BunBiz: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BunBiz
Largest movements
- Cash +€18,077
up €18,077 (+9.1%), from €197,613 to €215,689
mainly Net result for the year (+€62,586) and Receivables within one year (+€14,416)
- Receivables within one year -€14,416
down €14,416 (-68.4%), from €21,071 to €6,655
of which Trade receivables: -€14,416
- Deferred charges and accrued income +€12,090
new in 2025: €12,090
- Tangible fixed assets -€10,078
down €10,078 (-25.3%), from €39,849 to €29,771
of which Furniture and vehicles: -€9,624
- Reserves +€62,586
up €62,586 (+37.9%), from €165,000 to €227,586
of which Distributable reserves: +€62,586
- Other debts -€35,665
down €35,665 (-66.4%), from €53,696 to €18,031
- Trade debts -€19,461
down €19,461 (-100%), from €19,461 to €0
- Taxes +€62,141
new in 2025: €62,141
- Gross operating margin +€19,539
up €19,539 (+16.9%), from €115,743 to €135,282
- Turnover +€17,457
up €17,457 (+10.8%), from €161,195 to €178,652
- Purchases and services -€6,091
down €6,091 (-11.9%), from €51,134 to €45,042
- Other operating charges -€3,841
down €3,841 (-88.0%), from €4,367 to €526
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €258,533 | €264,723 | +€6,190 | +2.4% |
| Fixed assets | 21/28 | €39,849 | €29,771 | -€10,078 | -25.3% |
| Tangible fixed assets | 22/27 | €39,849 | €29,771 | -€10,078 | -25.3% |
| Plant, machinery and equipment | 23 | €2,157 | €1,703 | -€454 | -21.1% |
| Furniture and vehicles | 24 | €37,693 | €28,069 | -€9,624 | -25.5% |
| Current assets | 29/58 | €218,684 | €234,952 | +€16,268 | +7.4% |
| Amounts receivable after more than one year | 29 | - | €517 | +€517 | |
| Other amounts receivable | 291 | - | €517 | +€517 | |
| Amounts receivable within one year | 40/41 | €21,071 | €6,655 | -€14,416 | -68.4% |
| Trade receivables | 40 | €21,071 | €6,655 | -€14,416 | -68.4% |
| Other amounts receivable | 41 | €0 | €0 | = | |
| Cash at bank and in hand | 54/58 | €197,613 | €215,689 | +€18,077 | +9.1% |
| Deferred charges and accrued income | 490/1 | - | €12,090 | +€12,090 | |
| Total equity and liabilities | 10/49 | €258,533 | €264,723 | +€6,190 | +2.4% |
| Equity | 10/15 | €166,727 | €229,313 | +€62,586 | +37.5% |
| Reserves | 13 | €165,000 | €227,586 | +€62,586 | +37.9% |
| Non-distributable reserves | 130/1 | €10,000 | €10,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €10,000 | €10,000 | = | 0.0% |
| Distributable reserves | 133 | €155,000 | €217,586 | +€62,586 | +40.4% |
| Profit (loss) carried forward | 14 | €1,727 | €1,727 | = | 0.0% |
| Amounts payable | 17/49 | €91,806 | €35,410 | -€56,396 | -61.4% |
| Amounts payable within one year | 42/48 | €91,806 | €35,410 | -€56,396 | -61.4% |
| Trade debts | 44 | €19,461 | €0 | -€19,461 | -100% |
| Suppliers | 440/4 | €19,461 | €0 | -€19,461 | -100% |
| Taxes, remuneration and social security | 45 | €18,649 | €17,379 | -€1,270 | -6.8% |
| Taxes | 450/3 | €18,649 | €17,379 | -€1,270 | -6.8% |
| Other amounts payable | 47/48 | €53,696 | €18,031 | -€35,665 | -66.4% |
| Turnover | 70 | €161,195 | €178,652 | +€17,457 | +10.8% |
| Goods, raw materials, services and sundry goods | 60/61 | €51,134 | €45,042 | -€6,091 | -11.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,737 | €10,078 | +€341 | +3.5% |
| Other operating charges | 640/8 | €4,367 | €526 | -€3,841 | -88.0% |
| Gross operating margin | 9900 | €115,743 | €135,282 | +€19,539 | +16.9% |
| Operating profit (loss) | 9901 | €101,639 | €124,678 | +€23,040 | +22.7% |
| Financial income | 75/76B | - | €365 | +€365 | |
| Recurring financial income | 75 | - | €365 | +€365 | |
| Financial charges | 65/66B | €168 | €316 | +€148 | +87.8% |
| Recurring financial charges | 65 | €168 | €316 | +€148 | +87.8% |
| Profit (loss) for the period before taxes | 9903 | €101,470 | €124,727 | +€23,257 | +22.9% |
| Income taxes | 67/77 | - | €62,141 | +€62,141 | |
| Profit (loss) for the period | 9904 | €101,470 | €62,586 | -€38,884 | -38.3% |
| Profit (loss) for the period to be appropriated | 9905 | €101,470 | €62,586 | -€38,884 | -38.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.