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BVR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BVR

BE 0456.321.949
NACE 46.442, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€49,826
2024 · €59,184-€9,358
Equity
€220,717
2024 · €170,891+€49,826
Cash
€160,379
2024 · €115,826+€44,553
Balance sheet total
€233,771
2024 · €214,761+€19,010

Largest movements

2024 to 2025
Assets
  • Cash +€44,553

    up €44,553 (+38.5%), from €115,826 to €160,379

    mainly Net result for the year (+€49,826) and Depreciation (+€29,523)

  • Tangible fixed assets -€13,821

    down €13,821 (-19.7%), from €70,090 to €56,269

  • Receivables within one year -€11,867

    down €11,867 (-44.2%), from €26,854 to €14,987

    of which Trade receivables: -€19,453

Equity and liabilities
  • Reserves +€49,820

    up €49,820 (+32.3%), from €154,471 to €204,291

    of which Distributable reserves: +€49,820

  • Tax, wage and social debts -€23,325

    down €23,325 (-70.6%), from €33,021 to €9,695

    of which Taxes: -€20,425

  • Trade debts -€4,895

    down €4,895 (-77.4%), from €6,327 to €1,432

  • Other debts -€2,595

    down €2,595 (-57.4%), from €4,523 to €1,927

Income statement
  • Depreciation +€11,759

    up €11,759 (+66.2%), from €17,765 to €29,523

  • Gross operating margin -€4,212

    down €4,212 (-4.1%), from €103,929 to €99,717

  • Taxes -€3,553

    down €3,553 (-15.8%), from €22,548 to €18,994

  • Other operating charges -€2,826

    down €2,826 (-68.2%), from €4,144 to €1,318

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €59,184
Gross operating margin -€4,212
Depreciation -€11,759
Other operating charges +€2,826
Financial charges +€234
Taxes +€3,553
Result 2025 €49,826

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€60,255
Investment -€15,702
Financing €0
Cash 2024 €115,826
Net result for the year +€49,826
Depreciation +€29,523
Receivables within one year +€11,867
Deferred charges and accrued income -€146
Trade debts -€4,895
Tax, wage and social debts -€23,325
Other debts -€2,595
Investment in fixed assets (net) -€15,702
Cash 2025 €160,379
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €214,761 €233,771 +€19,010 +8.9%
Fixed assets 21/28 €70,090 €56,269 -€13,821 -19.7%
Tangible fixed assets 22/27 €70,090 €56,269 -€13,821 -19.7%
Furniture and vehicles 24 €70,090 €56,269 -€13,821 -19.7%
Current assets 29/58 €144,671 €177,503 +€32,831 +22.7%
Amounts receivable within one year 40/41 €26,854 €14,987 -€11,867 -44.2%
Trade receivables 40 €26,854 €7,401 -€19,453 -72.4%
Other amounts receivable 41 - €7,586 +€7,586
Cash at bank and in hand 54/58 €115,826 €160,379 +€44,553 +38.5%
Deferred charges and accrued income 490/1 €1,992 €2,138 +€146 +7.3%
Total equity and liabilities 10/49 €214,761 €233,771 +€19,010 +8.9%
Equity 10/15 €170,891 €220,717 +€49,826 +29.2%
Contributions 10/11 €6,205 €6,205 = 0.0%
Reserves 13 €154,471 €204,291 +€49,820 +32.3%
Non-distributable reserves 130/1 €8,791 €8,791 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Other 1319 €6,931 €6,931 = 0.0%
Distributable reserves 133 €145,680 €195,500 +€49,820 +34.2%
Profit (loss) carried forward 14 €10,215 €10,221 +€6 +0.1%
Amounts payable 17/49 €43,870 €13,054 -€30,816 -70.2%
Amounts payable within one year 42/48 €43,870 €13,054 -€30,816 -70.2%
Trade debts 44 €6,327 €1,432 -€4,895 -77.4%
Suppliers 440/4 €6,327 €1,432 -€4,895 -77.4%
Taxes, remuneration and social security 45 €33,021 €9,695 -€23,325 -70.6%
Taxes 450/3 €30,121 €9,695 -€20,425 -67.8%
Remuneration and social security 454/9 €2,900 - -€2,900
Other amounts payable 47/48 €4,523 €1,927 -€2,595 -57.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,765 €29,523 +€11,759 +66.2%
Other operating charges 640/8 €4,144 €1,318 -€2,826 -68.2%
Gross operating margin 9900 €103,929 €99,717 -€4,212 -4.1%
Operating profit (loss) 9901 €82,020 €68,875 -€13,145 -16.0%
Financial charges 65/66B €289 €54 -€234 -81.3%
Recurring financial charges 65 €289 €54 -€234 -81.3%
Profit (loss) for the period before taxes 9903 €81,731 €68,821 -€12,911 -15.8%
Income taxes 67/77 €22,548 €18,994 -€3,553 -15.8%
Profit (loss) for the period 9904 €59,184 €49,826 -€9,358 -15.8%
Profit (loss) for the period to be appropriated 9905 €59,184 €49,826 -€9,358 -15.8%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.