Building For You: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Building For You
Largest movements
- Stocks and contracts -€135,000
down €135,000 (-100%), from €135,000 to €0
- Receivables within one year +€27,944
up €27,944 (+20.1%), from €138,739 to €166,683
of which Other amounts receivable: +€40,444
- Debts after one year -€100,000
down €100,000 (-100%), from €100,000 to €0
- Other debts -€10,000
down €10,000 (-100%), from €10,000 to €0
- Gross operating margin -€3,494
down €3,494 (-28.4%), from €12,317 to €8,823
- Financial income -€3,255
down €3,255 (-81.4%), from €4,000 to €745
- Other operating charges -€816
down €816 (-51.1%), from €1,597 to €782
- Financial charges -€382
down €382 (-5.2%), from €7,291 to €6,909
- Taxes -€214
down €214 (-87.3%), from €245 to €31
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €278,445 | €168,979 | -€109,466 | -39.3% |
| Current assets | 29/58 | €278,445 | €168,979 | -€109,466 | -39.3% |
| Stocks and contracts in progress | 3 | €135,000 | €0 | -€135,000 | -100% |
| Stocks | 30/36 | €135,000 | €0 | -€135,000 | -100% |
| Amounts receivable within one year | 40/41 | €138,739 | €166,683 | +€27,944 | +20.1% |
| Trade receivables | 40 | €137,500 | €125,000 | -€12,500 | -9.1% |
| Other amounts receivable | 41 | €1,239 | €41,683 | +€40,444 | +3,264% |
| Cash at bank and in hand | 54/58 | €4,707 | €2,297 | -€2,410 | -51.2% |
| Total equity and liabilities | 10/49 | €278,445 | €168,979 | -€109,466 | -39.3% |
| Equity | 10/15 | €149,043 | €150,889 | +€1,846 | +1.2% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €137,600 | €137,600 | = | 0.0% |
| Distributable reserves | 133 | €137,600 | €137,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,557 | -€11,711 | +€1,846 | +13.6% |
| Amounts payable | 17/49 | €129,403 | €18,090 | -€111,312 | -86.0% |
| Amounts payable after more than one year | 17 | €100,000 | €0 | -€100,000 | -100% |
| Financial debts | 170/4 | €100,000 | €0 | -€100,000 | -100% |
| Amounts payable within one year | 42/48 | €29,403 | €18,090 | -€11,312 | -38.5% |
| Trade debts | 44 | €16,990 | €15,277 | -€1,712 | -10.1% |
| Suppliers | 440/4 | €16,990 | €15,277 | -€1,712 | -10.1% |
| Taxes, remuneration and social security | 45 | €2,413 | €2,813 | +€400 | +16.6% |
| Taxes | 450/3 | €2,413 | €2,813 | +€400 | +16.6% |
| Other amounts payable | 47/48 | €10,000 | €0 | -€10,000 | -100% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Other operating charges | 640/8 | €1,597 | €782 | -€816 | -51.1% |
| Gross operating margin | 9900 | €12,317 | €8,823 | -€3,494 | -28.4% |
| Operating profit (loss) | 9901 | €10,719 | €8,041 | -€2,678 | -25.0% |
| Financial income | 75/76B | €4,000 | €745 | -€3,255 | -81.4% |
| Recurring financial income | 75 | €4,000 | €745 | -€3,255 | -81.4% |
| Financial charges | 65/66B | €7,291 | €6,909 | -€382 | -5.2% |
| Recurring financial charges | 65 | €7,291 | €6,909 | -€382 | -5.2% |
| Profit (loss) for the period before taxes | 9903 | €7,429 | €1,878 | -€5,551 | -74.7% |
| Income taxes | 67/77 | €245 | €31 | -€214 | -87.3% |
| Profit (loss) for the period | 9904 | €7,184 | €1,846 | -€5,337 | -74.3% |
| Profit (loss) for the period to be appropriated | 9905 | €7,184 | €1,846 | -€5,337 | -74.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.