BVI.EU INTERNATIONAL: what changed
What changed
BVI.EU INTERNATIONAL
filed annual accounts (NBB)
Net result for the year
-€2,395
2024 · -€37,415+€35,020
Equity
-€165,813
2024 · -€163,419-€2,395
Cash
€23,799
2024 · €20,526+€3,273
Balance sheet total
€1.9m
2024 · €1.7m+€190,933
Largest movements
Assets
- Financial fixed assets +€894,942
up €894,942 (+1,147%), from €78,000 to €972,942
- Receivables after one year -€780,191
down €780,191 (-100%), from €780,191 to €0
- Tangible fixed assets +€56,699
up €56,699 (+6.6%), from €863,472 to €920,171
of which Land and buildings: +€57,490
Equity and liabilities
- Debts after one year +€1.1m
up €1.1m (+131%), from €846,283 to €2.0m
of which Financial debts: +€1.1m
- Current portion of long-term debt -€1.0m
down €1.0m (-100%), from €1.0m to €0
- Accrued charges and deferred income +€69,844
new in 2025: €69,844
Income statement
- Financial charges -€44,223
down €44,223 (-38.0%), from €116,328 to €72,105
- Gross operating margin +€35,317
up €35,317 (+186%), from €19,029 to €54,345
- Financial income -€35,032
down €35,032 (-37.1%), from €94,540 to €59,508
- Taxes +€11,313
new in 2025: €11,313
- Other operating charges -€2,609
down €2,609 (-27.9%), from €9,349 to €6,739
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€37,415
Gross operating margin
+€35,317
Depreciation
-€783
Other operating charges
+€2,609
Financial income
-€35,032
Financial charges
+€44,223
Taxes
-€11,313
Result 2025
-€2,395
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€871,779
Investment
-€977,732
Financing
+€109,226
Cash 2024
€20,526
From operations (derived)
+€871,779
Net result for the year
-€2,395
Depreciation
+€26,090
Receivables after one year
+€780,191
Receivables within one year
-€16,209
Trade debts
+€1,586
Tax, wage and social debts
+€12,672
Accrued charges and deferred income
+€69,844
Investment (derived)
-€977,732
Investment in fixed assets (net)
-€977,732
Financing
+€109,226
Debts after one year
+€1.1m
Current portion of long-term debt
-€1.0m
Short-term financial debts
+€2,389
Cash 2025
€23,799
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,748,276 | €1,939,209 | +€190,933 | +10.9% |
| Fixed assets | 21/28 | €941,472 | €1,893,114 | +€951,641 | +101% |
| Tangible fixed assets | 22/27 | €863,472 | €920,171 | +€56,699 | +6.6% |
| Land and buildings | 22 | €856,612 | €914,103 | +€57,490 | +6.7% |
| Plant, machinery and equipment | 23 | €6,860 | €6,069 | -€792 | -11.5% |
| Financial fixed assets | 28 | €78,000 | €972,942 | +€894,942 | +1,147% |
| Current assets | 29/58 | €806,804 | €46,096 | -€760,708 | -94.3% |
| Amounts receivable after more than one year | 29 | €780,191 | €0 | -€780,191 | -100% |
| Other amounts receivable | 291 | €780,191 | €0 | -€780,191 | -100% |
| Amounts receivable within one year | 40/41 | €6,087 | €22,296 | +€16,209 | +266% |
| Trade receivables | 40 | €406 | €17,192 | +€16,787 | +4,139% |
| Other amounts receivable | 41 | €5,681 | €5,104 | -€577 | -10.2% |
| Cash at bank and in hand | 54/58 | €20,526 | €23,799 | +€3,273 | +15.9% |
| Total equity and liabilities | 10/49 | €1,748,276 | €1,939,209 | +€190,933 | +10.9% |
| Equity | 10/15 | -€163,419 | -€165,813 | -€2,395 | -1.5% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€263,419 | -€265,813 | -€2,395 | -0.9% |
| Amounts payable | 17/49 | €1,911,695 | €2,105,023 | +€193,328 | +10.1% |
| Amounts payable after more than one year | 17 | €846,283 | €1,953,120 | +€1.1m | +131% |
| Financial debts | 170/4 | €824,173 | €1,930,314 | +€1.1m | +134% |
| Other amounts payable | 178/9 | €22,110 | €22,805 | +€695 | +3.1% |
| Amounts payable within one year | 42/48 | €1,065,411 | €82,059 | -€983,352 | -92.3% |
| Current portion of amounts payable after more than one year | 42 | €1,000,000 | €0 | -€1.0m | -100% |
| Financial debts | 43 | €11,842 | €14,231 | +€2,389 | +20.2% |
| Credit institutions | 430/8 | €11,842 | €14,231 | +€2,389 | +20.2% |
| Trade debts | 44 | €53,570 | €55,156 | +€1,586 | +3.0% |
| Suppliers | 440/4 | €53,570 | €55,156 | +€1,586 | +3.0% |
| Taxes, remuneration and social security | 45 | - | €12,672 | +€12,672 | |
| Taxes | 450/3 | - | €12,672 | +€12,672 | |
| Accrued charges and deferred income | 492/3 | - | €69,844 | +€69,844 | |
| Non-recurring operating income | 76A | - | €351 | +€351 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,307 | €26,090 | +€783 | +3.1% |
| Other operating charges | 640/8 | €9,349 | €6,739 | -€2,609 | -27.9% |
| Gross operating margin | 9900 | €19,029 | €54,345 | +€35,317 | +186% |
| Operating profit (loss) | 9901 | -€15,627 | €21,515 | +€37,142 | |
| Financial income | 75/76B | €94,540 | €59,508 | -€35,032 | -37.1% |
| Recurring financial income | 75 | €94,540 | €59,508 | -€35,032 | -37.1% |
| Financial charges | 65/66B | €116,328 | €72,105 | -€44,223 | -38.0% |
| Recurring financial charges | 65 | €116,328 | €72,105 | -€44,223 | -38.0% |
| Profit (loss) for the period before taxes | 9903 | -€37,415 | €8,919 | +€46,334 | |
| Income taxes | 67/77 | - | €11,313 | +€11,313 | |
| Profit (loss) for the period | 9904 | -€37,415 | -€2,395 | +€35,020 | +93.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€37,415 | -€2,395 | +€35,020 | +93.6% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.