BUREAU THOMAS SRL: what changed
What changed
BUREAU THOMAS SRL
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€46,509
2024 · €35,254+€11,255
Equity
€109,517
2024 · €103,007+€6,509
Cash
€17,057
2024 · €21,764-€4,707
Balance sheet total
€287,975
2024 · €300,550-€12,575
Largest movements
Assets
- Receivables after one year -€6,250
down €6,250 (-4.9%), from €127,751 to €121,501
- Tangible fixed assets -€5,932
down €5,932 (-4.6%), from €128,830 to €122,898
of which Land and buildings: -€9,466
- Cash -€4,707
down €4,707 (-21.6%), from €21,764 to €17,057
mainly Contributions, distributions and other (-€40,000) and Current portion of long-term debt (-€25,611)
Equity and liabilities
- Current portion of long-term debt -€25,611
down €25,611 (-81.4%), from €31,451 to €5,839
- Tax, wage and social debts -€16,634
down €16,634 (-28.7%), from €57,927 to €41,293
of which Taxes: -€16,571
- Trade debts +€12,936
up €12,936 (+594%), from €2,177 to €15,113
- Short-term financial debts +€10,239
up €10,239 (+49.6%), from €20,655 to €30,894
- Profit (loss) carried forward +€6,509
up €6,509 (+8.1%), from €80,575 to €87,084
Income statement
- Gross operating margin +€15,954
up €15,954 (+15.4%), from €103,445 to €119,399
- Taxes +€2,194
up €2,194 (+13.5%), from €16,237 to €18,430
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€35,254
Gross operating margin
+€15,954
Staff costs
-€375
Depreciation
-€1,107
Other operating charges
-€151
Financial income
+€0
Financial charges
-€872
Taxes
-€2,194
Result 2025
€46,509
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€60,626
Investment
-€4,121
Financing
-€61,212
Cash 2024
€21,764
From operations (derived)
+€60,626
Net result for the year
+€46,509
Depreciation
+€10,053
Receivables after one year
+€6,250
Receivables within one year
-€2,800
Deferred charges and accrued income
-€1,514
Trade debts
+€12,936
Tax, wage and social debts
-€16,634
Other debts
+€3,500
Accrued charges and deferred income
+€2,325
Investment (derived)
-€4,121
Investment in fixed assets (net)
-€4,121
Financing
-€61,212
Debts after one year
-€5,839
Current portion of long-term debt
-€25,611
Short-term financial debts
+€10,239
Contributions, distributions and other
-€40,000
Cash 2025
€17,057
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €300,550 | €287,975 | -€12,575 | -4.2% |
| Fixed assets | 21/28 | €128,830 | €122,898 | -€5,932 | -4.6% |
| Tangible fixed assets | 22/27 | €128,830 | €122,898 | -€5,932 | -4.6% |
| Land and buildings | 22 | €128,830 | €119,364 | -€9,466 | -7.3% |
| Furniture and vehicles | 24 | - | €3,534 | +€3,534 | |
| Current assets | 29/58 | €171,720 | €165,077 | -€6,643 | -3.9% |
| Amounts receivable after more than one year | 29 | €127,751 | €121,501 | -€6,250 | -4.9% |
| Other amounts receivable | 291 | €127,751 | €121,501 | -€6,250 | -4.9% |
| Amounts receivable within one year | 40/41 | €22,085 | €24,885 | +€2,800 | +12.7% |
| Trade receivables | 40 | €13,279 | €13,955 | +€676 | +5.1% |
| Other amounts receivable | 41 | €8,807 | €10,930 | +€2,123 | +24.1% |
| Cash at bank and in hand | 54/58 | €21,764 | €17,057 | -€4,707 | -21.6% |
| Deferred charges and accrued income | 490/1 | €120 | €1,634 | +€1,514 | +1,261% |
| Total equity and liabilities | 10/49 | €300,550 | €287,975 | -€12,575 | -4.2% |
| Equity | 10/15 | €103,007 | €109,517 | +€6,509 | +6.3% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €3,840 | €3,840 | = | 0.0% |
| Tax-exempt reserves | 132 | €1,981 | €1,981 | = | 0.0% |
| Distributable reserves | 133 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | €80,575 | €87,084 | +€6,509 | +8.1% |
| Provisions and deferred taxes | 16 | €39,242 | €39,242 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €39,242 | €39,242 | = | 0.0% |
| Pensions and similar obligations | 160 | €39,242 | €39,242 | = | 0.0% |
| Amounts payable | 17/49 | €158,301 | €139,216 | -€19,085 | -12.1% |
| Amounts payable after more than one year | 17 | €20,916 | €15,077 | -€5,839 | -27.9% |
| Financial debts | 170/4 | €20,916 | €15,077 | -€5,839 | -27.9% |
| Amounts payable within one year | 42/48 | €136,710 | €121,139 | -€15,571 | -11.4% |
| Current portion of amounts payable after more than one year | 42 | €31,451 | €5,839 | -€25,611 | -81.4% |
| Financial debts | 43 | €20,655 | €30,894 | +€10,239 | +49.6% |
| Credit institutions | 430/8 | €20,655 | €30,894 | +€10,239 | +49.6% |
| Trade debts | 44 | €2,177 | €15,113 | +€12,936 | +594% |
| Suppliers | 440/4 | €2,177 | €15,113 | +€12,936 | +594% |
| Taxes, remuneration and social security | 45 | €57,927 | €41,293 | -€16,634 | -28.7% |
| Taxes | 450/3 | €46,298 | €29,727 | -€16,571 | -35.8% |
| Remuneration and social security | 454/9 | €11,629 | €11,566 | -€63 | -0.5% |
| Other amounts payable | 47/48 | €24,500 | €28,000 | +€3,500 | +14.3% |
| Accrued charges and deferred income | 492/3 | €675 | €3,000 | +€2,325 | +345% |
| Remuneration, social security and pensions | 62 | €36,655 | €37,030 | +€375 | +1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,946 | €10,053 | +€1,107 | +12.4% |
| Other operating charges | 640/8 | €713 | €864 | +€151 | +21.2% |
| Gross operating margin | 9900 | €103,445 | €119,399 | +€15,954 | +15.4% |
| Operating profit (loss) | 9901 | €57,131 | €71,452 | +€14,320 | +25.1% |
| Financial income | 75/76B | €0 | €0 | +€0 | +180% |
| Recurring financial income | 75 | €0 | €0 | +€0 | +180% |
| Financial charges | 65/66B | €5,640 | €6,512 | +€872 | +15.5% |
| Recurring financial charges | 65 | €5,640 | €6,512 | +€872 | +15.5% |
| Profit (loss) for the period before taxes | 9903 | €51,491 | €64,940 | +€13,449 | +26.1% |
| Income taxes | 67/77 | €16,237 | €18,430 | +€2,194 | +13.5% |
| Profit (loss) for the period | 9904 | €35,254 | €46,509 | +€11,255 | +31.9% |
| Profit (loss) for the period to be appropriated | 9905 | €35,254 | €46,509 | +€11,255 | +31.9% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.