BUREAU MD ASSURANCES: what changed
BUREAU MD ASSURANCES
Largest movements
- Receivables within one year -€20,610
down €20,610 (-4.5%), from €460,098 to €439,488
of which Other amounts receivable: -€25,355
- Tax, wage and social debts -€16,068
down €16,068 (-24.8%), from €64,851 to €48,783
of which Taxes: -€30,559
- Reserves -€10,000
down €10,000 (-2.5%), from €394,890 to €384,890
of which Distributable reserves: -€10,000
- Gross operating margin -€26,960
down €26,960 (-24.2%), from €111,223 to €84,263
- Purchases and services +€18,811
up €18,811 (+21.1%), from €89,313 to €108,125
- Taxes -€5,046
no longer reported in 2024 (was €5,046)
- Staff costs -€1,842
down €1,842 (-1.9%), from €94,749 to €92,907
Change in the result, 2023 to 2024
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2023 and 2024 balance sheets and the 2024 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €518,424 | €495,744 | -€22,680 | -4.4% |
| Current assets | 29/58 | €518,424 | €495,744 | -€22,680 | -4.4% |
| Amounts receivable within one year | 40/41 | €460,098 | €439,488 | -€20,610 | -4.5% |
| Trade receivables | 40 | €5,701 | €10,445 | +€4,744 | +83.2% |
| Other amounts receivable | 41 | €454,397 | €429,042 | -€25,355 | -5.6% |
| Current investments | 50/53 | €55,890 | €55,890 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €2,109 | €28 | -€2,081 | -98.7% |
| Deferred charges and accrued income | 490/1 | €327 | €338 | +€11 | +3.4% |
| Total equity and liabilities | 10/49 | €518,424 | €495,744 | -€22,680 | -4.4% |
| Equity | 10/15 | €427,940 | €417,623 | -€10,317 | -2.4% |
| Contributions | 10/11 | €32,500 | €32,500 | = | 0.0% |
| Reserves | 13 | €394,890 | €384,890 | -€10,000 | -2.5% |
| Non-distributable reserves | 130/1 | €55,890 | €55,890 | = | 0.0% |
| Own shares acquired | 1312 | €55,890 | €55,890 | = | 0.0% |
| Distributable reserves | 133 | €339,000 | €329,000 | -€10,000 | -2.9% |
| Profit (loss) carried forward | 14 | €550 | €233 | -€317 | -57.6% |
| Amounts payable | 17/49 | €90,484 | €78,121 | -€12,363 | -13.7% |
| Amounts payable within one year | 42/48 | €67,286 | €55,141 | -€12,145 | -18.0% |
| Trade debts | 44 | €2,436 | €6,358 | +€3,923 | +161% |
| Suppliers | 440/4 | €2,436 | €6,358 | +€3,923 | +161% |
| Taxes, remuneration and social security | 45 | €64,851 | €48,783 | -€16,068 | -24.8% |
| Taxes | 450/3 | €41,956 | €11,397 | -€30,559 | -72.8% |
| Remuneration and social security | 454/9 | €22,894 | €37,386 | +€14,492 | +63.3% |
| Accrued charges and deferred income | 492/3 | €23,198 | €22,980 | -€219 | -0.9% |
| Goods, raw materials, services and sundry goods | 60/61 | €89,313 | €108,125 | +€18,811 | +21.1% |
| Remuneration, social security and pensions | 62 | €94,749 | €92,907 | -€1,842 | -1.9% |
| Other operating charges | 640/8 | €85 | €106 | +€21 | +24.4% |
| Gross operating margin | 9900 | €111,223 | €84,263 | -€26,960 | -24.2% |
| Operating profit (loss) | 9901 | €16,389 | -€8,749 | -€25,138 | |
| Financial income | 75/76B | €1 | €21 | +€20 | +1,979% |
| Recurring financial income | 75 | €1 | €21 | +€20 | +1,979% |
| Financial charges | 65/66B | €552 | €1,588 | +€1,036 | +188% |
| Recurring financial charges | 65 | €552 | €1,588 | +€1,036 | +188% |
| Profit (loss) for the period before taxes | 9903 | €15,838 | -€10,317 | -€26,155 | |
| Income taxes | 67/77 | €5,046 | - | -€5,046 | |
| Profit (loss) for the period | 9904 | €10,792 | -€10,317 | -€21,109 | |
| Profit (loss) for the period to be appropriated | 9905 | €10,792 | -€10,317 | -€21,109 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.