BVM Global Building Solutions: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BVM Global Building Solutions
Largest movements
- Receivables within one year -€20,474
down €20,474 (-64.0%), from €31,977 to €11,503
of which Trade receivables: -€17,715
- Stocks and contracts -€2,126
down €2,126 (-9.8%), from €21,629 to €19,504
- Trade debts -€19,196
down €19,196 (-49.1%), from €39,062 to €19,865
- Profit (loss) carried forward +€14,478
up €14,478 (+66.4%), from -€21,800 to -€7,322
- Short-term financial debts -€13,853
down €13,853 (-91.2%), from €15,187 to €1,333
- Advances received -€2,185
no longer reported in 2025 (was €2,185)
- Other debts -€2,019
no longer reported in 2025 (was €2,019)
- Gross operating margin +€25,997
up €25,997, from -€8,209 to €17,788
- Financial income +€1,550
up €1,550 (+387,568%), from €0 to €1,551
- Financial charges +€1,167
up €1,167 (+51.3%), from €2,275 to €3,442
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €53,923 | €32,097 | -€21,826 | -40.5% |
| Fixed assets | 21/28 | €256 | €771 | +€515 | +201% |
| Tangible fixed assets | 22/27 | €231 | €746 | +€515 | +223% |
| Plant, machinery and equipment | 23 | €231 | €746 | +€515 | +223% |
| Financial fixed assets | 28 | €25 | €25 | = | 0.0% |
| Current assets | 29/58 | €53,667 | €31,326 | -€22,340 | -41.6% |
| Stocks and contracts in progress | 3 | €21,629 | €19,504 | -€2,126 | -9.8% |
| Stocks | 30/36 | €21,629 | €19,504 | -€2,126 | -9.8% |
| Amounts receivable within one year | 40/41 | €31,977 | €11,503 | -€20,474 | -64.0% |
| Trade receivables | 40 | €26,944 | €9,229 | -€17,715 | -65.7% |
| Other amounts receivable | 41 | €5,033 | €2,275 | -€2,759 | -54.8% |
| Deferred charges and accrued income | 490/1 | €60 | €319 | +€259 | +429% |
| Total equity and liabilities | 10/49 | €53,923 | €32,097 | -€21,826 | -40.5% |
| Equity | 10/15 | -€11,218 | €3,260 | +€14,478 | |
| Contributions | 10/11 | €9,000 | €9,000 | = | 0.0% |
| Reserves | 13 | €1,582 | €1,582 | = | 0.0% |
| Non-distributable reserves | 130/1 | €109 | €109 | = | 0.0% |
| Reserves not available under the articles | 1311 | €109 | €109 | = | 0.0% |
| Distributable reserves | 133 | €1,473 | €1,473 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€21,800 | -€7,322 | +€14,478 | +66.4% |
| Amounts payable | 17/49 | €65,141 | €28,837 | -€36,303 | -55.7% |
| Amounts payable within one year | 42/48 | €65,141 | €28,837 | -€36,303 | -55.7% |
| Financial debts | 43 | €15,187 | €1,333 | -€13,853 | -91.2% |
| Credit institutions | 430/8 | €15,187 | €1,333 | -€13,853 | -91.2% |
| Trade debts | 44 | €39,062 | €19,865 | -€19,196 | -49.1% |
| Suppliers | 440/4 | €39,062 | €19,865 | -€19,196 | -49.1% |
| Advances received on contracts in progress | 46 | €2,185 | - | -€2,185 | |
| Taxes, remuneration and social security | 45 | €6,688 | €7,639 | +€951 | +14.2% |
| Taxes | 450/3 | €211 | - | -€211 | |
| Remuneration and social security | 454/9 | €6,477 | €7,639 | +€1,161 | +17.9% |
| Other amounts payable | 47/48 | €2,019 | - | -€2,019 | |
| Non-recurring operating income | 76A | - | €502 | +€502 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €372 | €370 | -€2 | -0.5% |
| Other operating charges | 640/8 | €586 | €643 | +€57 | +9.7% |
| Non-recurring operating charges | 66A | - | €406 | +€406 | |
| Gross operating margin | 9900 | -€8,209 | €17,788 | +€25,997 | |
| Operating profit (loss) | 9901 | -€9,167 | €16,369 | +€25,535 | |
| Financial income | 75/76B | €0 | €1,551 | +€1,550 | +387,568% |
| Recurring financial income | 75 | €0 | €1,551 | +€1,550 | +387,568% |
| Financial charges | 65/66B | €2,275 | €3,442 | +€1,167 | +51.3% |
| Recurring financial charges | 65 | €2,275 | €3,442 | +€1,167 | +51.3% |
| Profit (loss) for the period before taxes | 9903 | -€11,441 | €14,478 | +€25,919 | |
| Profit (loss) for the period | 9904 | -€11,441 | €14,478 | +€25,919 | |
| Profit (loss) for the period to be appropriated | 9905 | -€11,441 | €14,478 | +€25,919 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.