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BS CONSTRUCT IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BS CONSTRUCT IMMO

BE 1005.566.831
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,650
2024 · €16,663-€13,013
Equity
€26,312
2024 · €22,663+€3,650
Cash
€26,180
2024 · €33,912-€7,731
Balance sheet total
€81,701
2024 · €39,938+€41,763

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€34,690

    new in 2025: €34,690

  • Receivables within one year +€14,503

    up €14,503 (+243.5%), from €5,957 to €20,460

    of which Trade receivables: +€10,838

  • Cash -€7,731

    down €7,731 (-22.8%), from €33,912 to €26,180

    mainly Investment in fixed assets (net) (-€43,333) and Receivables within one year (-€14,503)

Equity and liabilities
  • Debts after one year +€19,122

    new in 2025: €19,122

  • Other debts +€12,044

    up €12,044 (+1246.7%), from €966 to €13,010

  • Trade debts +€8,103

    up €8,103 (+785.7%), from €1,031 to €9,135

  • Advances received -€5,989

    down €5,989 (-100.0%), from €5,989 to €0

  • Current portion of long-term debt +€5,767

    new in 2025: €5,767

Income statement
  • Depreciation +€8,643

    new in 2025: €8,643

  • Gross operating margin -€2,706

    down €2,706 (-12.5%), from €21,662 to €18,956

  • Other operating charges +€1,722

    up €1,722 (+359.4%), from €479 to €2,201

  • Taxes -€1,602

    down €1,602 (-35.8%), from €4,479 to €2,876

  • Financial charges +€1,545

    up €1,545 (+3675.1%), from €42 to €1,587

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €16,663
Gross operating margin -€2,706
Depreciation -€8,643
Other operating charges -€1,722
Financial income -€0
Financial charges -€1,545
Taxes +€1,602
Result 2025 €3,650

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€10,712
Investment -€43,333
Financing +€24,889
Cash 2024 €33,912
Net result for the year +€3,650
Depreciation +€8,643
Receivables within one year -€14,503
Deferred charges and accrued income -€301
Trade debts +€8,103
Tax, wage and social debts -€934
Advances received -€5,989
Other debts +€12,044
Investment in fixed assets (net) -€43,333
Debts after one year +€19,122
Current portion of long-term debt +€5,767
Cash 2025 €26,180
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €39,938 €81,701 +€41,763 +104.6%
Fixed assets 21/28 - €34,690 +€34,690
Tangible fixed assets 22/27 - €34,690 +€34,690
Furniture and vehicles 24 - €34,690 +€34,690
Current assets 29/58 €39,938 €47,011 +€7,073 +17.7%
Amounts receivable within one year 40/41 €5,957 €20,460 +€14,503 +243.5%
Trade receivables 40 €2,450 €13,288 +€10,838 +442.3%
Other amounts receivable 41 €3,507 €7,173 +€3,666 +104.5%
Cash at bank and in hand 54/58 €33,912 €26,180 -€7,731 -22.8%
Deferred charges and accrued income 490/1 €70 €371 +€301 +432.1%
Total equity and liabilities 10/49 €39,938 €81,701 +€41,763 +104.6%
Equity 10/15 €22,663 €26,312 +€3,650 +16.1%
Contributions 10/11 €6,000 €6,000 = 0.0%
Reserves 13 €16,663 €20,312 +€3,650 +21.9%
Distributable reserves 133 €16,663 €20,312 +€3,650 +21.9%
Amounts payable 17/49 €17,276 €55,389 +€38,113 +220.6%
Amounts payable after more than one year 17 - €19,122 +€19,122
Financial debts 170/4 - €19,122 +€19,122
Amounts payable within one year 42/48 €17,276 €36,267 +€18,991 +109.9%
Current portion of amounts payable after more than one year 42 - €5,767 +€5,767
Financial debts 43 €6,000 €6,000 = 0.0%
Credit institutions 430/8 €6,000 €6,000 = 0.0%
Trade debts 44 €1,031 €9,135 +€8,103 +785.7%
Suppliers 440/4 €1,031 €9,135 +€8,103 +785.7%
Advances received on contracts in progress 46 €5,989 €0 -€5,989 -100.0%
Taxes, remuneration and social security 45 €3,289 €2,355 -€934 -28.4%
Taxes 450/3 €3,289 €2,355 -€934 -28.4%
Other amounts payable 47/48 €966 €13,010 +€12,044 +1246.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €8,643 +€8,643
Other operating charges 640/8 €479 €2,201 +€1,722 +359.4%
Gross operating margin 9900 €21,662 €18,956 -€2,706 -12.5%
Operating profit (loss) 9901 €21,183 €8,113 -€13,070 -61.7%
Financial income 75/76B €1 €0 -€0 -86.3%
Recurring financial income 75 €1 €0 -€0 -86.3%
Financial charges 65/66B €42 €1,587 +€1,545 +3675.1%
Recurring financial charges 65 €42 €1,587 +€1,545 +3675.1%
Profit (loss) for the period before taxes 9903 €21,141 €6,526 -€14,615 -69.1%
Income taxes 67/77 €4,479 €2,876 -€1,602 -35.8%
Profit (loss) for the period 9904 €16,663 €3,650 -€13,013 -78.1%
Profit (loss) for the period to be appropriated 9905 €16,663 €3,650 -€13,013 -78.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.