Bringme Finance: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bringme Finance
Largest movements
- Receivables after one year +€2.4m
new in 2025: €2.4m
- Receivables within one year -€2.2m
down €2.2m (-78.0%), from €2.8m to €606,816
of which Other amounts receivable: -€2.3m
- Deferred charges and accrued income +€474,922
up €474,922, from €0 to €474,922
- Cash -€73,176
down €73,176 (-15.7%), from €465,560 to €392,384
mainly Receivables after one year (-€2.4m) and Investment in fixed assets (net) (-€880,062)
- Profit (loss) carried forward +€363,906
up €363,906 (+19.8%), from €1.8m to €2.2m
- Accrued charges and deferred income +€318,421
up €318,421 (+3,094%), from €10,291 to €328,712
- Debts after one year -€264,528
down €264,528 (-14.5%), from €1.8m to €1.6m
- Tax, wage and social debts +€129,811
up €129,811 (+84.2%), from €154,114 to €283,924
- Trade debts +€101,468
up €101,468 (+18.4%), from €552,274 to €653,742
- Gross operating margin -€273,814
down €273,814 (-17.1%), from €1.6m to €1.3m
- Depreciation -€54,545
down €54,545 (-5.8%), from €941,058 to €886,513
- Financial income +€54,430
up €54,430 (+40.7%), from €133,588 to €188,018
- Write-downs -€31,612
down €31,612, from €0 to -€31,612
- Other operating charges +€25,858
up €25,858 (+383%), from €6,747 to €32,606
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,786,458 | €6,387,411 | +€600,953 | +10.4% |
| Fixed assets | 21/28 | €2,558,073 | €2,551,622 | -€6,451 | -0.3% |
| Tangible fixed assets | 22/27 | €2,556,963 | €2,550,512 | -€6,451 | -0.3% |
| Plant, machinery and equipment | 23 | €2,556,963 | €2,550,512 | -€6,451 | -0.3% |
| Financial fixed assets | 28 | €1,110 | €1,110 | = | 0.0% |
| Current assets | 29/58 | €3,228,385 | €3,835,789 | +€607,404 | +18.8% |
| Amounts receivable after more than one year | 29 | - | €2,361,666 | +€2.4m | |
| Other amounts receivable | 291 | - | €2,361,666 | +€2.4m | |
| Amounts receivable within one year | 40/41 | €2,762,825 | €606,816 | -€2.2m | -78.0% |
| Trade receivables | 40 | €408,694 | €546,526 | +€137,832 | +33.7% |
| Other amounts receivable | 41 | €2,354,131 | €60,290 | -€2.3m | -97.4% |
| Cash at bank and in hand | 54/58 | €465,560 | €392,384 | -€73,176 | -15.7% |
| Deferred charges and accrued income | 490/1 | €0 | €474,922 | +€474,922 | |
| Total equity and liabilities | 10/49 | €5,786,458 | €6,387,411 | +€600,953 | +10.4% |
| Equity | 10/15 | €1,910,315 | €2,274,221 | +€363,906 | +19.0% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €6,200 | €6,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,842,115 | €2,206,021 | +€363,906 | +19.8% |
| Amounts payable | 17/49 | €3,876,143 | €4,113,189 | +€237,047 | +6.1% |
| Amounts payable after more than one year | 17 | €1,824,344 | €1,559,817 | -€264,528 | -14.5% |
| Financial debts | 170/4 | €1,824,344 | €1,559,817 | -€264,528 | -14.5% |
| Amounts payable within one year | 42/48 | €2,041,507 | €2,224,660 | +€183,153 | +9.0% |
| Current portion of amounts payable after more than one year | 42 | €1,331,842 | €1,286,994 | -€44,848 | -3.4% |
| Trade debts | 44 | €552,274 | €653,742 | +€101,468 | +18.4% |
| Suppliers | 440/4 | €552,274 | €653,742 | +€101,468 | +18.4% |
| Taxes, remuneration and social security | 45 | €154,114 | €283,924 | +€129,811 | +84.2% |
| Taxes | 450/3 | €154,114 | €283,924 | +€129,811 | +84.2% |
| Other amounts payable | 47/48 | €3,278 | €0 | -€3,278 | -100% |
| Accrued charges and deferred income | 492/3 | €10,291 | €328,712 | +€318,421 | +3,094% |
| Non-recurring operating income | 76A | €86,537 | €4,181 | -€82,357 | -95.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €941,058 | €886,513 | -€54,545 | -5.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | -€31,612 | -€31,612 | |
| Other operating charges | 640/8 | €6,747 | €32,606 | +€25,858 | +383% |
| Non-recurring operating charges | 66A | €112,662 | €0 | -€112,662 | -100% |
| Gross operating margin | 9900 | €1,601,560 | €1,327,746 | -€273,814 | -17.1% |
| Operating profit (loss) | 9901 | €541,093 | €440,240 | -€100,853 | -18.6% |
| Financial income | 75/76B | €133,588 | €188,018 | +€54,430 | +40.7% |
| Recurring financial income | 75 | €133,588 | €188,018 | +€54,430 | +40.7% |
| Financial charges | 65/66B | €118,887 | €131,880 | +€12,994 | +10.9% |
| Recurring financial charges | 65 | €118,887 | €131,880 | +€12,994 | +10.9% |
| Profit (loss) for the period before taxes | 9903 | €555,794 | €496,377 | -€59,416 | -10.7% |
| Income taxes | 67/77 | €151,454 | €132,471 | -€18,983 | -12.5% |
| Profit (loss) for the period | 9904 | €404,340 | €363,906 | -€40,433 | -10.0% |
| Profit (loss) for the period to be appropriated | 9905 | €404,340 | €363,906 | -€40,433 | -10.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.