Bru-immo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bru-immo
Largest movements
- Receivables after one year -€503,298
down €503,298 (-11.9%), from €4.2m to €3.7m
- Reserves -€985,000
down €985,000 (-90.3%), from €1.1m to €105,716
of which Distributable reserves: -€985,000
- Other debts +€644,752
up €644,752 (+2434.4%), from €26,485 to €671,237
- Debts after one year -€182,913
down €182,913 (-5.6%), from €3.3m to €3.1m
- Financial income +€93,586
up €93,586 (+101.0%), from €92,662 to €186,247
- Taxes -€61,112
down €61,112 (-59.6%), from €102,581 to €41,469
- Financial charges +€44,834
up €44,834 (+49.8%), from €89,959 to €134,794
- Gross operating margin -€39,259
down €39,259 (-8.7%), from €451,303 to €412,044
- Other operating charges -€10,764
down €10,764 (-18.1%), from €59,622 to €48,858
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,754,026 | €4,225,708 | -€528,318 | -11.1% |
| Fixed assets | 21/28 | €478,967 | €478,967 | = | 0.0% |
| Tangible fixed assets | 22/27 | €478,967 | €478,967 | = | 0.0% |
| Land and buildings | 22 | €478,967 | €478,967 | = | 0.0% |
| Current assets | 29/58 | €4,275,058 | €3,746,741 | -€528,318 | -12.4% |
| Amounts receivable after more than one year | 29 | €4,243,090 | €3,739,791 | -€503,298 | -11.9% |
| Other amounts receivable | 291 | €4,243,090 | €3,739,791 | -€503,298 | -11.9% |
| Amounts receivable within one year | 40/41 | €17,517 | €6,809 | -€10,708 | -61.1% |
| Trade receivables | 40 | €17,517 | €0 | -€17,517 | -100.0% |
| Other amounts receivable | 41 | €0 | €6,809 | +€6,809 | |
| Cash at bank and in hand | 54/58 | €10,670 | €140 | -€10,531 | -98.7% |
| Deferred charges and accrued income | 490/1 | €3,781 | €0 | -€3,781 | -100.0% |
| Total equity and liabilities | 10/49 | €4,754,026 | €4,225,708 | -€528,318 | -11.1% |
| Equity | 10/15 | €1,152,216 | €167,216 | -€985,000 | -85.5% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €1,090,716 | €105,716 | -€985,000 | -90.3% |
| Non-distributable reserves | 130/1 | €6,150 | €6,150 | = | 0.0% |
| Legal reserve | 130 | €6,150 | €6,150 | = | 0.0% |
| Tax-exempt reserves | 132 | €99,251 | €99,251 | = | 0.0% |
| Distributable reserves | 133 | €985,315 | €315 | -€985,000 | -100.0% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €3,601,810 | €4,058,492 | +€456,682 | +12.7% |
| Amounts payable after more than one year | 17 | €3,295,486 | €3,112,573 | -€182,913 | -5.6% |
| Financial debts | 170/4 | €3,295,486 | €3,112,573 | -€182,913 | -5.6% |
| Amounts payable within one year | 42/48 | €306,324 | €945,919 | +€639,595 | +208.8% |
| Current portion of amounts payable after more than one year | 42 | €175,869 | €182,913 | +€7,045 | +4.0% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €22,390 | €2,300 | -€20,090 | -89.7% |
| Suppliers | 440/4 | €22,390 | €2,300 | -€20,090 | -89.7% |
| Taxes, remuneration and social security | 45 | €81,581 | €89,469 | +€7,888 | +9.7% |
| Taxes | 450/3 | €81,581 | €89,469 | +€7,888 | +9.7% |
| Other amounts payable | 47/48 | €26,485 | €671,237 | +€644,752 | +2434.4% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | - | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | - | = | |
| Other operating charges | 640/8 | €59,622 | €48,858 | -€10,764 | -18.1% |
| Gross operating margin | 9900 | €451,303 | €412,044 | -€39,259 | -8.7% |
| Operating profit (loss) | 9901 | €391,681 | €363,186 | -€28,494 | -7.3% |
| Financial income | 75/76B | €92,662 | €186,247 | +€93,586 | +101.0% |
| Recurring financial income | 75 | €92,662 | €186,247 | +€93,586 | +101.0% |
| Financial charges | 65/66B | €89,959 | €134,794 | +€44,834 | +49.8% |
| Recurring financial charges | 65 | €89,959 | €134,794 | +€44,834 | +49.8% |
| Profit (loss) for the period before taxes | 9903 | €394,383 | €414,640 | +€20,257 | +5.1% |
| Income taxes | 67/77 | €102,581 | €41,469 | -€61,112 | -59.6% |
| Profit (loss) for the period | 9904 | €291,802 | €373,171 | +€81,369 | +27.9% |
| Profit (loss) for the period to be appropriated | 9905 | €291,802 | €373,171 | +€81,369 | +27.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.