BuildTrade: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BuildTrade
Largest movements
- Tangible fixed assets -€19,415
down €19,415 (-9.6%), from €201,911 to €182,496
of which Furniture and vehicles: -€16,520
- Receivables within one year -€5,497
down €5,497 (-20.5%), from €26,854 to €21,357
of which Trade receivables: -€4,508
- Cash +€4,474
up €4,474 (+63.2%), from €7,078 to €11,552
mainly Depreciation (+€27,348) and Net result for the year (+€6,327)
- Current investments -€3,321
down €3,321 (-13.0%), from €25,572 to €22,251
- Debts after one year -€20,572
down €20,572 (-21.5%), from €95,713 to €75,141
- Other debts -€7,534
down €7,534 (-16.2%), from €46,590 to €39,056
- Reserves +€6,327
up €6,327 (+8.1%), from €77,736 to €84,063
- Tax, wage and social debts -€5,789
down €5,789 (-58.0%), from €9,977 to €4,188
- Current portion of long-term debt +€4,351
up €4,351 (+17.8%), from €24,461 to €28,812
- Gross operating margin +€2,361
up €2,361 (+5.3%), from €44,850 to €47,211
- Other operating charges +€1,544
up €1,544 (+90.9%), from €1,698 to €3,243
- Financial charges -€706
down €706 (-13.3%), from €5,296 to €4,590
- Financial income -€473
down €473 (-39.9%), from €1,185 to €712
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €267,042 | €244,391 | -€22,651 | -8.5% |
| Fixed assets | 21/28 | €203,111 | €183,696 | -€19,415 | -9.6% |
| Tangible fixed assets | 22/27 | €201,911 | €182,496 | -€19,415 | -9.6% |
| Land and buildings | 22 | €115,734 | €112,839 | -€2,895 | -2.5% |
| Furniture and vehicles | 24 | €86,177 | €69,657 | -€16,520 | -19.2% |
| Financial fixed assets | 28 | €1,200 | €1,200 | = | 0.0% |
| Current assets | 29/58 | €63,931 | €60,694 | -€3,237 | -5.1% |
| Amounts receivable within one year | 40/41 | €26,854 | €21,357 | -€5,497 | -20.5% |
| Trade receivables | 40 | €18,273 | €13,765 | -€4,508 | -24.7% |
| Other amounts receivable | 41 | €8,581 | €7,592 | -€989 | -11.5% |
| Current investments | 50/53 | €25,572 | €22,251 | -€3,321 | -13.0% |
| Cash at bank and in hand | 54/58 | €7,078 | €11,552 | +€4,474 | +63.2% |
| Deferred charges and accrued income | 490/1 | €4,427 | €5,534 | +€1,107 | +25.0% |
| Total equity and liabilities | 10/49 | €267,042 | €244,391 | -€22,651 | -8.5% |
| Equity | 10/15 | €88,073 | €94,399 | +€6,327 | +7.2% |
| Contributions | 10/11 | €8,060 | €8,060 | = | 0.0% |
| Reserves | 13 | €77,736 | €84,063 | +€6,327 | +8.1% |
| Distributable reserves | 133 | €77,736 | €84,063 | +€6,327 | +8.1% |
| Profit (loss) carried forward | 14 | €2,276 | €2,276 | = | 0.0% |
| Amounts payable | 17/49 | €178,969 | €149,991 | -€28,978 | -16.2% |
| Amounts payable after more than one year | 17 | €95,713 | €75,141 | -€20,572 | -21.5% |
| Financial debts | 170/4 | €95,713 | €75,141 | -€20,572 | -21.5% |
| Amounts payable within one year | 42/48 | €83,041 | €74,810 | -€8,232 | -9.9% |
| Current portion of amounts payable after more than one year | 42 | €24,461 | €28,812 | +€4,351 | +17.8% |
| Trade debts | 44 | €2,013 | €2,753 | +€741 | +36.8% |
| Suppliers | 440/4 | €2,013 | €2,753 | +€741 | +36.8% |
| Taxes, remuneration and social security | 45 | €9,977 | €4,188 | -€5,789 | -58.0% |
| Taxes | 450/3 | €9,977 | €4,188 | -€5,789 | -58.0% |
| Other amounts payable | 47/48 | €46,590 | €39,056 | -€7,534 | -16.2% |
| Accrued charges and deferred income | 492/3 | €215 | €40 | -€174 | -81.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,235 | €27,348 | +€113 | +0.4% |
| Other operating charges | 640/8 | €1,698 | €3,243 | +€1,544 | +90.9% |
| Gross operating margin | 9900 | €44,850 | €47,211 | +€2,361 | +5.3% |
| Operating profit (loss) | 9901 | €15,917 | €16,620 | +€703 | +4.4% |
| Financial income | 75/76B | €1,185 | €712 | -€473 | -39.9% |
| Recurring financial income | 75 | €1,185 | €712 | -€473 | -39.9% |
| Financial charges | 65/66B | €5,296 | €4,590 | -€706 | -13.3% |
| Recurring financial charges | 65 | €5,296 | €4,590 | -€706 | -13.3% |
| Profit (loss) for the period before taxes | 9903 | €11,805 | €12,741 | +€936 | +7.9% |
| Income taxes | 67/77 | €5,969 | €6,414 | +€445 | +7.5% |
| Profit (loss) for the period | 9904 | €5,836 | €6,327 | +€491 | +8.4% |
| Profit (loss) for the period to be appropriated | 9905 | €5,836 | €6,327 | +€491 | +8.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.