2,311,965 | €2,237,331 | -€74,634 | -3.2% |
| Equity | 10/15 | €1,039,091 | €952,492 | -€86,599 | -8.3% |
| Contributions | 10/11 | €1,785,500 | €1,785,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€746,409 | -€833,008 | -€86,599 | -11.6% |
| Amounts payable | 17/49 | €1,272,874 | €1,284,839 | +€11,965 | +0.9% |
| Amounts payable within one year | 42/48 | €1,209,572 | €1,220,519 | +€10,947 | +0.9% |
| Other amounts payable | 47/48 | €1,209,572 | €1,220,519 | +€10,947 | +0.9% |
| Accrued charges and deferred income | 492/3 | €63,302 | €64,320 | +€1,018 | +1.6% |
| Other operating charges | 640/8 | €1,075 | €1,094 | +€18 | +1.7% |
| Gross operating margin | 9900 | -€1,132 | -€173 | +€959 | +84.7% |
| Operating profit (loss) | 9901 | -€2,207 | -€1,266 | +€941 | +42.6% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €84,163 | €85,333 | +€1,170 | +1.4% |
| Recurring financial charges | 65 | €84,163 | €85,333 | +€1,170 | +1.4% |
| Profit (loss) for the period before taxes | 9903 | -€86,370 | -€86,599 | -€230 | -0.3% |
| Profit (loss) for the period | 9904 | -€86,370 | -€86,599 | -€230 | -0.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€86,370 | -€86,599 | -€230 | -0.3% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.