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BUILDWATCH: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BUILDWATCH

BE 0440.172.835
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€7,063
2024 · -€10,017+€2,954
Equity
€319,140
2024 · €326,203-€7,063
Cash
€64
2024 · €173-€109
Balance sheet total
€319,217
2024 · €529,198-€209,981

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€208,206

    down €208,206 (-40.7%), from €512,008 to €303,803

Equity and liabilities
  • Other debts -€175,697

    no longer reported in 2025 (was €175,697)

  • Tax, wage and social debts -€23,285

    down €23,285 (-99.7%), from €23,362 to €77

  • Profit (loss) carried forward -€7,063

    down €7,063 (-27.8%), from €25,366 to €18,303

Income statement
  • Gross operating margin +€3,264

    up €3,264 (+35.4%), from -€9,226 to -€5,962

  • Taxes +€213

    up €213 (+217.2%), from €98 to €311

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€10,017
Gross operating margin +€3,264
Other operating charges -€12
Financial charges -€85
Taxes -€213
Result 2025 -€7,063

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€109
Investment €0
Financing €0
Cash 2024 €173
Net result for the year -€7,063
Receivables within one year +€208,206
Deferred charges and accrued income +€1,667
Trade debts -€3,937
Tax, wage and social debts -€23,285
Other debts -€175,697
Cash 2025 €64
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €529,198 €319,217 -€209,981 -39.7%
Fixed assets 21/28 €15,350 €15,350 = 0.0%
Financial fixed assets 28 €15,350 €15,350 = 0.0%
Current assets 29/58 €513,848 €303,867 -€209,981 -40.9%
Amounts receivable within one year 40/41 €512,008 €303,803 -€208,206 -40.7%
Other amounts receivable 41 €512,008 €303,803 -€208,206 -40.7%
Cash at bank and in hand 54/58 €173 €64 -€109 -62.9%
Deferred charges and accrued income 490/1 €1,667 - -€1,667
Total equity and liabilities 10/49 €529,198 €319,217 -€209,981 -39.7%
Equity 10/15 €326,203 €319,140 -€7,063 -2.2%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €238,837 €238,837 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €232,637 €232,637 = 0.0%
Profit (loss) carried forward 14 €25,366 €18,303 -€7,063 -27.8%
Amounts payable 17/49 €202,996 €77 -€202,919 -100.0%
Amounts payable within one year 42/48 €202,996 €77 -€202,919 -100.0%
Trade debts 44 €3,937 - -€3,937
Suppliers 440/4 €3,937 - -€3,937
Taxes, remuneration and social security 45 €23,362 €77 -€23,285 -99.7%
Taxes 450/3 €23,362 €77 -€23,285 -99.7%
Other amounts payable 47/48 €175,697 - -€175,697
Other operating charges 640/8 €387 €400 +€12 +3.2%
Gross operating margin 9900 -€9,226 -€5,962 +€3,264 +35.4%
Operating profit (loss) 9901 -€9,614 -€6,362 +€3,252 +33.8%
Financial charges 65/66B €305 €390 +€85 +27.8%
Recurring financial charges 65 €305 €390 +€85 +27.8%
Profit (loss) for the period before taxes 9903 -€9,919 -€6,752 +€3,167 +31.9%
Income taxes 67/77 €98 €311 +€213 +217.2%
Profit (loss) for the period 9904 -€10,017 -€7,063 +€2,954 +29.5%
Profit (loss) for the period to be appropriated 9905 -€10,017 -€7,063 +€2,954 +29.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.