BYNFI.TX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BYNFI.TX
Largest movements
- Stocks and contracts -€14,150
down €14,150 (-94.3%), from €15,000 to €850
- Receivables within one year +€2,462
new in 2025: €2,462
- Cash +€717
up €717 (+83.9%), from €855 to €1,573
mainly Stocks and contracts (+€14,150) and Other debts (+€10,680)
- Profit (loss) carried forward -€22,364
down €22,364 (-479%), from -€4,666 to -€27,031
- Other debts +€10,680
up €10,680 (+83.7%), from €12,757 to €23,436
- Tax, wage and social debts +€5,134
up €5,134 (+172%), from €2,979 to €8,113
of which Remuneration and social security: +€3,039
- Trade debts -€4,419
down €4,419 (-77.7%), from €5,686 to €1,267
- Purchases and services -€53,747
no longer reported in 2025 (was €53,747)
- Turnover -€37,581
no longer reported in 2025 (was €37,581)
- Gross operating margin -€16,615
down €16,615, from €628 to -€15,987
- Staff costs +€3,149
up €3,149 (+128%), from €2,463 to €5,612
- Other operating charges +€565
new in 2025: €565
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €19,755 | €8,785 | -€10,971 | -55.5% |
| Fixed assets | 21/28 | €3,900 | €3,900 | = | 0.0% |
| Financial fixed assets | 28 | €3,900 | €3,900 | = | 0.0% |
| Current assets | 29/58 | €15,855 | €4,885 | -€10,971 | -69.2% |
| Stocks and contracts in progress | 3 | €15,000 | €850 | -€14,150 | -94.3% |
| Stocks | 30/36 | €15,000 | €850 | -€14,150 | -94.3% |
| Amounts receivable within one year | 40/41 | - | €2,462 | +€2,462 | |
| Trade receivables | 40 | - | €2,462 | +€2,462 | |
| Cash at bank and in hand | 54/58 | €855 | €1,573 | +€717 | +83.9% |
| Total equity and liabilities | 10/49 | €19,755 | €8,785 | -€10,971 | -55.5% |
| Equity | 10/15 | -€1,666 | -€24,031 | -€22,364 | -1,342% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,666 | -€27,031 | -€22,364 | -479% |
| Amounts payable | 17/49 | €21,422 | €32,816 | +€11,394 | +53.2% |
| Amounts payable within one year | 42/48 | €21,422 | €32,816 | +€11,394 | +53.2% |
| Trade debts | 44 | €5,686 | €1,267 | -€4,419 | -77.7% |
| Suppliers | 440/4 | €5,686 | €1,267 | -€4,419 | -77.7% |
| Taxes, remuneration and social security | 45 | €2,979 | €8,113 | +€5,134 | +172% |
| Taxes | 450/3 | €1,316 | €3,411 | +€2,095 | +159% |
| Remuneration and social security | 454/9 | €1,663 | €4,702 | +€3,039 | +183% |
| Other amounts payable | 47/48 | €12,757 | €23,436 | +€10,680 | +83.7% |
| Turnover | 70 | €37,581 | - | -€37,581 | |
| Goods, raw materials, services and sundry goods | 60/61 | €53,747 | - | -€53,747 | |
| Remuneration, social security and pensions | 62 | €2,463 | €5,612 | +€3,149 | +128% |
| Other operating charges | 640/8 | - | €565 | +€565 | |
| Gross operating margin | 9900 | €628 | -€15,987 | -€16,615 | |
| Operating profit (loss) | 9901 | -€1,835 | -€22,164 | -€20,329 | -1,108% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €19 | €201 | +€182 | +956% |
| Recurring financial charges | 65 | €19 | €201 | +€182 | +956% |
| Profit (loss) for the period before taxes | 9903 | -€1,854 | -€22,364 | -€20,510 | -1,106% |
| Profit (loss) for the period | 9904 | -€1,854 | -€22,364 | -€20,510 | -1,106% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,854 | -€22,364 | -€20,510 | -1,106% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.