BVG WINDOW CLEANING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BVG WINDOW CLEANING
Largest movements
- Tangible fixed assets +€31,514
up €31,514 (+167%), from €18,836 to €50,350
of which Furniture and vehicles: +€28,409
- Cash -€14,803
down €14,803 (-18.3%), from €80,868 to €66,065
mainly Contributions, distributions and other (-€100,000) and Investment in fixed assets (net) (-€42,838)
- Profit (loss) carried forward -€49,720
down €49,720 (-48.4%), from €102,673 to €52,953
- Other debts +€31,148
new in 2025: €31,148
- Tax, wage and social debts +€14,752
up €14,752 (+108%), from €13,622 to €28,374
- Debts after one year +€12,403
up €12,403 (+231%), from €5,366 to €17,769
- Current portion of long-term debt +€5,047
up €5,047 (+88.0%), from €5,732 to €10,779
- Gross operating margin +€14,717
up €14,717 (+21.0%), from €69,995 to €84,713
- Taxes +€3,327
up €3,327 (+25.3%), from €13,154 to €16,480
- Depreciation +€2,590
up €2,590 (+29.7%), from €8,733 to €11,324
- Financial charges +€1,748
up €1,748 (+284%), from €615 to €2,363
- Other operating charges +€1,703
up €1,703 (+203%), from €838 to €2,541
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €142,824 | €159,408 | +€16,583 | +11.6% |
| Fixed assets | 21/28 | €18,836 | €50,350 | +€31,514 | +167% |
| Tangible fixed assets | 22/27 | €18,836 | €50,350 | +€31,514 | +167% |
| Plant, machinery and equipment | 23 | €5,940 | €9,046 | +€3,106 | +52.3% |
| Furniture and vehicles | 24 | €12,896 | €41,305 | +€28,409 | +220% |
| Current assets | 29/58 | €123,988 | €109,057 | -€14,931 | -12.0% |
| Amounts receivable within one year | 40/41 | €41,758 | €41,053 | -€705 | -1.7% |
| Trade receivables | 40 | €17,222 | €39,023 | +€21,800 | +127% |
| Other amounts receivable | 41 | €24,535 | €2,030 | -€22,506 | -91.7% |
| Cash at bank and in hand | 54/58 | €80,868 | €66,065 | -€14,803 | -18.3% |
| Deferred charges and accrued income | 490/1 | €1,363 | €1,940 | +€577 | +42.3% |
| Total equity and liabilities | 10/49 | €142,824 | €159,408 | +€16,583 | +11.6% |
| Equity | 10/15 | €106,173 | €56,453 | -€49,720 | -46.8% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €102,673 | €52,953 | -€49,720 | -48.4% |
| Amounts payable | 17/49 | €36,652 | €102,955 | +€66,303 | +181% |
| Amounts payable after more than one year | 17 | €5,366 | €17,769 | +€12,403 | +231% |
| Financial debts | 170/4 | €5,366 | €17,769 | +€12,403 | +231% |
| Amounts payable within one year | 42/48 | €31,286 | €85,186 | +€53,900 | +172% |
| Current portion of amounts payable after more than one year | 42 | €5,732 | €10,779 | +€5,047 | +88.0% |
| Trade debts | 44 | €11,932 | €14,885 | +€2,953 | +24.8% |
| Suppliers | 440/4 | €11,932 | €14,885 | +€2,953 | +24.8% |
| Taxes, remuneration and social security | 45 | €13,622 | €28,374 | +€14,752 | +108% |
| Taxes | 450/3 | €13,622 | €28,374 | +€14,752 | +108% |
| Other amounts payable | 47/48 | - | €31,148 | +€31,148 | |
| Non-recurring operating income | 76A | - | €1,768 | +€1,768 | |
| Remuneration, social security and pensions | 62 | €2,065 | €2,146 | +€82 | +3.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,733 | €11,324 | +€2,590 | +29.7% |
| Other operating charges | 640/8 | €838 | €2,541 | +€1,703 | +203% |
| Gross operating margin | 9900 | €69,995 | €84,713 | +€14,717 | +21.0% |
| Operating profit (loss) | 9901 | €58,360 | €68,702 | +€10,342 | +17.7% |
| Financial income | 75/76B | €4 | €422 | +€418 | +11,752% |
| Recurring financial income | 75 | €4 | €422 | +€418 | +11,752% |
| Financial charges | 65/66B | €615 | €2,363 | +€1,748 | +284% |
| Recurring financial charges | 65 | €615 | €2,363 | +€1,748 | +284% |
| Profit (loss) for the period before taxes | 9903 | €57,748 | €66,760 | +€9,013 | +15.6% |
| Income taxes | 67/77 | €13,154 | €16,480 | +€3,327 | +25.3% |
| Profit (loss) for the period | 9904 | €44,594 | €50,280 | +€5,686 | +12.8% |
| Profit (loss) for the period to be appropriated | 9905 | €44,594 | €50,280 | +€5,686 | +12.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.