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byNubian: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

byNubian

BE 0597.941.454
NACE 70.200, Business and other management consultancy
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
-€60,476
2025 · -€2,472-€58,004
Equity
€363,244
2025 · €423,720-€60,476
Cash
€0
2025 · €12,053-€12,053
Balance sheet total
€667,457
2025 · €819,403-€151,946

Largest movements

2025 to 2026
Assets
  • Receivables within one year -€95,342

    down €95,342 (-32.9%), from €289,497 to €194,155

    of which Other amounts receivable: -€62,500

  • Intangible fixed assets -€40,852

    down €40,852 (-9.3%), from €438,064 to €397,212

  • Cash -€12,053

    down €12,053 (-100.0%), from €12,053 to €0

    mainly Investment in fixed assets (net) (-€115,000) and Debts after one year (-€61,573)

Equity and liabilities
  • Debts after one year -€61,573

    down €61,573 (-100.0%), from €61,573 to €0

  • Reserves -€60,476

    down €60,476 (-14.9%), from €405,120 to €344,644

  • Other debts -€29,820

    down €29,820 (-19.1%), from €156,281 to €126,461

  • Short-term financial debts +€20,731

    new in 2026: €20,731

  • Current portion of long-term debt -€19,648

    down €19,648 (-24.2%), from €81,222 to €61,573

Income statement
  • Depreciation +€47,026

    up €47,026 (+42.8%), from €109,910 to €156,936

  • Gross operating margin +€19,398

    up €19,398 (+5.8%), from €333,254 to €352,652

  • Staff costs +€9,997

    up €9,997 (+4.5%), from €221,883 to €231,880

  • Financial charges -€8,123

    down €8,123 (-77.1%), from €10,537 to €2,414

    of which Non-recurring financial charges: -€7,499

  • Financial income -€4,167

    down €4,167 (-52.6%), from €7,917 to €3,750

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 -€2,472
Gross operating margin +€19,398
Staff costs -€9,997
Depreciation -€47,026
Other operating charges +€682
Other operating items -€25,017
Financial income -€4,167
Financial charges +€8,123
Result 2026 -€60,476

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€163,437
Investment -€115,000
Financing -€60,490
Cash 2025 €12,053
Net result for the year -€60,476
Depreciation +€156,936
Receivables within one year +€95,342
Deferred charges and accrued income +€2,615
Trade debts +€7,329
Tax, wage and social debts -€8,489
Other debts -€29,820
Investment in fixed assets (net) -€115,000
Debts after one year -€61,573
Current portion of long-term debt -€19,648
Short-term financial debts +€20,731
Cash 2026 €0
Every line side by side 49 lines
Line Code 2025 2026 Change %
Total assets 20/58 €819,403 €667,457 -€151,946 -18.5%
Fixed assets 21/28 €514,263 €472,327 -€41,936 -8.2%
Intangible fixed assets 21 €438,064 €397,212 -€40,852 -9.3%
Tangible fixed assets 22/27 €2,219 €1,135 -€1,084 -48.9%
Plant, machinery and equipment 23 €2,219 €1,135 -€1,084 -48.9%
Furniture and vehicles 24 €0 - =
Financial fixed assets 28 €73,980 €73,980 = 0.0%
Current assets 29/58 €305,140 €195,130 -€110,010 -36.1%
Amounts receivable after more than one year 29 €0 - =
Other amounts receivable 291 €0 - =
Amounts receivable within one year 40/41 €289,497 €194,155 -€95,342 -32.9%
Trade receivables 40 €226,997 €194,155 -€32,842 -14.5%
Other amounts receivable 41 €62,500 €0 -€62,500 -100.0%
Cash at bank and in hand 54/58 €12,053 €0 -€12,053 -100.0%
Deferred charges and accrued income 490/1 €3,590 €975 -€2,615 -72.8%
Total equity and liabilities 10/49 €819,403 €667,457 -€151,946 -18.5%
Equity 10/15 €423,720 €363,244 -€60,476 -14.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €405,120 €344,644 -€60,476 -14.9%
Distributable reserves 133 €405,120 €344,644 -€60,476 -14.9%
Amounts payable 17/49 €395,684 €304,214 -€91,470 -23.1%
Amounts payable after more than one year 17 €61,573 €0 -€61,573 -100.0%
Financial debts 170/4 €61,573 €0 -€61,573 -100.0%
Amounts payable within one year 42/48 €334,111 €304,214 -€29,897 -8.9%
Current portion of amounts payable after more than one year 42 €81,222 €61,573 -€19,648 -24.2%
Financial debts 43 - €20,731 +€20,731
Credit institutions 430/8 - €20,731 +€20,731
Trade debts 44 €53,937 €61,266 +€7,329 +13.6%
Suppliers 440/4 €53,937 €61,266 +€7,329 +13.6%
Taxes, remuneration and social security 45 €42,671 €34,182 -€8,489 -19.9%
Taxes 450/3 €13,845 €4,425 -€9,420 -68.0%
Remuneration and social security 454/9 €28,826 €29,757 +€931 +3.2%
Other amounts payable 47/48 €156,281 €126,461 -€29,820 -19.1%
Non-recurring operating income 76A €205 €1,351 +€1,146 +558.7%
Remuneration, social security and pensions 62 €221,883 €231,880 +€9,997 +4.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €109,910 €156,936 +€47,026 +42.8%
Other operating charges 640/8 €1,313 €632 -€682 -51.9%
Non-recurring operating charges 66A €0 €25,017 +€25,017
Gross operating margin 9900 €333,254 €352,652 +€19,398 +5.8%
Operating profit (loss) 9901 €148 -€61,812 -€61,960
Financial income 75/76B €7,917 €3,750 -€4,167 -52.6%
Recurring financial income 75 €7,917 €3,750 -€4,167 -52.6%
Financial charges 65/66B €10,537 €2,414 -€8,123 -77.1%
Recurring financial charges 65 €3,038 €2,414 -€624 -20.5%
Non-recurring financial charges 66B €7,499 €0 -€7,499 -100.0%
Profit (loss) for the period before taxes 9903 -€2,472 -€60,476 -€58,004 -2346.3%
Income taxes 67/77 €0 - =
Profit (loss) for the period 9904 -€2,472 -€60,476 -€58,004 -2346.3%
Profit (loss) for the period to be appropriated 9905 -€2,472 -€60,476 -€58,004 -2346.3%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.