BUILDERZ: what changed
What changed
BUILDERZ
NACE 41.001, General construction of residential buildings
filed annual accounts (NBB)
Net result for the year
€1,291
2024 · -€830+€2,121
Equity
€24,957
2024 · €23,666+€1,291
Cash
€14
2024 · €4+€11
Balance sheet total
€117,194
2024 · €124,391-€7,197
Largest movements
Assets
- Receivables after one year -€15,159
down €15,159 (-13.7%), from €110,954 to €95,796
- Tangible fixed assets +€5,013
up €5,013 (+244%), from €2,051 to €7,064
- Receivables within one year +€2,042
up €2,042 (+237%), from €862 to €2,904
of which Other amounts receivable: +€1,292
Equity and liabilities
- Debts after one year -€6,119
down €6,119 (-6.3%), from €96,769 to €90,650
- Tax, wage and social debts -€2,102
down €2,102 (-96.0%), from €2,189 to €87
- Profit (loss) carried forward +€1,291
new in 2025: €1,291
Income statement
- Gross operating margin +€2,924
up €2,924, from -€112 to €2,812
- Depreciation +€788
new in 2025: €788
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€830
Gross operating margin
+€2,924
Depreciation
-€788
Other operating charges
-€12
Financial charges
-€2
Result 2025
€1,291
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€11,931
Investment
-€5,801
Financing
-€6,119
Cash 2024
€4
From operations (derived)
+€11,931
Net result for the year
+€1,291
Depreciation
+€788
Receivables after one year
+€15,159
Receivables within one year
-€2,042
Deferred charges and accrued income
-€896
Trade debts
-€267
Tax, wage and social debts
-€2,102
Investment (derived)
-€5,801
Investment in fixed assets (net)
-€5,801
Financing
-€6,119
Debts after one year
-€6,119
Cash 2025
€14
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €124,391 | €117,194 | -€7,197 | -5.8% |
| Fixed assets | 21/28 | €12,378 | €17,391 | +€5,013 | +40.5% |
| Intangible fixed assets | 21 | €10,327 | €10,327 | = | 0.0% |
| Tangible fixed assets | 22/27 | €2,051 | €7,064 | +€5,013 | +244% |
| Furniture and vehicles | 24 | €2,051 | €7,064 | +€5,013 | +244% |
| Current assets | 29/58 | €112,013 | €99,803 | -€12,210 | -10.9% |
| Amounts receivable after more than one year | 29 | €110,954 | €95,796 | -€15,159 | -13.7% |
| Other amounts receivable | 291 | €110,954 | €95,796 | -€15,159 | -13.7% |
| Amounts receivable within one year | 40/41 | €862 | €2,904 | +€2,042 | +237% |
| Trade receivables | 40 | €174 | €924 | +€750 | +430% |
| Other amounts receivable | 41 | €688 | €1,979 | +€1,292 | +188% |
| Cash at bank and in hand | 54/58 | €4 | €14 | +€11 | +299% |
| Deferred charges and accrued income | 490/1 | €193 | €1,090 | +€896 | +464% |
| Total equity and liabilities | 10/49 | €124,391 | €117,194 | -€7,197 | -5.8% |
| Equity | 10/15 | €23,666 | €24,957 | +€1,291 | +5.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €21,666 | €21,666 | = | 0.0% |
| Non-distributable reserves | 130/1 | €200 | €200 | = | 0.0% |
| Reserves not available under the articles | 1311 | €200 | €200 | = | 0.0% |
| Distributable reserves | 133 | €21,466 | €21,466 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €1,291 | +€1,291 | |
| Amounts payable | 17/49 | €100,725 | €92,237 | -€8,488 | -8.4% |
| Amounts payable after more than one year | 17 | €96,769 | €90,650 | -€6,119 | -6.3% |
| Financial debts | 170/4 | €96,769 | €90,650 | -€6,119 | -6.3% |
| Amounts payable within one year | 42/48 | €3,956 | €1,587 | -€2,368 | -59.9% |
| Trade debts | 44 | €267 | - | -€267 | |
| Suppliers | 440/4 | €267 | - | -€267 | |
| Advances received on contracts in progress | 46 | €1,500 | €1,500 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €2,189 | €87 | -€2,102 | -96.0% |
| Taxes | 450/3 | €2,189 | €87 | -€2,102 | -96.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €788 | +€788 | |
| Other operating charges | 640/8 | €578 | €591 | +€12 | +2.1% |
| Gross operating margin | 9900 | -€112 | €2,812 | +€2,924 | |
| Operating profit (loss) | 9901 | -€690 | €1,433 | +€2,123 | |
| Financial charges | 65/66B | €140 | €142 | +€2 | +1.4% |
| Recurring financial charges | 65 | €140 | €142 | +€2 | +1.4% |
| Profit (loss) for the period before taxes | 9903 | -€830 | €1,291 | +€2,121 | |
| Profit (loss) for the period | 9904 | -€830 | €1,291 | +€2,121 | |
| Profit (loss) for the period to be appropriated | 9905 | -€830 | €1,291 | +€2,121 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.