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BYWT: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BYWT

BE 0478.034.806
NACE 95.290, Repair and maintenance of other personal and household goods
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,382
2024 · €3,428-€5,811
Equity
€6,757
2024 · €9,139-€2,382
Cash
€6,723
2024 · €9,493-€2,770
Balance sheet total
€6,897
2024 · €9,667-€2,770

Largest movements

2024 to 2025
Assets
  • Cash -€2,770

    down €2,770 (-29.2%), from €9,493 to €6,723

    mainly Net result for the year (-€2,382) and Trade debts (-€387)

Equity and liabilities
  • Profit (loss) carried forward -€2,382

    down €2,382 (-21.0%), from -€11,321 to -€13,703

  • Trade debts -€387

    no longer reported in 2025 (was €387)

Income statement
  • Gross operating margin -€5,943

    down €5,943, from €3,822 to -€2,120

  • Other operating charges -€169

    down €169 (-73.2%), from €231 to €62

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,428
Gross operating margin -€5,943
Other operating charges +€169
Financial charges -€37
Result 2025 -€2,382

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,770
Investment €0
Financing €0
Cash 2024 €9,493
Net result for the year -€2,382
Trade debts -€387
Cash 2025 €6,723
Every line side by side 25 lines
Line Code 2024 2025 Change %
Total assets 20/58 €9,667 €6,897 -€2,770 -28.7%
Current assets 29/58 €9,667 €6,897 -€2,770 -28.7%
Amounts receivable within one year 40/41 €174 €174 = 0.0%
Trade receivables 40 €174 €174 = 0.0%
Cash at bank and in hand 54/58 €9,493 €6,723 -€2,770 -29.2%
Total equity and liabilities 10/49 €9,667 €6,897 -€2,770 -28.7%
Equity 10/15 €9,139 €6,757 -€2,382 -26.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€11,321 -€13,703 -€2,382 -21.0%
Amounts payable 17/49 €528 €140 -€387 -73.4%
Amounts payable after more than one year 17 €140 €140 = 0.0%
Other amounts payable 178/9 €140 €140 = 0.0%
Amounts payable within one year 42/48 €387 - -€387
Trade debts 44 €387 - -€387
Suppliers 440/4 €387 - -€387
Other operating charges 640/8 €231 €62 -€169 -73.2%
Gross operating margin 9900 €3,822 -€2,120 -€5,943
Operating profit (loss) 9901 €3,591 -€2,182 -€5,773
Financial charges 65/66B €163 €200 +€37 +22.9%
Recurring financial charges 65 €163 €200 +€37 +22.9%
Profit (loss) for the period before taxes 9903 €3,428 -€2,382 -€5,811
Profit (loss) for the period 9904 €3,428 -€2,382 -€5,811
Profit (loss) for the period to be appropriated 9905 €3,428 -€2,382 -€5,811

Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.